SME Stabilisation Relief Facility (SME SRF)
Bank Negara Malaysia’s SME SRF provides timely working capital support to help SMEs sustain business operations during uncertain economic conditions.
Financing Purpose
- Working capital and business continuity needs.
Financing Amount
- Financing of up to RM750,000 for each SME
Financing Tenure
- Financing tenure of up to 5 years
Availability
- Available from 15 May 2026 until 31 December 2026, or until the allocated fund is fully utilised
Eligibility
- Businesses classified as SMEs under the definition by SME Corporation Malaysia
- Existing Bank Muamalat customers with existing Financing facilities
- Applications are subject to Bank Muamalat’s assessment and approval process
Financing Solutions
- Term Financing-i
Maximum Financing Rate
- Up to 3.75% p.a., inclusive of guarantee fee
*Guarantee coverage of up to 80% is provided via Credit Guarantee Corporation Malaysia (CGC) or Syarikat Jaminan Pembiayaan Perniagaan (SJPP).
For further information on the SME Stabilisation Relief Facility (SME SRF), please contact our sales team at commercial.sale.management@muamalat.com.my

















