What is Bank Muamalat�s sustainability commitment?

Bank Muamalat embeds ESG considerations into its Shariah-compliant strategies and operations to create positive impact for stakeholders, guided by Islamic values and Value-Based Intermediation (VBI) principles.

What does EESG mean in Bank Muamalat�s sustainability approach?

EESG refers to Economic, Environmental, Social and Governance pillars. These four areas guide Bank Muamalat�s sustainability initiatives to promote inclusive growth, environmental stewardship, social empowerment and strong governance.

How does sustainability align with Shariah principles at Bank Muamalat?

Sustainability at Bank Muamalat is guided by Islamic values, ensuring all strategies, financing and operations remain Shariah-compliant while delivering long-term positive impact to society and the environment.

What is Value-Based Intermediation (VBI)?

Value-Based Intermediation (VBI) is an Islamic banking approach that focuses on delivering sustainable outcomes to the economy, community and environment, beyond financial returns.

Which United Nations SDGs does Bank Muamalat support?

Bank Muamalat supports seven priority UN Sustainable Development Goals: No Poverty (1), Zero Hunger (2), Quality Education (4), Decent Work and Economic Growth (8), Reduced Inequalities (10), Responsible Consumption and Production (12), and Peace, Justice and Strong Institutions (16).

How does Bank Muamalat address environmental impact?

Bank Muamalat manages environmental impact through initiatives focused on carbon footprint reduction, energy efficiency, water usage management, waste reduction and climate risk assessment.

How does Bank Muamalat practice responsible financing?

Responsible financing is implemented through ESG scorecards, climate risk assessments and sustainability screening to ensure financing decisions align with environmental and social responsibility.

What governance structures support sustainability at Bank Muamalat?

Sustainability governance is overseen by the Board of Directors and Board Risk and Compliance Committee, supported by internal policies, ethical standards and sustainability management frameworks.

Where can I find Bank Muamalat�s sustainability reports?

Bank Muamalat�s sustainability performance and initiatives are published in its Sustainability Statements available on the official website.

What is Savings Account-i?

Savings Account-i is a Shariah-compliant savings account by Bank Muamalat that helps you save while earning profit on your account balance.

What is the profit rate for Savings Account-i?

The profit rate for Savings Account-i is 0.05% per annum on all balances.

What is the minimum deposit to open a Savings Account-i?

The minimum initial deposit required to open a Savings Account-i is RM20.

How can I apply for Savings Account-i?

You can apply by clicking the �Apply Now� button on the product page, visiting the nearest Bank Muamalat branch, or contacting the Customer Care Line at 03-2600 5500.

Who is eligible to open a Savings Account-i?

Savings Account-i is available for individual residents and non-residents aged 18 years and above. Joint account holders are also eligible.

Is Savings Account-i protected by PIDM?

Yes. This product is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to RM250,000 for each depositor, subject to PIDM�s terms.

What services are available for eligible Savings Account-i customers?

Eligible customers receive services such as free account enquiry, debit card (physical and virtual for digital banks), access to i-Muamalat app and internet banking, funds transfer services under the ICTF rules, and free cash withdrawals and deposits at Bank Muamalat channels.

Where can I find the Terms & Conditions and Product Disclosure Sheet for Savings Account-i?

The product page provides links to the applicable Terms and Conditions (including CASA Tawarruq/Qard and Online Savings Account) and the Product Disclosure Sheets for Savings Account (Tawarruq and Qard).

What is Personal Financing-i (Tawarruq)?

Personal Financing-i (Tawarruq) is a Shariah-compliant financing facility by Bank Muamalat designed to provide cash financing for personal financial needs, provided that the purpose does not contravene Shariah principles.

What is the Shariah concept used for Personal Financing-i?

Personal Financing-i is based on the Shariah concept of Tawarruq as the underlying structure for financing.

What contracts are involved in the Tawarruq structure for Personal Financing-i?

The Tawarruq arrangement incorporates Shariah contracts including Wa�d Mulzim (binding promise), Murabahah (cost-plus sale), and Wakalah (agency).

What can Personal Financing-i be used for?

Personal Financing-i is intended to support personal financial needs, subject to the condition that the financing purpose does not contravene Shariah principles.

