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Updated on 24/01/2024 9:15 am

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Gold Standard Price per gram (RM)
750 376.55
835 419.23
875 439.31
916 459.90
950 476.97
999 501.57

Updated on 11/07/2025 9:00 am
More details
Ar Rahnu Calculator

Secure Your Future Wealth with Gold Today.
Perth Mint 99.99% Gold Minted Bar/Account Price:
Product Type Bank Sell Bank Buy
Account 486.92 452.79
Physical 503.99 452.79
EasiGold (Less than RM15,000) 460.265 453.549
EasiGold (RM15,000 and more) 459.265 454.549

(*Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value)
*At selected branches only

* EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store

Updated on 11/07/2025 9:30 am
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Currency Sell Buy
AUD
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BND
0.00
0.00
CAD
0.00
0.00
CHF
0.00
0.00
EUR
0.00
0.00
GBP
0.00
0.00
NZD
0.00
0.00
SGD
0.00
0.00
USD
0.00
0.00

Updated on 24/01/2024 9:15 am

More currencies
Gold Standard Price per gram (RM)
750 376.55
835 419.23
875 439.31
916 459.90
950 476.97
999 501.57

Updated on 11/07/2025 9:00 am
More details
Ar Rahnu Calculator

Secure Your Future Wealth with Gold Today.
Perth Mint 99.99% Gold Minted Bar/Account Price:
Product Type Bank Sell Bank Buy
Account 486.92 452.79
Physical 503.99 452.79
EasiGold (Less than RM15,000) 460.265 453.549
EasiGold (RM15,000 and more) 459.265 454.549

(*Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value)
*At selected branches only

* EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store

Updated on 11/07/2025 9:30 am
More details
Financing

Muamalat Pajak Gadai Islam (Ar-Rahnu)

Welcome to Muamalat Pajak Gadai Islam (Ar-Rahnu)

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Financing

Muamalat Pajak Gadai Islam (Ar-Rahnu)

Talk to Us
Visit Our Branch
Consumer Alert & Updates
List Of Unauthorised

Welcome to Muamalat Pajak Gadai Islam (Ar-Rahnu)

Product Benefits

Enjoy up to RM500,000* financing
Up to 18 months tenure
Fixed Profit Rate 0.9375% monthly & charges is calculated based on financing
FREE Takaful coverage
Shariah Compliant
Easy online Ar-Rahnu Revaluation
Accept gold bullion (without opening the seal) & MG-i Account

Daily Gold Price

Effective Update: 11/07/2025 9:00 am

No Gold Standard Price per gram (RM)
1 750 376.55
2 835 419.23
3 875 439.31
4 916 459.90
5 950 476.97
6 999 501.57

Pawn your gold items and enjoy immediate financing of up to 80% of the current value of the gold item(s) (i.e., marhun value) under Muamalat Ar Rahnu (Tawarruq). Enjoy fixed profit rate of 11.25% per annum (equivalent to 0.9375% monthly) based on financing amount and a tenure up to 18 months. Muamalat Ar-Rahnu is an Islamic Pawn Broking scheme based on the Shariah concept of Tawarruq (commodity Murabahah) and Rahn (Pawn broking)

Ar Rahnu Calculator
Revaluation Contact Number

Welcome to Muamalat Pajak Gadai Islam (Ar-Rahnu)

At Muamalat Pajak Gadai Islam, we understand your financial needs and are committed to providing Shariah-compliant financial solutions. We are proud to be your top choice for easy, fast, and trustworthy Islamic pawn broking services.

Whether you are Muslim or non-Muslim, our services are designed to offer everyone the benefits of ethical and transparent financial practices. Enjoy competitive rates, secure storage, and a process that respects your values and needs.

 

Term Description
Concept Tawarruq & Rahn
Applicant Eligibility
  • Open to Malaysian citizens and Permanent Residents aged 18 years and above
  • Not declared a bankrupt
Financing Margin Up to 80% of the current value of the gold item(s) (i.e., marhun value)
Financing Limit Minimum:
a) RM250.00 for Gold Items (Non MG-i); and
b) RM250.00 for Muamalat Gold-i (MG-i) (Physical and Account)Maximum:
a) RM500,000.00 for Gold Items (Non MG-i); and
b) RM500,000.00 for Muamalat Gold-i (MG-i) (Physical and Account)
Acceptable Gold Collaterals
  • Gold/jewellery (without precious stone) of standards 750, 835, 875, 916, 917, 950 and 999.
  • Accept all types of gold bars/ coins/ wafers/ nuggets of standards 916, 917, 950 and 999 from all goldsmiths, gold institutions, gold producers and authorized distributors except those blacklisted by Bank Negara Malaysia (BNM), “Consumer Alert”, “Fraud Alert” and “Securities Commission Malaysia (SC )Security Alert”.
  • Muamalat Gold-i (MG-i) (Physical and Account).
Pawn Duration (Tenure of Financing)
  • Up to eighteen (18) months.
  • However, the profit charges must be paid on or before each Payment Date stated in the Payment Schedule of the Islamic Pawn Broking Financing Contract (Muamalat Islamic Pawn Broking) as a condition to qualify for the financing period up to the Maturity Date.
  • The payment due date will be on the first (1st) day of each month for every payment cycle.
Profit Rate The profit rate is fixed at 11.25% per annum (equivalent to 0.9375% per month) based on the financing amount.
Payment Payment for profit-servicing and financing can be made via cash at our branches, account debiting, Automated Teller Machine (ATM), Cash Deposit Machine (CDM) and Internet Banking.
Pawn Redemption The pledged item will be returned once the full financing amount and profit charges have been fully settled, either before or upon maturity.

 

Profit rate is calculated based on financing value vs Marhun value
  • Example:
    a) Marhun value (gold value)= RM10, 000
    b) Financing (80%) = RM8, 000
Conventional Pawn Broking
Interest charge (based on loan)
2% monthly
RM8,000 x 2.00% = RM160.00 monthly
Ar Rahnu Islamic
Other Ar Rahnu Operator Muamalat Ar Rahnu
Profit charge
(based on Marhun value)		 Profit charge
(based on Financing Amount)
11.25% p.a
0.9375% monthly		 11.25% p.a
0.9375% monthly
RM10,000 x 0.94%
= RM94.00 monthly		 RM8,000 x 0.94%
= RM75.20 monthly

 

How To Apply
  • Fill up the Ar-Rahnu application form.
  • Bring along your original identification card (NRIC) and gold item(s) to be pledged.

 

Our Values

“Fast Cash to settle your debt , Just present Identification Card & Jewellery. SO EASY!”

Zain, Factory Worker

“Required urgent cash for emergency, pawn your gold bar into cash at low rates. SMART CHOICE!”

Siti, Single Mother

“Quick cash for essential medical treatment. Revalue existing pawn facility. ATTAINED PEACE OF MIND!”

Mei Ling, Retiree

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*Terms and conditions apply.

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AUSTRALIAN DOLLARAUD2.8760002.7210002.705000
BRUNEI DOLLARBND3.4310003.2350003.224000
CANADIAN DOLLARCAD3.1650003.0550003.038000
SWISS FRANCCHF5.4530005.2210005.203000
EURO EUR5.1330004.8520004.830000
STERLING POUNDGBP5.9150005.6590005.650000
NEW ZEALAND DOLLARNZD2.6940002.5030002.488000
SINGAPORE DOLLARSGD3.4310003.2350003.234000
UNITED STATES DOLLARUSD4.3720004.1410004.124000

2025-07-11 08:24:42