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SMART Mortgage FLEXI Shophouse Financing-i

Featured Image of SMART Mortgage FLEXI Shophouse Financing-i

Convenient and comprehensive, with peace-of-mind benefits

Product Benefits

Pay additional amount on top of your monthly payment and reduce your principal immediately.
Save on your profit charges
Redraw any amount from your excess payments at your convenience and get the cash immediately
Shorten your financing tenure and own your property faster
Transaction on Redraw can be made online easily

Own your Dream Home with Peace of Mind

 

Package Name

SMART Mortgage FLEXI Shophouse Financing-i

 

Eligibility

All individuals & joint applicants

 

Benefits:
  • Financing Moving Costs and Related Expenses (MCRE) i.e. MRTT/MLTT, LTHT, legal fees, valuation fee & stamp duty
  • Fully-Shariah compliant product
  • Peace of mind with MRTT/MLTT coverage
  • Will writing (wasiat) services
  • 100% stamp duty exemption for redemption (on conversion from conventional to Islamic financing) as per Federal Government’s gazette P.A(A)376/2010, Stamp Duty (Remission) Order 2010, Stamp Act 1949.

 

Margin of Financing

Margin of Financing (MOF) Up to 80%+10% MCRE

 

Tenure

Financing tenure up to age of 70 years or maximum duration of 25 years. Whichever is earlier

 

Documents required
  • Photocopy of I/C of applicant(s)
  • Latest 3-month salary slips
  • Latest J/EA Form
  • Confirmation letter from employer
  • Original S&P Agreement/ booking sheet/ down payment receipt
  • Business Registration and other related forms for self-employed (whichever is applicable)
  • Latest 3-month Bank Statement
  • Any additional documents if required by the Bank
Terms and Conditions
Product Disclosure Sheet

*Terms and conditions apply.

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SMART Mortgage Shophouse Financing-i
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2024-06-13 08:48:21