Pensioner Savings Account-i

Secure your retirement with our Pensioner Savings Account-i. Tailored exclusively for retirees, it offers peace of mind and financial stability, making your golden years truly golden.

Protected by PIDM up to RM250,000 for each depositor

Highlights & Benefits

Profit rate

of 1.0% p.a

Free MEPS withdrawals

up to 8 times

Lifetime waiver of Debit Card annual fee
Cashback up to RM10 per month for DuitNow transaction

(Promo until 31 December or earlier)

Pensioner Savings Account-i

Pensioner Savings Account-i

Published on 16 Jun 2023

Product Benefits
  1. Access to full Debit Card-i facilities
  2. Access to i-Muamalat Mobile apps and i-Muamalat Internet Banking
  3. Automatic Zakat Deduction (Optional)
  4. Free MEPS withdrawals:
    Minimum Balance No. of MEPS Refund
    RM999.99 and below 3 times
    RM1,000-RM2,999.99 4 times
    RM3,000-RM4,999.99 6 times
    RM5,000 and above 8 times
  5. Cashback up to RM 10 based on Average Daily Balance (ADB) and number of *DuitNow transactions made per month:
    Average Daily Balance (ADB) Minimum DuitNow Transaction per Month Minimum Accummulated DuitNow Transaction Value per month % Cashback based on DuitNow Transaction Value per month Cashback Value** Capping per month
    RM5,00-RM999.99 2 RM50 0.05% RM2
    RM1,000-RM2,999.99 3 RM100 0.10% RM5
    RM3,000 ke atas 5 RM300 0.20% RM10

    *DuitNow transaction includes DuitNow transfer, DuitNow QR and DuitNow Request.

Daily End Balance *Profit Rates (p.a)
Up to RM999.99 0.20%
RM1,000 – RM4,999.999 0.40%
RM5,000 and above 1.00%

Additional Information:

This product is protected by Perbadanan Insurans Deposit Malaysia (PIDM).

(Protected by PIDM up to RM250,000 for each depositor)

Features & Eligibility

Debit Card-i
Minimum Deposit: RM20
All individuals above 50 years old
Malaysians and permanent residents residing in Malaysia

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2024-02-23 08:37:52