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Muamalat Gold-i Physical

Muamalat Gold-i (MG-i) Physical is a Shariah compliant gold product which offers customers the opportunity to invest in the precious metal.

Investment

Muamalat Gold-i Physical

Muamalat Gold-i (MG-i) Physical is a Shariah compliant gold product which offers customers the opportunity to invest in the precious metal.

Highlights & Benefits

Shariah Compliant

99.99% highest purity physical gold bars/coins

Recognised certification (LBMA certified)

Need Fast Cash?
Pawn Your Gold (Ar-Rahnu) with 80% margin

Gold Investment

At Bank Muamalat Malaysia, we offer an extensive range of Shariah-compliant gold investment solutions designed to meet your financial goals at every stage of life.

  • Medium to Long-Term Investments – Muamalat Gold-i(MG-i) Physical and MG-i Account
  • Short-Term Investments – EasiGold
  • Hybrid Gold Offering (Unitised) – MiGold

Whether you prefer the security of physical gold, the flexibility of digital accounts, or the ease of hybrid solutions, Muamalat Gold Investment ensures you enjoy flexibility, transparency, and peace of mind.

Plus, with our new EZ-Zakat feature, your investments are seamlessly aligned with your faith while helping you preserve and grow wealth with real value.

Why Choose to Invest in Gold with Bank Muamalat?

  1. Shariah-Compliant and Ethical
    All our gold investment products — from physical gold to gold accounts — are fully vetted by our Shariah Committee to ensure compliance with Islamic principles. Invest with confidence, knowing your wealth is managed ethically and responsibly.
  2. Multiple Investment Options
    Whether you prefer holding real gold bars, saving digitally, or investing via our mobile platform, we offer Muamalat Emas-iPhysical, Muamalat Emas-iAccount, and EasiGold to suit your lifestyle and financial goals.
  3. Low Entry, High Flexibility
    Start your gold journey with as little as RM10. Buy, sell, and track gold prices with ease via your mobile or online banking – anytime, anywhere.
  4. EZ-Zakat Integration
    Our EZ-Zakat Muamalat Emas-ifeature automates your zakat obligations. Once your gold investment meets the haul and nisab, your zakat is auto-deducted and paid to relevant Islamic authorities — helping you fulfil the 3rd pillar of Islam, effortlessly.
  5. Real-Time Pricing & Transparency
    Enjoy transparent pricing with real-time gold market rates. No hidden fees, no complex jargon — just straightforward investing.
  6. Trusted Islamic Bank Since 1999
    With over two decades of serving Malaysians, Bank Muamalat is a trusted name in Islamic finance. Your gold investments are secure with us — backed by integrity, innovation, and Islamic values.
    At Bank Muamalat, we offer the best solutions for your gold investments.
  7. Need Fast Cash, Ar-Rahnu Service
    Bank Muamalat is the only bank where gold customers benefit from a complete gold ecosystem. Need short-term funds? Simply pawn your gold (Ar-Rahnu) with up to 80% margin of advance — or use it as collateral for longer-term financing. With us, your gold is as good as cash

Build Wealth with Real Gold. The Muamalat Way.

Start Your Gold Journey Today

 

Premier Holistic Islamic Wealth Management

Published on May 2023

 

Click the button below to view the latest gold price in Malaysia.

Daily Gold Price

Effective Update: 12/02/2026 9:00 am

No Gold Standard Price per gram (RM)
1 750 539.96
2 835 601.16
3 875 629.96
4 916 659.47
5 950 683.95
6 999 719.23

Muamalat Gold-i Physical

Muamalat Gold-i (MG-i) Physical is a Shariah compliant gold product which offers customers the opportunity to invest in the precious metal.

*Subject to stock availability

 

Term Description
Key Concept Key Shariah concepts for Bank Muamalat’s Gold Investment Account-i include:

Wakalah, Bai` Sarf, Aqad, Wa`d & Hibah

Eligibility
  • Individual:
    – Malaysian citizens who have attained the age of 18 years old;
    – Trust account is allowed for children below 18 years old;
    – Joint account is NOT allowed.
  • Non-individual:
    – Club;
    – Societies;
    – Associations;
    – Institutions including firms, corporations and other business enterprise;
    – Corporate and commercial customer.
Minimum Initial Purchase Individual : 5 gram

Non-Individual : 100 gram

Minimum Subsequent Purchase Individual  : 5 gram

Non-Individual  : 10 gram

Gold Purity 99.99%
Gold Denomination
  • 5 grams
  • 10 grams
  • 20 grams
  • 50 grams
  • 100 grams

Note: Subject to availability

Current/ Savings Account You must own a BMMB Savings or Current account with the purpose to:

    • i. debit the designated account for the amount of purchase
    • ii. credit the redemption proceeds
    iii. debit relevant fees and charges (if any)
Commission 4.65% of the amount paid by customers to purchase gold
Documents Required
  • Individual:
    – MyKad/MyTentera/MyPR/Army ID/ Police ID
  • Non-Individual:
    – Business / Organization registration card
  • Aside from the above, you must also produce any other documents as required by BMMB.

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2026-02-12 09:32:00