SMART Mortgage Skim Rumah Pertamaku PLUS
Open to individuals with a fixed income, none fixed income or self-employed including small traders and entrepreneurs to own their first home.
Package Name
SMART Mortgage Skim Rumah Pertamaku PLUS (SRP PLUS)
Eligibility
- All individuals & joint applicants
- For fixed income earners, non-fixed income earners and self-employed
- First time house buyers for own occupation
Benefits
- House purchase price or market value of up to RM1,000,000.
- Margin of Financing of up to a maximum of 100% +10% financing of Moving Costs and Related Expenses (MCRE) i.e. MRTT/MLTT, LTHT, Legal and Valuation Fees & stamp duty
Documents required
Fixed Income Earner:
- Photocopy of MyKad
- Latest 1-month salary slip
- Latest 1-month Bank Statement
- Latest EA / EC / J Form
- Verification through the ‘HRMIS’ System for government servants
- Original S&P Agreement/ booking sheet/ down payment receipt
- Any additional documents (if required)
Self-Employed or Non-Fixed Income Earners:
- Photocopy of IC;
- Latest 6 months Bank or deposit account statement (personal / business)
- Business and relevant license; or self-employed related document (whichever is applicable)
- Latest tax receipt
- Visit business premises (for verification of employment and/or conducting business)
- Any additional documents (if required)
