Featured Image of SMART Mortgage FLEXI Shophouse Financing-i

SMART Mortgage FLEXI Shophouse Financing-i

Featured Image of SMART Mortgage FLEXI Shophouse Financing-i

Convenient and comprehensive, with peace-of-mind benefits

Product Benefits

Pay additional amount on top of your monthly payment and reduce your principal immediately.
Save on your profit charges
Redraw any amount from your excess payments at your convenience and get the cash immediately
Shorten your financing tenure and own your property faster
Transaction on Redraw can be made online easily

Own your Dream Home with Peace of Mind


Package Name

SMART Mortgage FLEXI Shophouse Financing-i



All individuals & joint applicants


  • Financing Moving Costs and Related Expenses (MCRE) i.e. MRTT/MLTT, LTHT, legal fees, valuation fee & stamp duty
  • Fully-Shariah compliant product
  • Peace of mind with MRTT/MLTT coverage
  • Will writing (wasiat) services
  • 100% stamp duty exemption for redemption (on conversion from conventional to Islamic financing) as per Federal Government’s gazette P.A(A)376/2010, Stamp Duty (Remission) Order 2010, Stamp Act 1949.


Margin of Financing

Margin of Financing (MOF) Up to 80%+10% MCRE



Financing tenure up to age of 70 years or maximum duration of 25 years. Whichever is earlier


Documents required
  • Photocopy of I/C of applicant(s)
  • Latest 3-month salary slips
  • Latest J/EA Form
  • Confirmation letter from employer
  • Original S&P Agreement/ booking sheet/ down payment receipt
  • Business Registration and other related forms for self-employed (whichever is applicable)
  • Latest 3-month Bank Statement
  • Any additional documents if required by the Bank
Terms and Conditions
Product Disclosure Sheet

*Terms and conditions apply.

You might also be interested in

SMART Mortgage Shophouse Financing-i
Chat with us on
AUSTRALIAN DOLLARAUD3.2220003.0680003.052000
BRUNEI DOLLARBND3.5880003.4300003.419000
CANADIAN DOLLARCAD3.4900003.3650003.348000
SWISS FRANCCHF5.3860005.1520005.134000
EURO EUR5.2560004.9640004.942000
STERLING POUNDGBP6.1770005.9220005.913000
NEW ZEALAND DOLLARNZD3.0580002.8390002.824000
SINGAPORE DOLLARSGD3.5880003.4440003.443000
UNITED STATES DOLLARUSD4.8430004.5910004.574000

2024-06-13 08:48:21