How do I apply for Personal Financing-i?

You can apply for Personal Financing-i online via Bank Muamalat�s application platform or through the Apply Now option on the product page. You may also contact the bank or visit a branch for assistance.

Can I calculate my instalment before applying?

Yes. You can estimate your financing using the Personal Financing calculator available via Bank Muamalat�s online channels before submitting an application.

Is Personal Financing-i Shariah-compliant?

Yes. Personal Financing-i is structured using Shariah concepts and contracts (including Tawarruq) to ensure the facility remains Shariah-compliant.

Where can I find official product information and documents?

Official product information is provided on the Personal Financing-i product page. For full details, refer to the bank�s published product documents and terms where applicable.

What is Muamalat Ar-Rahnu (Tawarruq)?

Muamalat Ar-Rahnu is an Islamic pawn broking facility where customers pawn gold items to obtain immediate financing. It is structured based on the Shariah concepts of Tawarruq (commodity Murabahah) and Rahn (pawn broking).

How much financing can I get with Muamalat Ar-Rahnu?

Customers may obtain financing of up to 80% of the current value of the pledged gold items (marhun value), subject to the bank�s terms and conditions.

What is the maximum financing amount for Muamalat Ar-Rahnu?

Muamalat Ar-Rahnu offers financing of up to RM500,000, subject to the bank�s terms and conditions.

What is the profit rate for Muamalat Ar-Rahnu (Tawarruq)?

Muamalat Ar-Rahnu provides a fixed profit rate of 11.25% per annum (equivalent to 0.9375% monthly), calculated based on the financing amount, subject to applicable terms.

What is the maximum tenure for Muamalat Ar-Rahnu?

The tenure for Muamalat Ar-Rahnu is up to 18 months, subject to the bank�s terms and conditions.

Does Muamalat Ar-Rahnu include Takaful coverage?

Yes. Muamalat Ar-Rahnu includes free Takaful coverage, subject to the bank�s terms and conditions.

Is there an Ar-Rahnu calculator available?

Yes. Bank Muamalat provides an Ar-Rahnu Calculator to help customers estimate financing and profit servicing based on inputs such as gold weight, margin financing and tenure.

Is online Ar-Rahnu revaluation available?

Yes. The product highlights an easy online Ar-Rahnu revaluation facility, subject to the bank�s service availability.

What is Muamalat Vehicle Financing-i (MPO)?

Muamalat Vehicle Financing-i (MPO) is a Shariah-compliant vehicle financing facility by Bank Muamalat designed to help customers finance a vehicle purchase with convenient payment options, including up to 100% financing, subject to terms and eligibility.

What is the Shariah contract used for Muamalat Vehicle Financing-i (MPO)?

This product is structured based on the Shariah contract of Murabahah to the Purchase Orderer (MPO).

What does the MPO arrangement involve?

The MPO arrangement involves a combination of Wa�d Mulzim (binding promise), Wakalah (agency) and Rahn.

How much financing can I get for my vehicle purchase?

Muamalat Vehicle Financing-i (MPO) offers up to 100% financing for eligible vehicle purchases, subject to the bank�s assessment and terms and conditions.

How do I enquire or apply for Muamalat Vehicle Financing-i (MPO)?

You may enquire by selecting Talk to Us on the product page or visit a Bank Muamalat branch for assistance and application guidance.

What is Bank Muamalat Visa Platinum-i?

Bank Muamalat Visa Platinum-i is a Shariah-compliant Credit Card-i that offers cash back and other benefits under the Tawarruq concept, tailored for everyday retail spending and balance transfer options.

What cashback benefits does Visa Platinum-i offer?

The card offers unlimited 1% cash back on overseas spend, 1% cash back on e-commerce spend (capped per month), and 0.3% cash back on contactless spend (capped per month).

Is there an annual fee for Visa Platinum-i?

Yes. The card has an annual fee, but it may be waived for the first year and for subsequent years upon meeting the minimum transaction requirements.

Does Visa Platinum-i offer balance transfer plans?

Yes. The card provides a 0% balance transfer plan for a specified period subject to terms and promotions available at the time of application.

How do I apply for the Visa Platinum-i credit card?

