Benefits & Rates
Employer:
- Current Account-i MSalary+:
– Extra Profit of 0.20% higher than Board Rate for Current Account (Tawarruq) Salary Scheme Non-IndividualTier Profit Rates* (p.a) RM0 – RM999.99 0.20% RM1,000.00 – RM24,999.99 0.60% RM25,000.00 – RM49,999.99 0.80% RM50,000.00 – RM99,999.99 1.00% RM100,000.00 and above 1.20% *Profit Rates are subject to board rate
- Fixed Term Account-i
– Higher Profit Rate by 0.10% above Board Rate for minimum 3 months placement tenure - Additional benefits:
– Free IBG charges;
– Free 2 iBiz Muamalat Tokens for the first two (2) years;
– Free iBiz Muamalat Subscription Fee for the first year (Applicable only for “Full Mode”)
Employee:
- Current Account-i MSalary+:
Tier Profit Rates* (p.a) Less than RM5,000 0.00% RM5,000 and above 0.30% *Profit Rates are subject to board rate
- Savings Account-i MSalary+:
Tier Profit Rates* (p.a) Less than RM5,000 0.10% RM5,000.00 and above 0.30% *Profit Rates are subject to board rate
- SURIA MSalary+ Profit Sharing Ratio (PSR):
Tier Indicative Profit Rates (p.a) Profit Sharing Ratio (PSR) Less than RM5,000 0.10% 98 (Bank): 2 (Customer) RM5,000.00 and above 0.50% 89 (Bank): 11 (Customer) - Free MEPS Withdrawals:
Tier MEPS Waiver RM 0 – RM999.99 2 times RM1,000 – RM 4,999.99 4 times RM5,000 and above 6 times - Cyber Theft Coverage:
Coverage Limit (RM) Identity Theft 150 Online Retail Fraud 300 Electronic Fund Transfer Fraud 500 Note: Only for New-to-Bank customers with minimum salary amount of RM2,500 with the coverage period of one year only
- Waiver of Debit Card Annual Fee of RM 12 for the first year.
- Discount on Muamalat Gold Account
– Discount of RM 2 per gram for Muamalat Gold-i Account (MGi) - (Optional) Personal Financing
– Special Financing Rate for Personal Financing
Features
- Minimum Deposit:
- Savings Account-i MSalary+ : RM20
- Current Account-i MSalary+ : RM500
- Fixed Term Account-i:
- 1 month: RM5,000
- 2 months and above: RM1,000
- SURIA Salary Scheme: RM100
- Debit Card-i
Eligibility
- Employer
New and existing non-individual employers who fulfill the following requirements of BMMB are eligible for the program:- Opens Current Account-i MSalary+;
- Current Account-i MSalary+: RM500
- Subscribe to BMMB Retail Internet Banking (RIB) or iBiz Muamalat
- Employee
New and existing individual employee who wish to open salary account or individual employed by MSalary+ registered employer that possess the following requirements:- Opens either Savings Account-i MSalary+, Current Account-i MSalary+ or Mudarabah Unrestricted Investment Account (SURIA) MSalary+