Our SME Debit Card is designed for everyday business needs, offering cashback, global privileges, and convenient features.
SME Debit Card-i (“the Card”) operates based on the Shariah concept of Ujrah (fee on service).
Eligibility Criteria:
- Business Entity Type Must be a registered SME business in Malaysia, including:
– Sole proprietorships - Account Requirement
– Must maintain an active Account (CASA) with Bank Muamalat
– The account must be in good standing and not under any legal or compliance restrictions
– Card usage must be for business-related transactions only
– Applicant must agree to the Terms & Conditions of SME Debit Card Usage
Maximum spending limit:
- RM90,000, or up to account available balance.
Contactless spending limit:
- Minimum : Account available balance
- Maximum : RM1,000 per day with RM250 per transaction
Withdrawal limit:
- Minimum: RM10
- Maximum: Up to RM50,000 per day
Inter Bank Fund Transfer
- Minimum : Account available balance
- Maximum : RM1,000 per day with RM250 per transaction
Functions
- 2x waivers monthly on international ATM withdrawal fees
- Special rewards with Mastercard Easy Savings® & Priceless Specials
- Online/E-commerce Transaction Function
- Domestic withdrawal via banks and MEPS Shared-ATM-network platform.
- International cash withdrawal via MasterCard network (via ATMs that display MasterCard/Cirrus/Maestro logo)
- Retail transaction limit via MasterCard/MyDebit network
- ATM Withdrawal
- Contactless transaction
- Inter Bank Fund Transfer (IBFT)
- All the payments for the purchase of goods/services made from the use of SME Debit Card will be debited directly from the designated CASA account
How to apply?
- Visit your nearest Bank Muamalat branches to apply.
- If you have any enquiries, please contact us at:-
Bank Muamalat Malaysia Berhad (BMMB) Customer Service Department
Level 19, Menara Bumiputra, 21 Jalan Melaka, 50100 Kuala Lumpur.
Tel : 03-26005500 or 03-26005600
Email : feedback@muamalat.com.my
Website : www.muamalat.com.my