You can apply through the Bank Muamalat website using the Apply Now link, or contact the bank�s customer care or nearest branch for assistance.

What is SAVE 2 WIN 2026?

Save2Win 2026 is a savings campaign by Bank Muamalat Malaysia Berhad where eligible customers can participate through selected Shariah-compliant savings products and stand a chance to win prizes during the campaign period.

When is the campaign period?

The campaign runs from 1 February 2026 until 31 December 2026.

Who is eligible to participate?

The campaign is open to eligible new and existing customers who participate via Bank Muamalat�s Shariah-compliant savings products, subject to the campaign�s terms and conditions.

How do I participate?

Participation is subject to the campaign terms and conditions. Refer to the Save2Win 2026 campaign page and Terms & Conditions document for the eligible products, qualifying actions, and entry mechanics.

What prizes are offered?

Prizes are offered throughout the campaign period. Publicly announced information highlights nearly RM3 million in prizes, including two grand prizes of 1-kilogram gold bars (subject to the official Terms & Conditions).

Where can I read the Terms & Conditions and FAQs?

You can download the official Terms & Conditions and FAQ documents from the Save2Win 2026 campaign page.

Apakah kempen Ramadan Terindah Bersama?

Ramadan Terindah Bersama merupakan kempen istimewa Bank Muamalat sempena bulan Ramadan yang menawarkan ganjaran dan promosi eksklusif kepada pelanggan yang layak.

Siapa yang layak menyertai kempen ini?

Kempen ini terbuka kepada pelanggan Bank Muamalat yang memenuhi syarat dan terma kempen sepanjang tempoh yang ditetapkan.

Currency	Sell	Buy
AUD	0.00	0.00
BND	0.00	0.00
CAD	0.00	0.00
CHF	0.00	0.00
EUR	0.00	0.00
GBP	0.00	0.00
NZD	0.00	0.00
SGD	0.00	0.00
USD	0.00	0.00
Updated on 24/01/2024 9:15 am More currencies

Gold Standard	Price per gram (RM)
750	574.17
835	639.24
875	669.86
916	701.25
950	727.28
999	764.79
Updated on 02/03/2026 9:00 am	More details

Secure Your Future Wealth with Gold Today. Perth Mint 99.99% Gold Minted Bar/Account Price:
Account	717.09	666.82
Physical	742.22	666.82
EasiGold (Less than RM15,000)	678.487	671.793
EasiGold (RM15,000 and more)	677.487	672.793
(Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value) At selected branches only * EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store
Updated on 02/03/2026 9:30 am	More details

Currency	Sell	Buy
AUD	0.00	0.00
BND	0.00	0.00
CAD	0.00	0.00
CHF	0.00	0.00
EUR	0.00	0.00
GBP	0.00	0.00
NZD	0.00	0.00
SGD	0.00	0.00
USD	0.00	0.00
Updated on 24/01/2024 9:15 am More currencies

Currency

Sell

Buy

AUD

0.00

BND

0.00

EUR

0.00

SGD

0.00

USD

0.00

Updated on 24/01/2024 9:15 am

More currencies

Gold Standard	Price per gram (RM)
750	574.17
835	639.24
875	669.86
916	701.25
950	727.28
999	764.79
Updated on 02/03/2026 9:00 am	More details

Gold Standard

Price per gram (RM)

750

574.17

835

639.24

875

669.86

916

701.25

950

727.28

999

764.79

Updated on 02/03/2026 9:00 am

More details

Secure Your Future Wealth with Gold Today. Perth Mint 99.99% Gold Minted Bar/Account Price:
Account	717.09	666.82
Physical	742.22	666.82
EasiGold (Less than RM15,000)	678.487	671.793
EasiGold (RM15,000 and more)	677.487	672.793
(Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value) At selected branches only * EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store
Updated on 02/03/2026 9:30 am	More details

Secure Your Future Wealth with Gold Today.
Perth Mint 99.99% Gold Minted Bar/Account Price:

Product Type

Bank Sell

Bank Buy

Account

717.09

666.82

Physical

742.22

666.82

EasiGold (Less than RM15,000)

678.487

671.793

EasiGold (RM15,000 and more)

677.487

672.793

(*Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value)
*At selected branches only

* EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store

Updated on 02/03/2026 9:30 am

More details

Investment to fund the things that

matter to you

Online Foreign Transfer

Send money overseas easily and securely! Enjoy the convenience of Online Foreign Transfer via i-Muamalat - fast, transparent, and safe, right at your fingertips.

