Close
EN
BM

Personal

Business

Empowering passions with cards

tailored to you
The purpose of the Credit Card Notices, Declarations & Terms page is to ensure transparency, regulatory compliance, and customer awareness regarding credit card usage.

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • First Year Annual Fee Waiver (minimum 12 transactions for subsequent year waiver)
  • 0.5% cashback for all transactions capped at RM30 per month
  • Instalment Payment Plan
    0% for 6 & 12 months
    6% p.a for 18 & 12 months
  • Balance Transfer Plan
    0% profit rate for 6 & 12 months

    2.5% profit rate p.a. 24 months
  • Installment Payment Plan
    0% profit rate for 6 and 12 months
  • Complimentary Takaful Coverage on Credit Card-i Outstanding Balance
  • Complimentary Takaful Coverage Travel Accident

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • Lifetime Annual Fee Waiver
  • Unlimited 1% Cash Back on Overseas Spend
  • 8% Cashback for all transactions at Pos Malaysia terminal counters
  • 0% Balance Transfer Plan for 6 Months
  • Complimentary Access to Plaza Premium Lounge

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • First Year Annual Fee Waiver
  • Unlimited 1% Cash Back on Overseas Spend
  • 1% Cash Back on e-Commerce Spend
  • 0.3% Cash Back on Contactless Spend
  • 0% Balance Transfer Plan for 6 Months

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • First Year Annual Fee Waiver
  • Unlimited 1% Cash Back on Overseas Spend
  • 1% Cash Back on e-Commerce Spend
  • 0.3% Cash Back on Contactless Spend
  • 0% Balance Transfer Plan for 6 Months

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • Lifetime Annual Fee Waiver
  • Unlimited 1% Cash Back on Overseas Spend
  • 1% Cash Back on e-Commerce Spend
  • 0.5% Cash Back on Contactless Spend
  • 0% Balance Transfer Plan for 6 Months
  • Complimentary Access to Plaza Premium Lounge

Embrace the bright or bold experience, today!

Debit Card-i (“the Card”) is a payment instrument based on the Shariah concept of Ujrah (fee on service).


Benefits

  • Full Debit Card functions
  • Full access to i-Muamalat Mobile apps & internet banking
  • Cashless Transactions
  • Allows payment for the goods and/or services purchased at the participating retail and service outlets

Our Shariah Compliant Credit Card-i

Looking for an ULTIMATE Shariah compliant Credit Card-i?
You are at the right page!
Introducing the Bank Muamalat Credit Card-i which is fully Shariah compliant and totally free from riba with Tawarruq concept. Bank Muamalat Credit Card-i Features at a Glance.

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • First Year Annual Fee Waiver (minimum 12 transactions for subsequent year waiver)
  • 0.5% cashback for all transactions capped at RM30 per month
  • Instalment Payment Plan
    0% for 6 & 12 months
    6% p.a for 18 & 12 months
  • Balance Transfer Plan
    0% profit rate for 6 & 12 months

    2.5% profit rate p.a. 24 months
  • Installment Payment Plan
    0% profit rate for 6 and 12 months
  • Complimentary Takaful Coverage on Credit Card-i Outstanding Balance
  • Complimentary Takaful Coverage Travel Accident

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • Lifetime Annual Fee Waiver
  • Unlimited 1% Cash Back on Overseas Spend
  • 8% Cashback for all transactions at Pos Malaysia terminal counters
  • 0% Balance Transfer Plan for 6 Months
  • Complimentary Access to Plaza Premium Lounge

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • First Year Annual Fee Waiver
  • Unlimited 1% Cash Back on Overseas Spend
  • 1% Cash Back on e-Commerce Spend
  • 0.3% Cash Back on Contactless Spend
  • 0% Balance Transfer Plan for 6 Months

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • First Year Annual Fee Waiver
  • Unlimited 1% Cash Back on Overseas Spend
  • 1% Cash Back on e-Commerce Spend
  • 0.3% Cash Back on Contactless Spend
  • 0% Balance Transfer Plan for 6 Months

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • Lifetime Annual Fee Waiver
  • Unlimited 1% Cash Back on Overseas Spend
  • 1% Cash Back on e-Commerce Spend
  • 0.5% Cash Back on Contactless Spend
  • 0% Balance Transfer Plan for 6 Months
  • Complimentary Access to Plaza Premium Lounge

*Terms & conditions apply

Chat with us on
WhatsApp
AUSTRALIAN DOLLARAUD2.8390002.6820002.666000
BRUNEI DOLLARBND3.4170003.2180003.207000
CANADIAN DOLLARCAD3.1480003.0340003.017000
SWISS FRANCCHF5.4120005.1750005.157000
EURO EUR5.1000004.8140004.792000
STERLING POUNDGBP5.8540005.5930005.584000
NEW ZEALAND DOLLARNZD2.6560002.4640002.449000
SINGAPORE DOLLARSGD3.4170003.2180003.217000
UNITED STATES DOLLARUSD4.3720004.1340004.117000

2025-07-18 08:46:07