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Updated on 24/01/2024 9:15 am

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Gold Standard Price per gram (RM)
750 440.19
835 490.08
875 513.55
916 537.62
950 557.57
999 586.33

Updated on 04/11/2025 9:00 am
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Ar Rahnu Calculator

Secure Your Future Wealth with Gold Today.
Perth Mint 99.99% Gold Minted Bar/Account Price:
Product Type Bank Sell Bank Buy
Account 577.12 536.67
Physical 597.36 536.67
EasiGold (Less than RM15,000) 543.705 537.495
EasiGold (RM15,000 and more) 542.705 538.495

(*Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value)
*At selected branches only

* EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store

Updated on 04/11/2025 9:30 am
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Currency Sell Buy
AUD
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0.00
0.00
CAD
0.00
0.00
CHF
0.00
0.00
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0.00
0.00
GBP
0.00
0.00
NZD
0.00
0.00
SGD
0.00
0.00
USD
0.00
0.00

Updated on 24/01/2024 9:15 am

More currencies
Gold Standard Price per gram (RM)
750 440.19
835 490.08
875 513.55
916 537.62
950 557.57
999 586.33

Updated on 04/11/2025 9:00 am
More details
Ar Rahnu Calculator

Secure Your Future Wealth with Gold Today.
Perth Mint 99.99% Gold Minted Bar/Account Price:
Product Type Bank Sell Bank Buy
Account 577.12 536.67
Physical 597.36 536.67
EasiGold (Less than RM15,000) 543.705 537.495
EasiGold (RM15,000 and more) 542.705 538.495

(*Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value)
*At selected branches only

* EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store

Updated on 04/11/2025 9:30 am
More details
Financing

Muamalat Pajak Gadai Islam
(Ar Rahnu PRESTIGE)

Welcome to Muamalat Pajak Gadai Islam (Ar Rahnu PRESTIGE)

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Visit Our Branch
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Financing

Muamalat Pajak Gadai Islam
(Ar Rahnu PRESTIGE)

Talk to Us
Visit Our Branch
Consumer Alert & Updates
List Of Unauthorised

Welcome to Muamalat Pajak Gadai Islam (Ar Rahnu PRESTIGE)

Product Benefits

Enjoy up to RM1,000,000* financing
Up to 18 months tenure
Fixed Profit Rate 0.9375% monthly & charges are calculated based on financing
FREE Takaful Coverage
Shariah Compliant
Easy Online Ar Rahnu Revaluation
Accept gold bullion & MG-i Account

Daily Gold Price

Effective Update: 04/11/2025 9:00 am

No Gold Standard Price per gram (RM)
1 750 440.19
2 835 490.08
3 875 513.55
4 916 537.62
5 950 557.57
6 999 586.33

Pawn your gold items and enjoy immediate financing of up to 80% of the current value of the gold item(s) (i.e., marhun value)  under Muamalat Ar–Rahnu (Tawarruq).

Enjoy fixed profit rate of 11.25% per annum (equivalent to 0.9375% monthly) based on financing amount and a tenure up to 18 months.

Muamalat Ar-Rahnu is an Islamic Pawn Broking scheme based on the Shariah concept of Tawarruq (commodity Murabahah) and Rahn (Pawn broking).

Ar Rahnu Calculator
Revaluation Contact Number

Welcome to Muamalat Pajak Gadai Islam (Ar Rahnu PRESTIGE)

Welcome to Muamalat Pajak Gadai Islam (Ar Rahnu PRESTIGE), your top choice for Shariah-compliant financing. Tailored for small businesses and enterprises, we offer fast, reliable funding solutions for expansion, inventory, or operational needs. At Muamalat Pajak Gadai Islam, we are committed to supporting your business’s growth and success.

