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Updated on 24/01/2024 9:15 am

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Gold Standard Price per gram (RM)
750 376.07
835 418.70
875 438.75
916 459.31
950 476.36
999 500.93

Updated on 10/06/2025 9:00 am
More details
Ar Rahnu Calculator

Secure Your Future Wealth with Gold Today.
Perth Mint 99.99% Gold Minted Bar/Account Price:
Product Type Bank Sell Bank Buy
Account 483.05 449.19
Physical 499.98 449.19
EasiGold (Less than RM15,000) 456.058 449.468
EasiGold (RM15,000 and more) 455.058 450.468

(*Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value)
*At selected branches only

* EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store

Updated on 10/06/2025 9:30 am
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Currency Sell Buy
AUD
0.00
0.00
BND
0.00
0.00
CAD
0.00
0.00
CHF
0.00
0.00
EUR
0.00
0.00
GBP
0.00
0.00
NZD
0.00
0.00
SGD
0.00
0.00
USD
0.00
0.00

Updated on 24/01/2024 9:15 am

More currencies
Gold Standard Price per gram (RM)
750 376.07
835 418.70
875 438.75
916 459.31
950 476.36
999 500.93

Updated on 10/06/2025 9:00 am
More details
Ar Rahnu Calculator

Secure Your Future Wealth with Gold Today.
Perth Mint 99.99% Gold Minted Bar/Account Price:
Product Type Bank Sell Bank Buy
Account 483.05 449.19
Physical 499.98 449.19
EasiGold (Less than RM15,000) 456.058 449.468
EasiGold (RM15,000 and more) 455.058 450.468

(*Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value)
*At selected branches only

* EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store

Updated on 10/06/2025 9:30 am
More details
Financing

Muamalat Pajak Gadai Islam (Ar Rahnu PRESTIGE)

Welcome to Muamalat Pajak Gadai Islam (Ar Rahnu PRESTIGE)

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Financing

Muamalat Pajak Gadai Islam (Ar Rahnu PRESTIGE)

Talk to Us
Visit Our Branch
Consumer Alert & Updates
List Of Unauthorised

Welcome to Muamalat Pajak Gadai Islam (Ar Rahnu PRESTIGE)

Product Benefits

Enjoy up to RM1,000,000* financing
Up to 18 months tenure
Fixed Profit Rate 0.9375% monthly & charges are calculated based on financing
FREE Takaful Coverage
Shariah Compliant
Easy Online Ar Rahnu Revaluation
Accept gold bullion (without opening the seal) & MG-i Account

Daily Gold Price

Effective Update: 10/06/2025 9:00 am

No Gold Standard Price per gram (RM)
1 750 376.07
2 835 418.70
3 875 438.75
4 916 459.31
5 950 476.36
6 999 500.93

Pawn your gold items and enjoy immediate financing of up to 80% of the pledged gold value with Islamic Pawn Broking under Muamalat Ar Rahnu (Tawarruq).

Enjoy fixed profit rate of 11.25% p.a (0.9375% monthly) based on financing amount and a tenure up to 18 months.

Islamic Pawn Broking is an Islamic Pawn Broking scheme based on the Shariah concept of Tawarruq (commodity Murabahah) and Rahn (Pawn broking).

Ar Rahnu Calculator
Revaluation Contact Number

Welcome to Muamalat Pajak Gadai Islam (Ar Rahnu PRESTIGE)

Welcome to Muamalat Pajak Gadai Islam (Ar Rahnu PRESTIGE), your top choice for Shariah-compliant financing. Tailored for small businesses and enterprises, we offer fast, reliable funding solutions for expansion, inventory, or operational needs. At Muamalat Pajak Gadai Islam, we are committed to supporting your business’s growth and success.

