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Land Financing

Featured Image of Land Financing

Convenient and comprehensive, with peace-of-mind benefits

Product Benefits

Convenient with network of branches and service centres throughout the nation
Mortgage Reducing Term Takaful (MRTT)/ Mortgage Reducing Term Takaful (MLTT) plan for pure peace-of-mind benefits
Flexibility of payment available at all branches

Own your Dream Property with Peace of Mind

 

Package Name

SMART Mortgage Land Financing-i

 

Eligibility

All individuals & joint applicants

 

Benefits:
  • Financing Moving Costs and Related Expenses (MCRE) i.e.MRTT/MLTT, LTHT, legal fees, valuation fee & stamp duty
  • Fully-Shariah compliant product
  • Peace of mind with Mortgage Reducing Term takaful (MRTT)/ Mortgage Level Term Takaful (MLTT) coverage
  • Will writing (wasiat) services
  • 100% stamp duty exemption for redemption (on conversion from conventional to Islamic financing) as per Federal Government’s gazette P.A(A)376/2010, Stamp Duty (Remission) Order 2010, Stamp Act 1949.

 

Margin of Financing

Up to 50%+10% MCRE

 

Tenure

Financing tenure up to age of 65 years or maximum duration of 7 years, whichever is earlier

 

Documents required
  • Photocopy of I/C of applicant(s)
  • Latest 3-month salary slips
  • Latest J/EA Form
  • Confirmation letter from employer
  • Original S&P Agreement/ booking sheet/ down payment receipt
  • Business Registration and other related forms for self-employed (whichever is applicable)
  • Latest 3-month Bank Statement
  • Any additional documents if required by the Bank

Let us help you calculate!

Muamalat Calculator

Financing Amount (RM)
Profit Rate
Installment period (years)
Monthly Payment

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2024-06-13 08:48:21