Currency Sell Buy
AUD
0.00
0.00
BND
0.00
0.00
CAD
0.00
0.00
CHF
0.00
0.00
EUR
0.00
0.00
GBP
0.00
0.00
NZD
0.00
0.00
SGD
0.00
0.00
USD
0.00
0.00

Updated on 24/01/2024 9:15 am

More currencies
Gold Standard Price per gram (RM)
750 544.09
835 605.76
875 634.77
916 664.52
950 689.18
999 724.73

Updated on 23/02/2026 9:00 am
More details
Ar Rahnu Calculator

Secure Your Future Wealth with Gold Today.
Perth Mint 99.99% Gold Minted Bar/Account Price:
Product Type Bank Sell Bank Buy
Account 689.44 641.12
Physical 713.61 641.12
EasiGold (Less than RM15,000) 650.971 644.626
EasiGold (RM15,000 and more) 649.971 645.626

(*Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value)
*At selected branches only

* EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store

Updated on 23/02/2026 9:30 am
More details
Close
Apply Now
Contact Us
EN
BM

Personal

Business

Full Sitemap
Contact Us
Currency Sell Buy
AUD
0.00
0.00
BND
0.00
0.00
CAD
0.00
0.00
CHF
0.00
0.00
EUR
0.00
0.00
GBP
0.00
0.00
NZD
0.00
0.00
SGD
0.00
0.00
USD
0.00
0.00

Updated on 24/01/2024 9:15 am

More currencies
Gold Standard Price per gram (RM)
750 544.09
835 605.76
875 634.77
916 664.52
950 689.18
999 724.73

Updated on 23/02/2026 9:00 am
More details
Ar Rahnu Calculator

Secure Your Future Wealth with Gold Today.
Perth Mint 99.99% Gold Minted Bar/Account Price:
Product Type Bank Sell Bank Buy
Account 689.44 641.12
Physical 713.61 641.12
EasiGold (Less than RM15,000) 650.971 644.626
EasiGold (RM15,000 and more) 649.971 645.626

(*Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value)
*At selected branches only

* EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store

Updated on 23/02/2026 9:30 am
More details
Financing

Muamalat Pajak Gadai Islam
(Ar Rahnu)

Welcome to Muamalat Pajak Gadai Islam (Ar Rahnu)

Talk to Us
Visit Our Branch
Consumer Alert & Updates
List Of Unauthorised
Financing

Muamalat Pajak Gadai Islam
(Ar Rahnu)

Talk to Us
Visit Our Branch
Consumer Alert & Updates
List Of Unauthorised

Welcome to Muamalat Pajak Gadai Islam (Ar Rahnu)

Product Benefits

Enjoy up to RM500,000* financing
Up to 18 months tenure
Fixed Profit Rate 0.9375% monthly & charges is calculated based on financing
FREE Takaful coverage
Shariah Compliant
Easy online Ar Rahnu Revaluation
Accept gold bullion & MG-i Account

Daily Gold Price

Effective Update: 23/02/2026 9:00 am

No Gold Standard Price per gram (RM)
1 750 544.09
2 835 605.76
3 875 634.77
4 916 664.52
5 950 689.18
6 999 724.73

Pawn your gold items and enjoy immediate financing of up to 80% of the current value of the gold item(s) (i.e., marhun value) under Muamalat Ar Rahnu (Tawarruq). Enjoy fixed profit rate of 11.25% per annum (equivalent to 0.9375% monthly) based on financing amount and a tenure up to 18 months. Muamalat Ar Rahnu is an Islamic Pawn Broking scheme based on the Shariah concept of Tawarruq (commodity Murabahah) and Rahn (Pawn broking)

Ar Rahnu Calculator
Revaluation Contact Number

Welcome to Muamalat Pajak Gadai Islam (Ar Rahnu)

At Muamalat Pajak Gadai Islam, we understand your financial needs and are committed to providing Shariah-compliant financial solutions. We are proud to be your top choice for easy, fast, and trustworthy Islamic pawn broking services.

Whether you are Muslim or non-Muslim, our services are designed to offer everyone the benefits of ethical and transparent financial practices. Enjoy competitive rates, secure storage, and a process that respects your values and needs.

