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SMART Mortgage PLUS Prihatin

Specially designed for affected residents (owners or tenants) of the Putra Heights gas pipe incident on 1 April 2025

Financing

SMART Mortgage PLUS Prihatin

Specially designed for affected residents (owners or tenants) of the Putra Heights gas pipe incident on 1 April 2025

Product Benefits

Financing tenure

up to age of 70 years or maximum duration of 35 years, whichever is earlier

Financing of MCRE

(Moving Costs & Related Expenses) i.e MRTT, legal and valuation fees

Fully-Shariah compliant product
Peace of mind

with Mortgage Reducing Term Takaful (MRTT)

No lock-in period
Competitive profit rate

SMART Mortgage PLUS Prihatin

Package Name

SMART Mortgage PLUS Prihatin

 

Eligibility
  1. Specially designed for affected residents (owners or tenants) of the Putra Heights gas pipe incident on 1 April 2025
  2. For purchase of new house only
  3. One application per family
  4. All individuals & joint applicants
  5. For fixed income earners or non-fixed income earners or self-employed
  6. Applications are open until 31 August 2026

 

Benefits
  • House purchase price or market value of up to RM1,000,000
  • Margin of Financing of up to a maximum of 100% inclusive financing of Moving Costs and Related Expenses (MCRE) i.e. MRTT, Legal and Valuation Fees

 

Documents required

Fixed Income Earner:

  • Photocopy of MyKad
  • Latest 1-month salary slip
  • Latest 1-month Bank Statement
  • Latest EA / EC / J Form
  • Verification through the ‘HRMIS’ System for government servants
  • Original S&P Agreement/ booking sheet/ down payment receipt
  • Certified true copy of Police Report and Application Declaration Form
  • Any additional documents (if required)

 

Self-Employed or Non-Fixed Income Earners:

  • Photocopy of IC;
  • Latest 6 months Bank or deposit account statement (personal / business)
  • Business and relevant license; or self-employed related document (whichever is applicable)
  • Latest tax receipt
  • Visit business premises (for verification of employment and/or conducting business)
  • Certified true copy of Police Report and Application Declaration Form
  • Any additional documents (if required)

 

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2025-12-15 08:52:20