Notice on Revision of Product Disclosure Sheet (PDS) for Personal Financing-i, ASB and Muamalat Cashline-i (MCash)

Dear Valued Customers,

We would like to take this opportunity to thank you for choosing Bank Muamalat Malaysia Berhad (BMMB) as your banking partner of choice and for your continuous support.

Please be informed that the Product Disclosure Sheet (PDS) for the following products has been revised, effective 11 July 2025, following the reduction in the Overnight Policy Rate (OPR) announced by Bank Negara Malaysia (BNM).

• Personal Financing-i
• Property Financing-i (Tawarruq)
• Property Financing-i (Istisna’)
• ASB Term Financing-i
• Muamalat Cashline-i (MCash)

Please refer to our website or request a copy of the document from our representatives at your nearest branch.

Should you have any queries, please do not hesitate to call our 24-hour Customer Careline at 03-2600 5500 or visit our branches or website at www.muamalat.com.my.

We value you as our customer and look forward to your continued patronage.

Thank you.

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Notis Kemaskini Risalah Pendedahan Produk (RPP)

Para pelanggan yang dihormati,

Kami ingin mengambil kesempatan ini untuk mengucapkan ribuan terima kasih kerana memilih Bank Muamalat Malaysia Berhad (BMMB) sebagai rakan kongsi perbankan pilihan anda dan atas sokongan yang berterusan.

Kami ingin memaklumkan anda mengenai kemaskini Lembaran Pendedahan Produk (PDS) bagi produk-produk berikut, berkuat kuasa mulai 11 Julai 2025, susulan pengurangan Kadar Dasar Semalaman (OPR) yang diumumkan oleh Bank Negara Malaysia (BNM).

• Pembiayaan Peribadi-i
• Pembiayaan Hartanah-i (Tawarruq)
• Pembiayaan Hartanah-i (Istisna’)
• Pembiayaan ASB Berjangka-i
• Muamalat Kemudahan Tunai-i (MCash)

Sila layari laman sesawang kami atau membuat permintaan salinan dokumen daripada wakil kami di cawangan berdekatan anda.

Sekiranya anda memerlukan keterangan lanjut, sila hubungi Pusat Panggilan Pelanggan kami yang beroperasi 24 jam di talian 03-2600 5500 atau kunjungi cawangan kami. Anda juga boleh melayari laman sesawang kami di www.muamalat.com.my.

Kami amat menghargai anda sebagai pelanggan kami dan mengharapkan sokongan anda yang berterusan.

Terima Kasih