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The effects of climate change is as real as it gets! Our need to address them should be the same.

So get on board the ‘green’ movement! Make environmentally conscious changes for the better.

Let’s give the future a brighter outlook by becoming more energy efficient, together!

make a change today with Bank Muamalat

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Influence? That’s a big word! With it comes responsibility. So let’s wield this power wisely and create meaningful social change to improve life for all Malaysians, together.

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RM5 Cashback for Cinema

Campaign Period:

15 November 2024 – 28 February 2025

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Muamalat Vibes: Cerita & Menang

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14 November – 14 Disember 2024

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Living & Driving SMART Deal

Campaign Period:

10 October – 31 December 2024

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Himalaya

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Promotion Period till 30 April 2025

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PillPlan

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Promotion period till 31 March 2025

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Pulai Springs Resort

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Promotion period till 31 July 2025

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KLIA Ekspres

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till 31 December 2024

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Member Get Member

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1 November – 31 December 2024

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ZUS Coffee 15% Off

Campaign Period:

till 31 December 2024

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Amari Johor Bahru

Campaign Period:

till 31 July 2025

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Raya Teristimewa Bersama Card-i List of Winners

Campaign Period:

Closed

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Credit Card Activation – List of Winners

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Closed

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Health Lane Family Pharmacy

Campaign Period:

Promotion Period until 31 March 2025

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VIU Malaysia

Campaign Period:

Promotion Period until 31 March 2025

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Perfect Number Match Campaign-Credit Card Activation

Campaign Period:

15 October – 31 December 2024

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Perfect Number Match Campaign-Debit Card Usage

Campaign Period:

15 October – 31 December 2024

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Kenangan Coffee

Campaign Period:

1 July – 31 December 2024

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CARRO

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01 October – 31 December 2024

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Grand Millennium

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01 August 2024 – 31 July 2025

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CARSOME

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01 October – 31 December 2024

FAQs about Islamic Banking in Malaysia

Islamic banking is based on Shariah principles, which prohibit the charging of interest (riba) and investing in activities considered haram (unlawful). Conventional banking, on the other hand, operates on interest-based transactions and does not have religious constraints on the nature of investments

Yes, deposits in Bank Muamalat are insured by Perbadanan Insurans Deposit Malaysia (PIDM). PIDM ensures that depositors’ funds are protected up to RM250,000 per depositor per bank, in the event that a member bank becomes insolvent

There may be differences in pricing or rates between Islamic and conventional banking, as Islamic banks operate on profit-sharing or cost-plus-sale models, rather than interest. However, in terms of competitiveness, Bank Muamalat strives to offer rates that are comparable to or even more favorable than conventional banking products.

Islamic banking and finance, like any financial system, come with risks. However, Islamic banks are required to adhere to strict Shariah compliance and risk management practices. The unique nature of profit-sharing and partnership-based products may lead to different risks compared to interest-based conventional products, but Bank Muamalat strive to minimize these through strong governance.

Yes, non-Muslims can apply for our Islamic banking products. Islamic banking is open to everyone, regardless of faith, as long as the products remain Shariah-compliant.

Yes, Bank Muamalat offers Internet banking services for Islamic banking products through our online platform, i-Muamalat. This service allows you to manage your accounts, make payments, transfer funds, and access a wide range of banking services conveniently and securely.

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2024-11-20 08:46:25

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