Bai’ Al Dayn Working Financing-i (BWCF)

Bai’ Al Dayn refers to the sale of a debt arising from trade and services transaction in the form of a deferred payment sale. The customer sells this debt to the Bank at a discount.


Customer gets paid from the Bank before realization of the sale.


The cost must be revealed;
The price and tenure of the lump-sum deferred payment must be agreed upon by the Bank and the customer;
The Bank appoints customer as an agent to sell on its behalf;
Only trade transaction on usance term is allowed;
Financing for finished goods.

You might also be interested in

Accepted Bills-i (AB-i) – Export/Sales
Al Kafalah Bank Guarantee (KBG)
Al Kafalah Shipping Guarantee (KSG)
Chat with us on
AUSTRALIAN DOLLARAUD3.2090003.0580003.042000
BRUNEI DOLLARBND3.6520003.4940003.483000
CANADIAN DOLLARCAD3.6000003.4750003.458000
SWISS FRANCCHF5.5510005.3150005.297000
EURO EUR5.3530005.0610005.039000
STERLING POUNDGBP6.2150005.9640005.955000
NEW ZEALAND DOLLARNZD3.0920002.8730002.858000
SINGAPORE DOLLARSGD3.6520003.5080003.507000
UNITED STATES DOLLARUSD4.9160004.6650004.648000

2024-02-27 08:21:06