Learn More

DuitNow

DuitNow Transfer is a new real-time online fund transfer service that allows you to transfer funds to your recipients

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i-MSecure

New Features of Enhanced Security for i-Muamalat

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i-Muamalat

i-Muamalat Service is available to all Bank Muamalat Malaysia Bhd Debit and Credit Card holders.

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Our Services Solutions

Bill Payment with FPX via
i-Muamalat

An efficient and convenient way to pay your utilities and other bills through i-Muamalat.

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Automated Teller Machines (ATM)

Banking made simple, just for you!

Benefits

Balance Enquiry
Withdrawal
Fund Transfer

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Online Foreign Transfer

Send money overseas easily and securely! Enjoy the convenience of Online Foreign Transfer via i-Muamalat - fast, transparent, and safe, right at your fingertips.

Learn More

DuitNow

DuitNow Transfer is a new real-time online fund transfer service that allows you to transfer funds to your recipients

Learn More

i-MSecure

New Features of Enhanced Security for i-Muamalat

Learn More

i-Muamalat

i-Muamalat Service is available to all Bank Muamalat Malaysia Bhd Debit and Credit Card holders.

Learn More

Safe Deposit Box

Muamalat Safe Deposit Box is operating on a contract of Al-Ijarah. It is a service rendered by the Bank by renting out the boxes to customers.

Benefits

It is a service rendered to the customer to use the boxes;
Annual rental charges on boxes;
Charges vary in accordance to box sizes;

Learn More

Monthly Market Outlook

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Muamalat Beyond Premier Banking

Welcome to the Islamic Premier Banking that is dedicated to fulfilling and exceeding your expectations.

Learn More

Cash Management and Advisory

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Defective Motor Vehicles Claim to TCCM

Bank Muamalat offered assistance to issue consent letter for customer claim to Tribunal for Consumer Claims Malaysia (TCCM) on defective motor vehicle during financing tenure.

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E-Debit

Now you can pay via MEPS e-Debit with your Muamalat ATM Card

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Ez-Zakat Muamalat Gold-i

Ez-Zakat Muamalat Gold-i merupakan fasiliti yang akan mengira dan membuat potongan secara automatik keatas akaun simpanan emas pendeposit yang cukup haul dan nisab

Benefits

Memudahkan kesemua pelanggan;
Tak perlu pergi ke pusat zakat;
Potongan secara automatik ;

Learn More

Ez-Zakat Muamalat

EZ-Zakat Muamalat merupakan fasiliti terbaru yang ditawarkan oleh Bank Muamala

Benefits

Easy for all customers;
Don’t have to go to the Zakat counter;
Automatic deduction.

Learn More

Zakat Counter

The payment of Zakat becomes obligatory on every sane and mature Muslim and Muslimah whenever there is an economic activity resulting in the net increase in their wealth.

Learn More

Tabung Haji Transfer

Any man or woman, who fulfills the following qualifications, has a religious obligation to perform Hajj once in a lifetime.

Learn More

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WhatsApp us and experience the convenience of communicating with Bank Muamalat in a whole new way.

Learn More

PIDM

PIDM protects your deposits in the bank in the unlikely event of a failure of a member bank.

Learn More

AUSTRALIAN DOLLAR	AUD	2.841000	2.677000	2.661000
BRUNEI DOLLAR	BND	3.188000	2.993000	2.982000
CANADIAN DOLLAR	CAD	2.917000	2.803000	2.786000
SWISS FRANC	CHF	5.206000	4.964000	4.946000
EURO	EUR	4.757000	4.479000	4.457000
STERLING POUND	GBP	5.387000	5.132000	5.123000
NEW ZEALAND DOLLAR	NZD	2.452000	2.269000	2.254000
SINGAPORE DOLLAR	SGD	3.188000	2.993000	2.992000
UNITED STATES DOLLAR	USD	4.031000	3.801000	3.784000