Currency Sell Buy
AUD
0.00
0.00
BND
0.00
0.00
CAD
0.00
0.00
CHF
0.00
0.00
EUR
0.00
0.00
GBP
0.00
0.00
NZD
0.00
0.00
SGD
0.00
0.00
USD
0.00
0.00

Updated on 24/01/2024 9:15 am

More currencies
Gold Standard Price per gram (RM)
750 378.00
835 420.84
875 441.00
916 461.67
950 478.80
999 503.50

Updated on 14/08/2025 9:00 am
More details
Ar Rahnu Calculator

Secure Your Future Wealth with Gold Today.
Perth Mint 99.99% Gold Minted Bar/Account Price:
Product Type Bank Sell Bank Buy
Account 486.19 452.10
Physical 503.22 452.10
EasiGold (Less than RM15,000) 459.512 453.019
EasiGold (RM15,000 and more) 458.512 454.019

(*Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value)
*At selected branches only

* EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store

Updated on 14/08/2025 9:30 am
More details
Close
Apply Now
EN
BM

Personal

Business

Full Sitemap
Currency Sell Buy
AUD
0.00
0.00
BND
0.00
0.00
CAD
0.00
0.00
CHF
0.00
0.00
EUR
0.00
0.00
GBP
0.00
0.00
NZD
0.00
0.00
SGD
0.00
0.00
USD
0.00
0.00

Updated on 24/01/2024 9:15 am

More currencies
Gold Standard Price per gram (RM)
750 378.00
835 420.84
875 441.00
916 461.67
950 478.80
999 503.50

Updated on 14/08/2025 9:00 am
More details
Ar Rahnu Calculator

Secure Your Future Wealth with Gold Today.
Perth Mint 99.99% Gold Minted Bar/Account Price:
Product Type Bank Sell Bank Buy
Account 486.19 452.10
Physical 503.22 452.10
EasiGold (Less than RM15,000) 459.512 453.019
EasiGold (RM15,000 and more) 458.512 454.019

(*Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value)
*At selected branches only

* EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store

Updated on 14/08/2025 9:30 am
More details
Financing

Muamalat Pajak Gadai Islam (Ar Rahnu BIZ)

Welcome to Muamalat Pajak Gadai Islam (Ar Rahnu BIZ )

Talk to Us
Visit Our Branch
Consumer Alert & Updates
List Of Unauthorised
Financing

Muamalat Pajak Gadai Islam (Ar Rahnu BIZ)

Talk to Us
Visit Our Branch
Consumer Alert & Updates
List Of Unauthorised

Welcome to Muamalat Pajak Gadai Islam (Ar Rahnu BIZ )

Product Benefits

Enjoy up to RM5,000,000* financing
Up to 18 months tenure
Fixed Profit Rate 0.834% monthly & charges are calculated based on financing
Syariah Compliant
Accept gold bullion (without opening the seal) & MG-i Account

Daily Gold Price

Effective Update: 14/08/2025 9:00 am

No Gold Standard Price per gram (RM)
1 750 378.00
2 835 420.84
3 875 441.00
4 916 461.67
5 950 478.80
6 999 503.50

Pawn your gold items and enjoy immediate financing of up to 80% of the current value of the gold item(s) (i.e., marhun value) under Muamalat Ar–Rahnu (Tawarruq).
Enjoy fixed profit rate of 10% per annum (equivalent to 0.834% monthly) based on financing amount and a tenure up to 18 months.
Muamalat Ar-Rahnu is an Islamic Pawn Broking scheme based on the Shariah concept of Tawarruq (commodity Murabahah) and Rahn (Pawn broking).

Ar Rahnu Calculator
Contact Number

Welcome to Muamalat Pajak Gadai Islam (Ar Rahnu BIZ )

Welcome to Muamalat Pajak Gadai Islam (Ar-Rahnu BIZ), your trusted partner in Shariah-compliant business financing.

Specially designed for sole proprietors, partnerships, and private limited companies (Sdn Bhd), Ar-Rahnu BIZ offers fast, secure, and flexible financing solutions to support your business needs – whether for working capital, stock purchases, or expansion plans.

At Muamalat Pajak Gadai Islam, we are committed to empowering businesses with ethical and reliable financial support.

