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Term Investment Account-i (TIA-i)

Your returns will be based on the prevailing market performance at maturity, up to the expected rate — providing potential gains while aligning with market conditions.

Term Investment Account-i (TIA-i)

Your returns will be based on the prevailing market performance at maturity, up to the expected rate — providing potential gains while aligning with market conditions.

Highlights & Benefits

Attractive Expected Profit Rate

up to 2.60% p.a. for 12 months

Flexible Tenures

Profit auto-credited

Returns Based on Expected or Actual

(Lower Applies)

Term Investment Account-i (TIA-i)

TIA in an unrestricted investment account product based on the Shariah concept of Wakalah bi Al-Istithmar. The objective is to invest into a low-risk investment avenue and generate moderate returns (if any) over agreed period of the investment based on the underlying risk profile of the assets.

Terms Description
Rates
Tenure Expected Profit Rate (p.a)
1 month 2.15%
3 months 2.30%
6 months 2.35%
9 months 2.35%
12 months 2.35%
Mode of Investment
Investment mode Effective date
Cash Immediate
House cheque Immediate
Local cheque Upon clearing date
Interbank Transfer Immediate
Investment Amount
Customer Tenure RM
Retail & Corporate 1 month 5,000
3/6/9/12 months 1,000
*Effective 16 April 2025
Note: This product is not protected by Perbadanan Insurans Deposit Malaysia (PIDM)
How To Apply Over-the-counter (OTC) at any Bank Muamalat branch

Eligibility & Fees

Min. Age: 18 years old

12 years old to under 18 years old (under Trust Account)

Individual/ Sole Proprietership/ Partnership/ Professional Agency/
Business enterprise/ Small and Medium-sized Enterprises/ Corporate Wholesale/ Corporate and Commercial customer
Terms and Conditions
Frequently Asked Questions
Document required for account opening

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Mudarabah Unrestricted Investment Account (SURIA)
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2025-07-25 08:44:32