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SMART Mortgage Shophouse Financing-i

Featured Image of SMART Mortgage Shophouse Financing-i

Convenient and comprehensive, with peace-of-mind benefits

Product Benefits

Financing tenure up to age of 70 years or maximum duration of 25 years, whichever is earlier
Financing of MCRE

(Moving Costs & Related Expenses) i.e. MRTT/MLTT, LTHT, legal fees, valuation fee & stamp duty

Fully-Shariah compliant product
Peace of mind with Mortgage Reducing Term Takaful (MRTT)/Mortgage Level Term Takaful (MLTT) coverage
No lock-in period
Competitive profit rate

Own Your Dream Property with Peace of Mind

 

Package Name

SMART Mortgage Shophouse Financing-i

 

Eligibility

All individuals & joint applicants

 

Benefits:
  • Financing Moving Costs and Related Expenses (MCRE) i.e. MRTT/MLTT, LTHT, legal fees, valuation fee & stamp duty
  • Fully-Shariah compliant product
  • Peace of mind with MRTT/MLTT coverage
  • Will writing (wasiat) services
  • 100% stamp duty exemption for redemption (on conversion from conventional to Islamic financing) as per Federal Government’s gazette P.A(A)376/2010, Stamp Duty (Remission) Order 2010, Stamp Act 1949.

 

Margin of Financing

Margin of Financing (MOF) Up to 80%+10% MCRE

 

Tenure

Financing tenure up to age of 70 years or maximum duration of 25 years. whichever is earlier

 

Documents required
  • Photocopy of I/C of applicant(s)
  • Latest 3-month salary slips
  • Latest J/EA Form
  • Confirmation letter from employer
  • Original S&P Agreement/ booking sheet/ down payment receipt
  • Business Registration and other related forms for self-employed (whichever is applicable)
  • Latest 3-month Bank Statement
  • Any additional documents if required by the Bank
Terms and Conditions
Product Disclosure Sheet

*Terms and conditions apply.

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2024-06-13 08:48:21