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Fixed Term Account-i

Secure your financial future with confidence by opening a Fixed Term Account-i with us and enjoy competitive profit rates.
* Protected by PIDM up to RM250,000 for each depositor

Highlights & Benefits

Attractive profit rates up to 3.50% p.a for 6 months
Flexible tenure and profit payment options
Profit rate is fixed and determined upfront upon placement
Guaranteed capital

*subject to terms and conditions

Fixed Term Account-i

This is a term deposit account based on the Shariah concept of Tawarruq / Commodity Murabahah (i.e. purchase of an asset on a deferred basis either through musawamah or murabahah and subsequently sells the asset to a third party on cash basis). The profit rates from the accounts, which are pre-determined upfront, offers higher returns compared to the normal Savings Accounts or Current Account. FTA-i placement ranges from 1 (one) month to a maximum of 60 (sixty) months., offering the following profit rates:

* Protected by PIDM up to RM250,000 for each depositor


Profit Rates: Fixed Term Account-i
Tenure Profit Rate (p.a.)
1 month 2.60
2 months 2.60
3 months 2.75
4 months 2.75
5 months 2.75
6 months 2.80
7 months 2.80
8 months 2.80
9 months 2.80
10 months 2.80
11 months 2.80
12 months 2.80
18 months 2.85
24 months 2.85
36 months 2.90
48 months 2.95
60 months 3.00

*Effective 19 Feb 2024

Note : Rates may be subject to change without prior notice

Tenure Profit Rate (p.a.)
1 month 2.60
2 months 2.60
3 months 2.75
4 months 2.75
5 months 2.75
6 months 2.80
7 months 2.80
8 months 2.80
9 months 2.80
10 months 2.80
11 months 2.80
12 months 2.80
18 months 2.85
24 months 2.85
36 months 2.90
48 months 2.95
60 months 3.00

*Effective 19 Feb 2024

Note : Rates may be subject to change without prior notice

Step By Step-Eng

Step By Step-BM

 

Placement amounts

Customer Tenure RM
Retail & Corporate 1 Month 5,000
2 Months and above 1,000
Corporate Wholesale 1 day – 1 year 100,000

 

Tenure

Customer Tenure
Retail 1 to 60 months (in multiple of one (1) month)
Corporate 1 to 12 months (in multiple of 1 month), 18, 24, 36, 48 and 60 months.
Corporate Wholesale Overnight to 1 year (in multiple of 1 day)

Features & Eligibility

Min. Age : 18 years old
Under 18 years old will need Trust Account
Foreign individuals employed /studying in Malaysia
Corporate, government, SMEs, associations, clubs, societies, etc

You might also be interested in

Basic Current Account-i (BCA)
Current Account-i
Basic Savings Account-i (BSA)
Fixed Term Account-i
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2024-06-13 08:48:21