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Debit Card-i

Embrace the bright or bold experience, today!

Debit Card-i (“the Card”) is a payment instrument based on the Shariah concept of Ujrah (fee on service).

Card

Debit Card-i

Embrace the bright or bold experience, today!

Debit Card-i (“the Card”) is a payment instrument based on the Shariah concept of Ujrah (fee on service).

Document Required

 

Term Individual Non-Individual
Eligibility
  • Single/Joint account holders.
  • Open to residents and non-residents who have attained the age of 18 years and above.
  • Trust Account for children below 18 years old (minors).
  • For children below eighteen (18) years old (minors), the account must be opened and operated by their parent or legal guardian upon providing the Birth Certificate/MyKid
  • The Bank’s standard account opening eligibility is also applicable to SURIA opening.
Selected Business Type as pre-determined by the bank such as:

  • Sole Proprietor,
  • Partnership,
  • Professional Agency,
  • Limited Liability Partnership; and

Companies under Micro and Small Category i.e Non-Financial Public Enterprise and Others.

Note: The above criteria is subject to the Bank’s policy from time to time.
Issuance of
ATM/Debit Card
  • ATM/debit card will be issued to individual account or joint account holders if the signing condition of the account is either one to sign.
  • ATM/Debit Card will be issued to minor of age 12 to 17 years old with consent from the parents/legal guardian with limited access on the card.
  • ATM/debit Card will be issued to sole proprietorship and must be signed by owner of the proprietorship.
Mode of Investment / Transaction
  • Over the counter transaction(s)
  • Cash Deposit Machine (CDM)
  • Cheque Deposit Terminal (CDT)
  • Automated Teller Machine (ATM)
  • Remittance
  • Interbank Giro (IBG) Transfer
  • Internet banking (Retail Internet Banking)
Profit Sharing Ratio (%) Account Holder
2
Bank
98
Effective Period 16 August 2023 until 15 September 2023
Return on Investment (ROI) to Account Holder(Indicative Rate) 0.09% per annum
(This is an investment account product that is tied to the performance of the underlying assets and subject to change)

Note: Additional documents may be requested (if required) during processing.

Eligibility Criterias:

  • Individuals aged 18 and above.
  • Minors aged 12-17 can apply with limited access.

Maximum spending limit:

  • RM20,000, or up to account available balance.

Withdrawal limit:

  • Minimum: RM10
  • Maximum: Up to RM10,000 per day

Eligibility Criterias:

  • Individuals aged 18 and above.
  • The Customer must meet the following eligibility criteria’s:
    i) Keep an average annual deposit balance of RM200,000, or
    ii) Have an annual income of at least RM300,000 (excluding bonuses), or
    iii) A high-ranking individual in the Public or Corporate sector, considered influential to the bank, even if not meeting the criteria above.

Maximum spending limit:

  • RM50,000, or up to account available balance.

Withdrawal limit:

  • Minimum: RM10
  • Maximum: Up to RM20,000 per day

Note: Aisya Debit Card-i is still available for customers, while stocks last.

Debit Card-i

The new Bank Muamalat Debit Card-i is here. Get yours now at the nearest branches.

Visit our branch

Click Here


Functions
  • Three key functionalities of Debit Card-i:
    i) Debit MasterCard/ MasterCard Platinum function/application;
    ii) ATM function/application;
    iii) MEPS e-Debit function/application;
  • Your Card will be connected to your Savings or Current Account (“CASA”). The transaction amount will be deducted directly from this account. If you decide to close your deposit account with us, the Card will be automatically cancelled.

 

How to apply?
  • Visit your nearest Bank Muamalat branches to apply.
  • If you have any enquiries, please contact us at:-
    Bank Muamalat Malaysia Berhad (BMMB) Customer Service Department
    Level 19, Menara Bumiputra, 21 Jalan Melaka, 50100 Kuala Lumpur.
    Tel : 03-26005500 or 03-26005600
    Email : feedback@muamalat.com.my
    Website : www.muamalat.com.my

 

IMPORTANT NOTE: PLEASE NOTIFY THE BANK IMMEDIATELY IF THERE IS UNAUTHORISED USE OR TRANSACTION OF YOUR CARD.

*Compulsory to be completed and submitted together with the required documents.

Submit your completed documents to a Bank Muamalat Branch near you.

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2024-10-22 08:38:42