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MSalary+

A comprehensive salary package that is designed to elevate rewards for employers and employees.

Banking

MSalary+

A comprehensive salary package that is designed to elevate rewards for employers and employees.

Product Highlights

Attractive Competitive Rates

for deposit products

Employer
Free IBG Charges
Cyber Theft Coverage

for New-to-Bank (NTB) customers only

*T&C applies

Discount for MGIA

Discount RM2 per gram for MGIA

Employer
Free i-Biz / MCTB Subscription Fee

for first year Employer

*full mode only

Employer
Free 2 i-Biz / MCTB Tokens

for first 2 years

Free MEPS Withdrawal

up to 6 times

MSalary+

A comprehensive salary package that is designed to elevate rewards for employers and employees.

Term Description
Segments
  • Sole proprietors
  • Partnership
  • Small & medium enterprises
  • Professional bodies
  • Societies
  • Associations
  • Trade unions & cooperatives
Eligibility
  • Opens Current Account-i (Tawarruq) Salary scheme
  • Subscribes to BMMB i-Biz/MCTB & BMMB Retail Internet Banking (RIB)
Features
Products Min. deposit
Current Account-i RM500
FTA-i
  • 1 month: RM5,000
  • 2 months & above: RM1,000
Profit Rate
Tier Profit Rate (p.a.)
RM0 – RM999.99 0.20%
RM1,000.00 – RM24,999.99 0.60%
RM25,000.00 – RM49,999.99 0.80%
RM50,000.00 – RM99,999.99 1.00%
RM100,000.00 and above 1.20%
Benefits
  • Free IBG charges
  • Free 2 i-Biz/MCTB tokens for first 2 years
  • Free i-Biz/MCTB subscription fee for first year
    *for full mode only
Term Description
Segments
  • New and existing individual customers
  • Individual staff employed by MSalary+ registered employer
Eligibility Opens either Savings Account-i (Tawarruq) Salary Scheme, Current Account-i (Tawarruq) Salary Scheme or SURIA
Features
Products Min. deposit
Current Account-i RM10
(with company offer letter)
Savings Account-i RM20
(without company offer letter)
SURIA RM0 initial placement
(applicable for SURIA only & upon request by employer & approval from the Bank)
Current RM10
Profit Rate
  • Savings Account-i
    Tier Profit Rate (p.a.)
    Less than RM5,000 0.10%
    RM5,000 and above 0.30%
  • Current Account-i
    Tier Profit Rate (p.a.)
    Less than RM5,000 0.00%
    RM5,000 and above 0.30%
  • SURIA
    Tier Profit Rate (p.a.)
    Less than RM5,000 0.10%
    RM5,000 and above 0.50%
Benefits
  • New MEPS waiver + Cyber Theft coverage
    • Savings account
    • Current account
    • SURIA
    Balance Tier Free Withdrawal Cyber Theft Coverage Contribution
    <RM1,000 2 times RM12.80/year
    RM1,000 – RM4,999.99 4 times
    RM5,000 and above 6 times

    *Cyber theft coverage will only be offered to New-to-Bank (NTB) customers only with minimum salary amount of RM2,500 for the period of 1 year only

  • (Additional Benefit) Discount RM2 per gram for MGIA

Features & Eligibility

Employer

New or existing non-individual employers are eligible if they:

  1. Open a Current Account-i MSalary+ (min RM500)
  2. Subscribe to Retail Internet Banking (RIB)/iBiz Muamalat
Employee

New/existing employees who want to open a salary account, or are working with an MSalary+ registered employer who meets the requirements:

  1. Open a Savings Account-i MSalary+, Current Account-i MSalary+, or SURIA MSalary+

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2025-08-05 08:41:27