 

Term Description
Concept Tawarruq & Rahn
Applicant Eligibility
  • Open to Malaysian citizens and Permanent Residents aged 18 years and above
  • Not declared a bankrupt
Financing Margin Up to 80% of the current value of the gold item(s) (i.e., marhun value)
Financing Limit Minimum:
a) RM250.00 for Gold Items (Non MG-i); and
b) RM250.00 for Muamalat Gold-i (MG-i) (Physical and Account)Maximum:
a) RM500,000.00 for Gold Items (Non MG-i); and
b) RM500,000.00 for Muamalat Gold-i (MG-i) (Physical and Account)
Acceptable Gold Collaterals
  • Gold/jewellery (without precious stone) of standards 750, 835, 875, 916, 917, 950 and 999.
  • Accept all types of gold bars/ coins/ wafers/ nuggets of standards 916, 917, 950 and 999 from all goldsmiths, gold institutions, gold producers and authorized distributors except those blacklisted by Bank Negara Malaysia (BNM), “Consumer Alert”, “Fraud Alert” and “Securities Commission Malaysia (SC )Security Alert”.
  • Muamalat Gold-i (MG-i) (Physical and Account).
Pawn Duration (Tenure of Financing)
  • Up to eighteen (18) months.
  • However, the profit charges must be paid on or before each Payment Date stated in the Payment Schedule of the Islamic Pawn Broking Financing Contract (Muamalat Islamic Pawn Broking) as a condition to qualify for the financing period up to the Maturity Date.
  • The payment due date will be on the first (1st) day of each month for every payment cycle.
Profit Rate The profit rate is fixed at 11.25% per annum (equivalent to 0.9375% per month) based on the financing amount.
Payment Payment for profit-servicing and financing can be made via cash at our branches, account debiting, Automated Teller Machine (ATM), Cash Deposit Machine (CDM) and Internet Banking.
Pawn Redemption The pledged item will be returned once the full financing amount and profit charges have been fully settled, either before or upon maturity.

 

Profit rate is calculated based on financing value vs Marhun value
  • Example:
    a) Marhun value (gold value)= RM10, 000
    b) Financing (80%) = RM8, 000
Conventional Pawn Broking
Interest charge (based on loan)
2% monthly
RM8,000 x 2.00% = RM160.00 monthly
Ar Rahnu Islamic
Islamic Pawn Broking (Company X) Muamalat Pajak Gadai Islam
Profit charge
(Based on Marhun Value)		 Profit charge
(based on Financing Amount)
11.25% per annum
0.9375% monthly		 11.25% per annum
0.9375% monthly
RM10,000 x 0.94%
= RM94.00 monthly		 RM8,000 x 0.94%
= RM75.20 monthly

 

How To Apply
  • Fill up the Ar-Rahnu application form.
  • Bring along your original identification card (NRIC) and gold item(s) to be pledged.

 

Our Values

“Fast Cash to settle your debt , Just present Identification Card & Jewellery. SO EASY!”

Zain, Factory Worker

“Required urgent cash for emergency, pawn your gold bar into cash at low rates. SMART CHOICE!”

Siti, Single Mother

“Quick cash for essential medical treatment. Revalue existing pawn facility. ATTAINED PEACE OF MIND!”

Mei Ling, Retiree

Download

*Terms and conditions apply.

You might also be interested in

Muamalat Pajak Gadai Islam
(Ar Rahnu PRESTIGE)
Welcome to Muamalat Pajak Gadai Islam (Ar Rahnu PRESTIGE)
Amanah Saham Bumiputera (ASB) / Amanah Saham Bumiputera 2 (ASB2)
Solutions to your financial needs. Whether you need extra money…
Talk to Us Visit Our Branch
Chat with us on
WhatsApp
AUSTRALIAN DOLLAR AUD 2.839000 2.678000 2.662000
BRUNEI DOLLAR BND 3.177000 2.988000 2.977000
CANADIAN DOLLAR CAD 2.898000 2.789000 2.772000
SWISS FRANC CHF 5.149000 4.916000 4.898000
EURO EUR 4.748000 4.476000 4.454000
STERLING POUND GBP 5.393000 5.145000 5.136000
NEW ZEALAND DOLLAR NZD 2.450000 2.270000 2.255000
SINGAPORE DOLLAR SGD 3.177000 2.988000 2.987000
UNITED STATES DOLLAR USD 3.999000 3.777000 3.760000

2026-02-23 10:41:52