 

Term Description
Concept Tawarruq & Rahn
Applicant Eligibility
  • Open to Malaysian citizens and Permanent Residents aged 18 years and above
  • Not declared a bankrupt.
  • Existing customers with a minimum of six(6) months Ar-Rahnu financing record with BMMB.
  • Existing customers with a good track record such as no Ar-Rahnu auction history and no adverse records in CCRIS or CTOS
  • Customers are required to demonstrate their payment capability by providing supporting documents such as bank statements, evidence of additional income from business activities or any other relevant documents as may be required by the Bank.
Financing Margin Up to 80% of the current value of the gold item(s) (i.e., marhun value)
Financing Limit Maximum:
RM1,000,000.00 per customer for Gold Items (Non MG-i) and Muamalat Gold-i (MG-i) (Physical and Account).
Acceptable Gold Collaterals
  • Gold/jewellery (without precious stone) of standards 750, 835, 875, 916, 917, 950 and 999.
  • Accept all types of gold bars/coins/ wafers/nuggets of standards 916, 917, 950 and 999 from all goldsmiths, gold institutions, gold producers and authorized distributors except those blacklisted by Bank Negara Malaysia (BNM), “Consumer Alert”, “Fraud Alert” and “Securities Commission Malaysia (SC )Security Alert”.
  • Muamalat Gold-i (MG-i) (Physical and account).
Pawn Duration (Tenure of Financing)
  • Up to eighteen (18) months.
  • However, the profit charges must be paid on or before each Payment Date stated in the Payment Schedule of the Islamic Pawn Broking Financing Contract (Muamalat Islamic Pawn Broking) as a condition to qualify for the financing period up to the Maturity Date.
  • The payment due date will be on the first (1st) day of each month for every payment cycle.
Profit Rate The profit rate is fixed at 11.25% per annum (equivalent to 0.9375% per month) based on the financing amount.
Note: Eligible Customers are required to pay six (6) months of profit servicing in advance upon disbursement. (Applicable ONLY to Prestige accounts with accumulative financing amount more than RM500,000).
Payment Payment for profit-servicing and financing can be made via cash at our branches, account debiting, Automated Teller Machine (ATM), Cash Deposit Machine (CDM) and Internet Banking.
Pawn Redemption The pledged item will be returned once the full financing amount and profit charges have been fully settled, either before or upon maturity.

 

Profit rate is calculated based on financing value vs Marhun value
  • Example:
    a) Marhun value (gold value)= RM10,000
    b) Financing (80%) = RM8,000

 

Conventional Pawn Broking
Profit charge (based on financing)
2% monthly
RM8,000 x 2.00% = RM160.00 monthly
Ar Rahnu Islamic
Profit charge
(based on Marhun value)		 Profit charge
(based on BMMB financing)
11.25% monthly
0.9375% monthly		 11.25% monthly
0.9375% monthly
RM10,000 x 0.94%
= RM94.00 monthly		 RM8,000 x 0.94%
= RM75.20 monthly

 

How To Apply
  • Customer are required to visit our nearest branch to apply.
  • Bring along your original identification card (NRIC).
  • Fill up the Ar-Rahnu PRESTIGE application form.

Approval will take 7 working days. Once approved, respective branch will notify the applicant.

 

Our Values

“Exchange Gold For Cash up to 1 million to fund your business expenses, Free Takaful, SMART CHOICE!”

Ahmad, Small Shop Owner

“Waiting for funds to come in? Required urgent cash for your business working capital? Pawn your MG-i account and get your money on the same day at any bank of your choice. SO FAST!”

Raj, Contractor

“Required a place to safekeep your stock as well as attain cash for business? Our profit rate is base on financing and not gold value. YOUR TRUSTED PARTNER!”

Hong, Gold Shop

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*Terms and conditions apply.

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Muamalat Pajak Gadai Islam
(Ar-Rahnu)
Welcome to Muamalat Pajak Gadai Islam (Ar-Rahnu)
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AUSTRALIAN DOLLARAUD2.8250002.6690002.653000
BRUNEI DOLLARBND3.3290003.1340003.123000
CANADIAN DOLLARCAD3.0450002.9350002.918000
SWISS FRANCCHF5.3200005.0860005.068000
EURO EUR5.0000004.7200004.698000
STERLING POUNDGBP5.6630005.4100005.401000
NEW ZEALAND DOLLARNZD2.5180002.3360002.321000
SINGAPORE DOLLARSGD3.3290003.1340003.133000
UNITED STATES DOLLARUSD4.3290004.0940004.077000

2025-11-04 08:33:48