Close
Financing

SMART Mortgage SJKP

Finance your first home with a fully shariah home ownership scheme up to maximum amount of RM500,000.

Product Benefits

Margin of Financing up to 110%
Maximum financing

up to a maximum of RM 500,000 (inclusive of MRTT/MLTT, LTHT, Legal and Valuation Fees).

No lock-in period
Fully-Shariah compliant product
Peace of mind with MRTT coverage

Finance your first home with a fully shariah home ownership scheme up to maximum amount of RM500,000.

 

Package Name

SMART Mortgage-SJKP (Skim Jaminan Kredit Perumahan)

 

Eligibility
  • All individuals & joint applicants
  • For fixed income earners, non-fixed income earners and self-employed
  • First time house buyers for own occupation

 

Documents required
  • Photocopy of I/C of applicant(s)
  • Latest 6-month salary slips (if applicable)
  • Latest J/EA Form
  • Original S&P Agreement/ booking sheet/ down payment receipt
  • Business Registration and other related forms for self-employed (whichever is applicable)
  • Latest 6-month Bank Statement (if applicable)
  • Declaration letter on self-employment or income stream (if applicable)
  • Any additional documents if required by the Bank

 

 

Let us help you calculate!

Muamalat Calculator

Financing Amount (RM)
Profit Rate
Installment period (years)
Monthly Payment

Product Disclosure Sheet

*Terms and conditions apply.

You might also be interested in

SMART Mortgage FLEXI
SMART Mortgage Solution
SMART Mortgage Eco Green
Chat with us on
WhatsApp
AUSTRALIAN DOLLARAUD3.2260003.0720003.056000
BRUNEI DOLLARBND3.6610003.5010003.490000
CANADIAN DOLLARCAD3.6100003.4830003.466000
SWISS FRANCCHF5.5580005.3190005.301000
EURO EUR5.3470005.0530005.031000
STERLING POUNDGBP6.2120005.9590005.950000
NEW ZEALAND DOLLARNZD3.1160002.8930002.878000
SINGAPORE DOLLARSGD3.6610003.5150003.514000
UNITED STATES DOLLARUSD4.9200004.6670004.650000

2024-02-23 08:37:52