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Investment

Mudarabah Unrestricted Investment Account (SURIA)

This is an investment account product that is tied to the performance of the underlying assets and is
not a deposit product. This product is not protected by Perbadanan Insurans Deposit Malaysia (PIDM).

Highlights & Benefits

Individual
Full Debit Card
functions
Individual
Full access to
i-muamalat Mobile apps
Individual
Full access to
i-muamalat Internet Banking
Individual
Special campaigns
and Draws
Non-Individual
Full Debit Card
functions

(for Sole Proprietor)

Non-Individual
Full access to
i-muamalat Mobile apps

(for Sole Proprietor)

Non-Individual
Full access to
i-Biz Internet Banking
Non-Individual
Special Campaigns
and Draws

Before You Apply

 

Term Individual Non-Individual
Eligibility
  • Single/Joint account holders.
  • Open to residents and non-residents who have attained the age of 18 years and above.
  • Trust Account for children below 18 years old (minors).
  • For children below eighteen (18) years old (minors), the account must be opened and operated by their parent or legal guardian upon providing the Birth Certificate/MyKid
  • The Bank’s standard account opening eligibility is also applicable to SURIA opening.
Selected Business Type as pre-determined by the bank such as:

  • Sole Proprietor,
  • Partnership,
  • Professional Agency,
  • Limited Liability Partnership; and

Companies under Micro and Small Category i.e Non-Financial Public Enterprise and Others.

Note: The above criteria is subject to the Bank’s policy from time to time.
Issuance of
ATM/Debit Card
  • ATM/debit card will be issued to individual account or joint account holders if the signing condition of the account is either one to sign.
  • ATM/Debit Card will be issued to minor of age 12 to 17 years old with consent from the parents/legal guardian with limited access on the card.
  • ATM/debit Card will be issued to sole proprietorship and must be signed by owner of the proprietorship.
Mode of Investment / Transaction
  • Over the counter transaction(s)
  • Cash Deposit Machine (CDM)
  • Cheque Deposit Terminal (CDT)
  • Automated Teller Machine (ATM)
  • Remittance
  • Interbank Giro (IBG) Transfer
  • Internet banking (Retail Internet Banking)
Profit Sharing Ratio (%) Account Holder
2
Bank
98
Effective Period 16 February 2024 until 15 March 2024
Return on Investment (ROI) to Account Holder(Indicative Rate) 0.09% per annum
(This is an investment account product that is tied to the performance of the underlying assets and subject to change)

Note:

  1. This is an investment account product that is tied to the performance of the underlying assets and is not a deposit product.
  2. This product is not protected by Perbadanan Insurans Deposit Malaysia (PIDM).

Eligibility & Fees

Min. Age : 18 years old

Under 18 years old will need Trust Account

Min. Placement  : RM100
Min. Balance : RM50

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2024-02-23 08:37:52