 

Term Description
Concept Tawarruq & Ar-Rahn
Applicant Eligibility
  • Open to all Malaysian citizens and Permanent Residents, aged 18 and above
  • Not declared a bankrupt
  • Existing customer with a minimum of 6-month Ar-Rahnu financing record with BMMB
  • Existing customer with a good track record i.e. No Ar-Rahnu auction record, No adverse record on CCRIS and CTOS
  • Customer required to proof the capability of payment with additional supporting documents i.e. Bank Statement, other additional income from business activities or any other relevant documents that may be required by the Bank.
Financing Margin Up to 80% margin of financing from gold value
Financing Limit Maximum:
a) RM1,000,000.00 per customer for Gold Items (Non MG-i) & Muamalat Gold-i (MG-i) (Physical and Account);
Acceptable Gold Collaterals
  • Gold/jewellery (without precious stone) of standards 750, 835, 875, 916, 917, 950 and 999.
  • Accept all types of gold bars/coins/ wafers of standards 916, 917, 950 and 999 from all goldsmiths, institutions, authorized distributors except those blacklisted by Bank Negara Malaysia (BNM), “Consumer Alert”, “Fraud Alert” and “Securities Commission Malaysia (SC )Security Alert”.
  • Muamalat Accept Gold-i account.
Pawn Duration (Tenure of Financing) Up to 18 months, subject to profit servicing to be paid every 6 months for continuation up to full tenor
Profit Rate The profit rate is fixed at 11.25% p.a or 0.9375% monthly and is based on financing amount.
Note: Eligible Customers are required to pay 6 months in advance profit servicing upon disbursement. (ONLY applicable to prestige account with accumulative financing amount more than RM500,000)
Payment Payment for profit-servicing and financing can be made at our branches, ATM, CDM and Internet Banking.
Pawn Redemption Redemption can be done in deferred or lump sum payment before or upon maturity.
Penebusan boleh dilakukan secara pembayaran tertunda atau sekaligus sebelum atau apabila matang

 

Profit rate is calculated based on financing value & Marhun value
  • Example:
    a) Marhun value (gold value)= RM10,000
    b) Financing (80%) = RM8,000

 

Ar Rahnu Conventional
Profit charge (based on financing)
2% monthly
RM8,000 x 2.00% = RM160.00 monthly
Ar Rahnu Islamic
Profit charge
(based on Marhun value)		 Profit charge
(based on BMMB financing)
11.25% monthly
0.9375% monthly		 11.25% monthly
0.9375% monthly
RM10,000 x 0.94%
= RM94.00 monthly		 RM8,000 x 0.94%
= RM75.20 monthly

 

How To Apply
  • Customer are required to visit our nearest branch to apply.
  • Bring along your original identification card (NRIC).
  • Fill up the Ar-Rahnu PRESTIGE application form.

Approval will take 7 working days. Once approved, respective branch will notify the applicant.

 

Our Values

“Exchange Gold For Cash up to 1 million to fund your business expenses, Free Takaful, SMART CHOICE!”

Ahmad, Small Shop Owner

“Waiting for funds to come in? Required urgent cash for your business working capital? Pawn your MG-i account and get your money on the same day at any bank of your choice. SO FAST!”

Raj, Contractor

“Required a place to safekeep your stock as well as attain cash for business? Our profit rate is base on financing and not gold value. YOUR TRUSTED PARTNER!”

Hong, Gold Shop

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*Terms and conditions apply.

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Muamalat Pajak Gadai Islam (Ar-Rahnu)
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AUSTRALIAN DOLLARAUD2.8390002.6840002.668000
BRUNEI DOLLARBND3.4060003.2100003.199000
CANADIAN DOLLARCAD3.1480003.0370003.020000
SWISS FRANCCHF5.2770005.0490005.031000
EURO EUR5.0010004.7250004.703000
STERLING POUNDGBP5.8930005.6350005.626000
NEW ZEALAND DOLLARNZD2.6960002.5040002.489000
SINGAPORE DOLLARSGD3.4060003.2100003.209000
UNITED STATES DOLLARUSD4.3600004.1260004.109000

2025-06-10 08:51:17