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Muamalat Auto-Grad Scheme

Graduates, kick-start your career with the vehicle of your dreams! With up to 100% margin of financing, Auto-Grad enables you to own a vehicle without a hefty down payment, allowing vehicle ownership earlier in your career. Plan your commute sooner and chase your ambitions behind the wheel of your dream car with the comfort of affordable and convenient financing!

Muamalat Auto-Grad Scheme

Graduates, kick-start your career with the vehicle of your dreams! With up to 100% margin of financing, Auto-Grad enables you to own a vehicle without a hefty down payment, allowing vehicle ownership earlier in your career. Plan your commute sooner and chase your ambitions behind the wheel of your dream car with the comfort of affordable and convenient financing!

 

Package Name

Muamalat Auto-Grad Scheme

 

Eligibility of Customer
  • Graduate Qualifications: Must possess minimum qualification of diploma
  • Minimum Monthly Gross Income: RM2,300
  • Age of Entry: Minimum of 20 years old and maximum of 35 years old (must not exceed age 44 years old upon maturity and application is within 5 years from date of graduation)
  • Nationality: Open to Malaysians

 

Margin of Financing

Up to 100%

 

Type of Car

New Car only

 

Tenure

Up to 9 years

 

Profit Rate

Flat Rate

 

Advance Payment
  • Private Employees – 2 months advance payment
  • Government servant – 1 month advance payment

 

Minimum Documents Required
  • Photocopy of MyKad (front and back)
  • Photocopy of Driving License (front and back)
  • Latest 3 month’s salary slip
  • Latest 3 month’s bank statement
  • Employment offer letter
  • Photocopy of Diploma/Degree/Transcript/Final examination result upon application

*Note: BMMB reserves the rights to request for additional documents

 

Qualifications

Minimum diploma level from educational institutions recognized by Malaysia Qualification Agency (MQA) / Department of Higher Education, Ministry of Higher Education Malaysia.

*Terms and conditions apply.

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2024-06-13 08:48:21