SMART Mortgage Green PLUS
Package Name
SMART Mortgage Green PLUS
Eligibility
- Malaysian citizen
- Single or joint applicants
- For fixed income earners, non-fixed income earners and self-employed
- First and second time home buyers only
Benefits
Purpose 1 Purchase of Certified Green Residential Property:
- Maximum Property Value up to RM2.0 million.
- Maximum Financing up to RM2.0 million.
- Margin of Financing of up to a maximum of 100% + 10% (financing of Moving Costs and Related Expenses (MCRE) i.e. MRTT).
Purpose 2 Purchase of Non-Certified Green Residential Property with Solar PV installation:
- Maximum Property Value up to RM1.0 million.
- Maximum Financing up to RM1.1 million.
- Margin of Financing of up to a maximum of 100% + 10% + Solar Panel (financing of Moving Costs and Related Expenses (MCRE) i.e. MRTT and Solar Panel).
Documents required
Fixed Income Earner:
- Photocopy of MyKad
- Latest 1-month salary slip
- Latest 1-month Bank Statement
- Latest EA / EC / J Form
- Verification through the ‘HRMIS’ System for government servants
- Original S&P Agreement/ booking sheet/ down payment receipt
- Any additional documents (if required)
Self-Employed or Non-Fixed Income Earners:
- Photocopy of IC;
- Latest 6 months Bank or deposit account statement (personal / business)
- Business and relevant license; or self-employed related document (whichever is applicable)
- Latest tax receipt
- Visit business premises (for verification of employment and/or conducting business)
- Any additional documents (if required)
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