Close
EN
BM

Personal

Business

Financing

SMART Mortgage HOME

Own your Dream Home with Peace of Mind

Financing

SMART Mortgage HOME

Own your Dream Home with Peace of Mind

Product Benefits

Financing tenure

up to age of 70 years or maximum duration of 35 years, whichever is earlier

Financing of MCRE

(Moving Costs & Related Expenses) i.e. MRTT/MLTT, LTHT, legal fees, valuation fee & stamp duty

Fully-Shariah compliant product
Peace of mind

with Mortgage Reducing Term Takaful (MRTT)/Mortgage Level Term Takaful (MLTT) coverage

No lock-in period
Competitive profit rate

SMART Mortgage HOME

Own your Dream Home with Peace of Mind

 

Package Name

SMART Mortgage HOME

 

Eligibility
  1. Malaysian citizen – Age 18 years old and above
  2. Fixed Income Earner or Self-employed
  3. For Primary Market (BUC) or Secondary Market (Completed)
  4. All individuals & joint applicants

 

Documents required
  • Photocopy of MyKad
  • Latest 1-month salary slip
  • Latest 1-month Bank Statement
  • Latest J/EA Form
  • Verification through the ‘HRMIS’ System for government servants
  • Original S&P Agreement/ booking sheet/ down payment receipt
  • Business Registration and other related forms for self-employed (whichever related)
  • Any additional documents (if required) – Latest EPF statement

Let us help you calculate!

Muamalat Calculator

Financing Amount (RM)
Profit Rate
Installment period (years)
Monthly Payment

Terms and Conditions

*Terms and conditions apply.

You might also be interested in

SMART Mortgage FLEXI
SMART Mortgage Solution
Chat with us on
WhatsApp
AUSTRALIAN DOLLARAUD2.8480002.6870002.671000
BRUNEI DOLLARBND3.4180003.2140003.203000
CANADIAN DOLLARCAD3.1450003.0280003.011000
SWISS FRANCCHF5.3820005.1390005.121000
EURO EUR5.1130004.8210004.799000
STERLING POUNDGBP5.8620005.5930005.584000
NEW ZEALAND DOLLARNZD2.6570002.4620002.447000
SINGAPORE DOLLARSGD3.4180003.2140003.213000
UNITED STATES DOLLARUSD4.3730004.1310004.114000

2025-08-11 08:47:26