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Updated on 24/01/2024 9:15 am

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Gold Standard Price per gram (RM)
750 377.59
835 420.38
875 440.52
916 461.16
950 478.28
999 502.95

Updated on 26/06/2025 9:00 am
More details
Ar Rahnu Calculator

Secure Your Future Wealth with Gold Today.
Perth Mint 99.99% Gold Minted Bar/Account Price:
Product Type Bank Sell Bank Buy
Account 485.47 451.45
Physical 502.48 451.45
EasiGold (Less than RM15,000) 458.882 452.421
EasiGold (RM15,000 and more) 457.882 453.421

(*Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value)
*At selected branches only

* EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store

Updated on 25/06/2025 9:30 am
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Currency Sell Buy
AUD
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0.00
BND
0.00
0.00
CAD
0.00
0.00
CHF
0.00
0.00
EUR
0.00
0.00
GBP
0.00
0.00
NZD
0.00
0.00
SGD
0.00
0.00
USD
0.00
0.00

Updated on 24/01/2024 9:15 am

More currencies
Gold Standard Price per gram (RM)
750 377.59
835 420.38
875 440.52
916 461.16
950 478.28
999 502.95

Updated on 26/06/2025 9:00 am
More details
Ar Rahnu Calculator

Secure Your Future Wealth with Gold Today.
Perth Mint 99.99% Gold Minted Bar/Account Price:
Product Type Bank Sell Bank Buy
Account 485.47 451.45
Physical 502.48 451.45
EasiGold (Less than RM15,000) 458.882 452.421
EasiGold (RM15,000 and more) 457.882 453.421

(*Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value)
*At selected branches only

* EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store

Updated on 25/06/2025 9:30 am
More details
Financing

Muamalat Pajak Gadai Islam (Ar Rahnu BIZ)

Welcome to Muamalat Pajak Gadai Islam (Ar Rahnu BIZ )

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Visit Our Branch
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List Of Unauthorised
Financing

Muamalat Pajak Gadai Islam (Ar Rahnu BIZ)

Talk to Us
Visit Our Branch
Consumer Alert & Updates
List Of Unauthorised

Welcome to Muamalat Pajak Gadai Islam (Ar Rahnu BIZ )

Product Benefits

Enjoy up to RM5,000,000* financing
Up to 18 months tenure
Fixed Profit Rate 0.9375% monthly & charges are calculated based on financing
Shariah Compliant
Accept gold bullion (without opening the seal) & MG-i Account

Daily Gold Price

Effective Update: 26/06/2025 9:00 am

No Gold Standard Price per gram (RM)
1 750 377.59
2 835 420.38
3 875 440.52
4 916 461.16
5 950 478.28
6 999 502.95

Welcome to Muamalat Pajak Gadai Islam (Ar-Rahnu BIZ), your trusted partner in Shariah-compliant business financing.

Specially designed for sole proprietors, partnerships, and private limited companies (Sdn Bhd), Ar-Rahnu BIZ offers fast, secure, and flexible financing solutions to support your business needs—whether for working capital, stock purchases, or expansion plans.

At Muamalat Pajak Gadai Islam, we are committed to empowering businesses with ethical and reliable financial support.

Ar Rahnu Calculator
Revaluation Contact Number

Welcome to Muamalat Pajak Gadai Islam (Ar Rahnu BIZ )

Welcome to Muamalat Pajak Gadai Islam (Ar-Rahnu BIZ), your trusted partner in Shariah-compliant business financing.

Specially designed for sole proprietors, partnerships, and private limited companies (Sdn Bhd), Ar-Rahnu BIZ offers fast, secure, and flexible financing solutions to support your business needs – whether for working capital, stock purchases, or expansion plans.

At Muamalat Pajak Gadai Islam, we are committed to empowering businesses with ethical and reliable financial support.

 

Term Description
Concept Tawarruq & Ar-Rahn
Applicant Eligibility
  • Non-individual entities such as sole proprietorships, partnerships and private limited companies
Financing Margin Up to 80% margin of financing from gold value
Financing Limit Minimum:
a) RM10,000 per customer for Gold Items (Non MG-i) & Muamalat Gold-i (MG-i) (Physical and Account);

Maximum:
a) RM5,000,000 per customer for Gold Items (Non MG-i) & Muamalat Gold-i (MG-i) (Physical and Account);
Acceptable Gold Collaterals
  • Gold/jewellery (without precious stone) of standards 750, 835, 875, 916, 917, 950 and 999.
  • Accept all types of gold bars/coins/ wafers of standards 916, 917, 950 and 999 from all goldsmiths, institutions, authorized distributors except those blacklisted by Bank Negara Malaysia (BNM), “Consumer Alert”, “Fraud Alert” and “Securities Commission Malaysia (SC) Security Alert”.
  • Muamalat Gold-i account.
Pawn Duration (Tenure of Financing) Up to 18 months, subject to profit servicing to be paid every 6 months for continuation up to full tenor
Profit Rate The profit rate is fixed at 10% p.a or 0.83% monthly and is based on financing amount.
Note: 6 months advance profit will be deducted upon disbursement.

Calculation comparison between profit rate for Islamic pawn broking vs conventional.

Payment Payment for profit-servicing and financing can be made at our branches, ATM, CDM and Internet Banking.
Pawn Redemption Redemption can be done in deferred or lump sum payment before or upon maturity.

 

Profit rate is calculated based on financing value & Marhun value
  • Example:
    a) Marhun value (gold value)= RM10,000
    b) Financing (80%) = RM8,000

 

Ar Rahnu Conventional
Profit charge (based on financing)
2% monthly
RM8,000 x 2.00% = RM160.00 monthly
Ar Rahnu Islamic
Profit charge
(based on Marhun value)		 Profit charge
(based on BMMB financing)
10% monthly
0.83% % monthly		 10% monthly
0.83% monthly
RM10,000 x 0.83%
= RM83.00 monthly		 RM8,000 x 0.83%
= RM66.40 monthly

 

How To Apply
  • Customers are required to visit our nearest branch to apply.
  • Bring along your original identification card (NRIC).
  • Fill up the Ar-Rahnu BIZ application form.

Approval will take 25 working days. Once approved, the respective branch will notify the applicant.

 

Our Values

“Need big financing for a new project? Get financing up to RM5 million with Ar-Rahnu Biz – help generate financial power to achieve your business dreams!”
CAPITAL POWER!”

Ahmad, Business Owner (Sdn Bhd)

“Increase working capital capacity with financing margins of up to 80%. Maximize your gold value to maintain business momentum.”
SMART CHOICE!”

Faiz, Retail Entrepreneur (Partnership)

“Save on business financing costs with a profit rate as low as 0.83% per month – a smart choice for entrepreneurs who want to control their financial burden” YOUR TRUSTED PARTNER!”

Nurul, Sole Proprietor (Online Business Owner)

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*Terms and conditions apply.

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Muamalat Pajak Gadai Islam (Ar-Rahnu)
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AUSTRALIAN DOLLARAUD2.8390002.6780002.662000
BRUNEI DOLLARBND3.4290003.2240003.213000
CANADIAN DOLLARCAD3.1430003.0250003.008000
SWISS FRANCCHF5.3890005.1450005.127000
EURO EUR5.1110004.8170004.795000
STERLING POUNDGBP5.9470005.6730005.664000
NEW ZEALAND DOLLARNZD2.6940002.4960002.481000
SINGAPORE DOLLARSGD3.4290003.2240003.223000
UNITED STATES DOLLARUSD4.3560004.1140004.097000

2025-06-26 08:28:29