Muamalat Government Scheme
As a Government servant, enjoy our exclusive vehicle financing scheme tailored just for you. Own your vehicle with up to 100% margin of financing and the peace of mind of our competitive flat rates.
Package Name
Muamalat Government Scheme
Shariah Concept
- Al-Ijarah Thumma Al-Bai’
- Murabahah to the purchase orderer
Eligibility of Customer
- Minimum Monthly Gross Income: RM1,500
- Age of entry: Minimum of 18 years old and maximum of 70 years old (must not exceed age 75 years old upon maturity)
- Nationality: Open to Malaysians
Margin of Financing
Up to 100%
Types of Car
New, Used and Unregistered Reconditioned car, Pre-owned
Financing Tenure
Up to 9 years
Profit Rate
Flat Rate
Minimum Documents Required
- Photocopy of MyKad (front and back)
- Photocopy of Driving License (front and back)
- Latest 3 month’s salary slip
- Latest 3 month’s bank statement
*Note: BMMB reserves the rights to request for additional documents
