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Muamalat Gold-i Account (MG-i)

Gold investment has never been easier or more convenient than with MG-i Account.

Investment

Muamalat Gold-i Account (MG-i)

Gold investment has never been easier or more convenient than with MG-i Account.

Highlights & Benefits

Shariah Compliant

Start as low as RM10

100% Backed by Real Gold

Accredited by the London Bullion Metal Association (LBMA)

Purification – Automatic Zakat

Need Fast Cash?
Pawn Your MG-i Account ( Ar-Rahnu) with 80% margin

Gold Investment

At Bank Muamalat Malaysia, we offer an extensive range of Shariah-compliant gold investment solutions designed to meet your financial goals at every stage of life.

  • Medium to Long-Term Investments – Muamalat Gold-i(MG-i) Physical and MG-i Account
  • Short-Term Investments – EasiGold
  • Hybrid Gold Offering (Unitised) – MiGold

Whether you prefer the security of physical gold, the flexibility of digital accounts, or the ease of hybrid solutions, Muamalat Gold Investment ensures you enjoy flexibility, transparency, and peace of mind.

Plus, with our new EZ-Zakat feature, your investments are seamlessly aligned with your faith while helping you preserve and grow wealth with real value.

Why Choose to Invest in Gold with Bank Muamalat?

  1. Shariah-Compliant and Ethical
    All our gold investment products — from physical gold to gold accounts — are fully vetted by our Shariah Committee to ensure compliance with Islamic principles. Invest with confidence, knowing your wealth is managed ethically and responsibly.
  2. Multiple Investment Options
    Whether you prefer holding real gold bars, saving digitally, or investing via our mobile platform, we offer Muamalat Emas-iPhysical, Muamalat Emas-iAccount, and EasiGold to suit your lifestyle and financial goals.
  3. Low Entry, High Flexibility
    Start your gold journey with as little as RM10. Buy, sell, and track gold prices with ease via your mobile or online banking – anytime, anywhere.
  4. EZ-Zakat Integration
    Our EZ-Zakat Muamalat Emas-ifeature automates your zakat obligations. Once your gold investment meets the haul and nisab, your zakat is auto-deducted and paid to relevant Islamic authorities — helping you fulfil the 3rd pillar of Islam, effortlessly.
  5. Real-Time Pricing & Transparency
    Enjoy transparent pricing with real-time gold market rates. No hidden fees, no complex jargon — just straightforward investing.
  6. Trusted Islamic Bank Since 1999
    With over two decades of serving Malaysians, Bank Muamalat is a trusted name in Islamic finance. Your gold investments are secure with us — backed by integrity, innovation, and Islamic values.
    At Bank Muamalat, we offer the best solutions for your gold investments.
  7. Need Fast Cash, Ar-Rahnu Service
    Bank Muamalat is the only bank where gold customers benefit from a complete gold ecosystem. Need short-term funds? Simply pawn your gold (Ar-Rahnu) with up to 80% margin of advance — or use it as collateral for longer-term financing. With us, your gold is as good as cash

Build Wealth with Real Gold. The Muamalat Way.

Start Your Gold Journey Today

 

Premier Holistic Islamic Wealth Management

Published on May 2023

 

Click the button below to view the latest gold price in Malaysia.

Daily Gold Price

Effective Update: 12/02/2026 9:00 am

No Gold Standard Price per gram (RM)
1 750 539.96
2 835 601.16
3 875 629.96
4 916 659.47
5 950 683.95
6 999 719.23

Muamalat Gold-i Account (MG-i)

Gold investment has never been easier or more convenient than with MG-i Account

  • 24 hours online service via i-muamalat retail internet banking
  • Open your MG-i Account online
  • Perform online transfer, online gold conversion and online standing instruction
  • Purchase from as low as RM10
  • Can be pawned at BMMB Ar-Rahnu for immediate cash

Begin your gold investment journey today with MG-i Account, recipient of the prestigious 2018 Wealth & Society (London) award for “Best Alternative Investment Asset in Malaysia (Shariah Compliant Gold Investment).

 

Term Description
Eligibility a) Eligibility

  • Individual:
    – Malaysian citizens who have attained the age of 18 years old;
    – Trust account is allowed for children below 18 years old;
  • Non-individual:
    – Club;
    – Societies;
    – Associations;
    – Institutions including firms, corporations and other business enterprise;
    – Corporate and commercial customer.

Note:

  • The above criteria are subjected to the Bank’s policy from time to time.
  • For children below 18 years old (minors), the account must be opened in the name of the parent or legal guardian upon providing the Birth Certificate/MyKid.

b) Return Objectives: This product does not guarantee any profit. Your gain would be from the potential capital appreciation of your gold amount.
c) Principal Gold: The Principal will be subject to the volatility of the gold market and there is a possibility of impairment of the gold value.

Minimum Initial Purchase Individual : 1 gram or RM10

Non-Individual : 1 gram or RM10

Minimum Subsequent Purchase Individual  : RM10 (or its equivalent in gram)

Non-Individual  : RM 10 (or its equivalent in gram)

*Note: Subject to maximum of five (5) purchases/sales per day.

Gold Purity 99.99%
Methods to Purchase/ Bank Sell Gold
  • Over the Counter: Customers can visit a branch to buy gold on a Gold Account basis.
  • Online Purchase/Sale: Customers can buy or sell gold 24/7 through the bank’s website. They must have a Current or Savings Account, and if they don’t have a Gold Account, they need to open one online.
  • Automated Fund Transfer (AFT) / Standing Instruction (SI): Customers can set up recurring transfers from their bank accounts to buy gold regularly at the current price. Transactions happen daily except weekends and holidays, and will stop if the account balance is insufficient.
  • Conversion to Physical Gold: Customers can convert their Gold Account balance into physical gold by giving up to 10 working days’ advance notice at the branch. Conversion fees apply.
  • Transfer of Gold Between Accounts: Gold can be gifted or transferred from one accountholder to another without a sale, such as between family members or as corporate rewards. The recipient must have a Current or Savings Account with the bank.
Documents Required
  • Individual:
    – MyKad/MyTentera/MyPR/Army ID/ Police ID
  • Non-Individual:
    – Business / Organization registration card
  • Aside from the above, you must also produce any other documents as required by BMMB.

How to Register Muamalat Gold-i Account

How to Register Muamalat Gold-i Account

Published on May 2023

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2026-02-12 09:32:00