 

Term Description
Concept Tawarruq & Rahn
Applicant Eligibility
  • Non-individual entities such as sole proprietorships, partnerships and private limited companies
  • Shariah compliant business activities
Financing Margin Up to 80% of the current value of the gold item(s) (i.e., marhun value)
Financing Limit Minimum:
RM10,000 per customer for Gold Items (Non MG-i) & Muamalat Gold-i (MG-i) (Physical and Account);Maximum:
RM5,000,000 per customer for Gold Items (Non MG-i) & Muamalat Gold-i (MG-i) (Physical and Account);
Acceptable Gold Collaterals
  • Gold/jewellery (without precious stone) of standards 750, 835, 875, 916, 917, 950 and 999.
  • Accept all types of gold bars/coins/ wafers/ nuggets of standards 916, 917, 950 and 999 from all goldsmiths, gold institutions, gold producers and authorized distributors except those blacklisted by Bank Negara Malaysia (BNM), “Consumer Alert”, “Fraud Alert” and “Securities Commission Malaysia (SC) Security Alert”.
  • Muamalat Gold-i (Physical and Account).
Pawn Duration (Tenure of Financing)
  • Up to eighteen (18) months.
  • However, the profit charges must be paid on or before each Payment Date stated in the Payment Schedule of the Islamic Pawn Broking Financing Contract (Muamalat Islamic Pawn Broking) as a condition to qualify for the financing period up to the Maturity Date.
  • The payment due date will be on the first (1st) day of each month for every payment cycle.
Profit Rate The profit rate is fixed at 10% per annum (equivalent to 0.834% monthly) and is based on the financing amount.
Note:

  • Six (6) months advance profit will be deducted upon disbursement.
  • A comparison profit rate calculations between Islamic pawn broking and conventional pawn broking is provided.
Payment Payment for profit-servicing and financing can be made via cash at our branches, account debiting, Automated Teller Machine (ATM), Cash Deposit Machine (CDM) and Internet Banking.
Pawn Redemption The pledged item will be returned once the full financing amount and profit charges have been fully settled, either before or upon maturity.

 

Profit rate is calculated based on financing value vs Marhun value

Example:

  1. Marhun value (gold value)= RM50,000
  2. Financing (80%) = RM40,000
Ar Rahnu Islamic
Islamic Pawn Broking (Company X) Muamalat Pajak Gadai Islam
Profit charge
(Based on Marhun Value)		 Profit charge
(Based on Financing Amount)
10% per annum
0.834% monthly		 10% per annum
0.834% monthly
RM50,000 x 10% /12
= RM416.67 monthly		 RM40,000 x 10% / 12
= RM333.33 monthly

 

How To Apply
  • Customers are required to visit our nearest branch to apply.
  • Bring along your original identification card (NRIC).
  • Fill up the Ar-Rahnu BIZ application form.

Approval will take up to 25 working days. Once approved, the respective branch will notify the applicant.

 

Our Values

“Need big financing for a new project? Get financing up to RM5 million with Ar-Rahnu Biz – help generate financial power to achieve your business dreams!”
CAPITAL POWER!”

Ahmad, Business Owner (Sdn Bhd)

“Increase working capital capacity with financing margins of up to 80%. Maximize your gold value to maintain business momentum.”
SMART CHOICE!

Faiz, Usahawan Runcit (Perkongsian)

“Save on business financing costs with a profit rate as low as 0.83% per month – a smart choice for entrepreneurs who want to control their financial burden” YOUR TRUSTED PARTNER!”

Nurul, Sole Proprietor (Online Business Owner)

Download

*Terms and conditions apply.

You might also be interested in

Muamalat Pajak Gadai Islam (Ar-Rahnu)
Welcome to Muamalat Pajak Gadai Islam (Ar-Rahnu)
Amanah Saham Bumiputera (ASB) / Amanah Saham Bumiputera 2 (ASB2)
Solutions to your financial needs. Whether you need extra money…
Talk to Us Visit Our Branch
Chat with us on
WhatsApp
AUSTRALIAN DOLLARAUD2.8360002.6800002.664000
BRUNEI DOLLARBND3.4010003.2040003.193000
CANADIAN DOLLARCAD3.1170003.0050002.988000
SWISS FRANCCHF5.3520005.1180005.100000
EURO EUR5.0950004.8110004.789000
STERLING POUNDGBP5.8690005.6090005.600000
NEW ZEALAND DOLLARNZD2.6480002.4570002.442000
SINGAPORE DOLLARSGD3.4010003.2040003.203000
UNITED STATES DOLLARUSD4.3340004.1000004.083000

2025-08-14 08:46:44