Commercial Property Financing (CPF)

Commercial property financing for own occupy with Mcash facility. To provide financial support for individuals and businesses looking to acquire or refinance commercial properties.

Up to 90% of property value
(max RM5 million under SME) SJPP
Up to 105% of financing limit
Inclusive of MCRE
Term Financing

Up to 20 years for property/M-Cash up to 5 years (annual review)


Property Ownership
Flexible Financing Options
Capital Preservation
Long-Term Investment
Cash Flow Management
Business Expansion Opportunities

Margin of Financing

  • Up to 90% of property value (MAX RM 5 Million under SME)
  • Up to 105% of financing limit, inclusive of MCRE.

Type of Facility and Tenure

  • Term financing, up to 20 years for property
  • M-Cash, up to 5 years (With annual review)


  • At least 51% shares held & control by Malaysian citizen & registered with SSM

Financing Rate

  • Up To BFR-1.8%

*Financing rate will be based on applicant credit scoring
*Current BFR:6.56%

*Terms and conditions apply.

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2024-06-13 08:48:21