Land Financing

Convenient and comprehensive, with peace-of-mind benefits

Product Benefits

Attractive and competitive profit rates, extra long tenor and high margin of financing
Convenient with network of branches and service centres throughout the nation
Mortgage Reducing Term Takaful (MRTT) plan for pure peace-of-mind benefits
Flexibility of payment available at all branches

Own your Dream Home with Peace of Mind


Package Name

SMART Mortgage Land Financing-i



All individuals & joint applicants


  • Financing Moving Costs and Related Expenses (MCRE) i.e.MRTT/LTHT, legal fees, valuation fee & stamp duty
  • Fully-Shariah compliant product
  • Peace of mind with MRTT coverage
  • Will writing (wasiat) services
  • 100% stamp duty exemption for redemption (on conversion from conventional to Islamic financing) as per Federal Government’s gazette P.A(A)376/2010, Stamp Duty (Remission) Order 2010, Stamp Act 1949.


Margin of Financing

Up to 50%+10% MCRE



Financing tenure up to age of 65 years or maximum duration of 7 years, whichever is earlier


Documents required
  • Photocopy of I/C of applicant(s)
  • Latest 3-month salary slips
  • Latest J/EA Form
  • Confirmation letter from employer
  • Original S&P Agreement/ booking sheet/ down payment receipt
  • Business Registration and other related forms for self-employed (whichever is applicable)
  • Latest 3-month Bank Statement
  • Any additional documents if required by the Bank

Let us help you calculate!

Muamalat Calculator

Financing Amount (RM)
Profit Rate
Installment period (years)
Monthly Payment

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2024-02-23 08:37:52