ELITE Savings Account-i (ESA-i)

Currency	Sell	Buy
AUD	0.00	0.00
BND	0.00	0.00
CAD	0.00	0.00
CHF	0.00	0.00
EUR	0.00	0.00
GBP	0.00	0.00
NZD	0.00	0.00
SGD	0.00	0.00
USD	0.00	0.00
Updated on 24/01/2024 9:15 am More currencies

Gold Standard	Price per gram (RM)
750	403.06
835	448.74
875	470.23
916	492.27
950	510.54
999	536.87
Updated on 09/09/2025 9:00 am	More details

Secure Your Future Wealth with Gold Today. Perth Mint 99.99% Gold Minted Bar/Account Price:
Account	526.78	489.86
Physical	545.25	489.86
EasiGold (Less than RM15,000)	496.912	490.387
EasiGold (RM15,000 and more)	495.912	491.387
(Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value) At selected branches only * EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store
Updated on 09/09/2025 9:30 am	More details

Currency	Sell	Buy
AUD	0.00	0.00
BND	0.00	0.00
CAD	0.00	0.00
CHF	0.00	0.00
EUR	0.00	0.00
GBP	0.00	0.00
NZD	0.00	0.00
SGD	0.00	0.00
USD	0.00	0.00
Updated on 24/01/2024 9:15 am More currencies

Currency

Sell

Buy

AUD

0.00

BND

0.00

EUR

0.00

SGD

0.00

USD

0.00

Updated on 24/01/2024 9:15 am

More currencies

Gold Standard	Price per gram (RM)
750	403.06
835	448.74
875	470.23
916	492.27
950	510.54
999	536.87
Updated on 09/09/2025 9:00 am	More details

Gold Standard

Price per gram (RM)

750

403.06

835

448.74

875

470.23

916

492.27

950

510.54

999

536.87

Updated on 09/09/2025 9:00 am

More details

Secure Your Future Wealth with Gold Today. Perth Mint 99.99% Gold Minted Bar/Account Price:
Account	526.78	489.86
Physical	545.25	489.86
EasiGold (Less than RM15,000)	496.912	490.387
EasiGold (RM15,000 and more)	495.912	491.387
(Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value) At selected branches only * EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store
Updated on 09/09/2025 9:30 am	More details

Secure Your Future Wealth with Gold Today.
Perth Mint 99.99% Gold Minted Bar/Account Price:

Product Type

Bank Sell

Bank Buy

Account

526.78

489.86

Physical

545.25

489.86

EasiGold (Less than RM15,000)

496.912

490.387

EasiGold (RM15,000 and more)

495.912

491.387

(*Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value)
*At selected branches only

* EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store

Updated on 09/09/2025 9:30 am

More details

ELITE Savings Account-i (ESA-i)

ELITE Savings Account-i is specially tailored for individuals aged 45 and older with aspirations of retiring early.

ELITE Savings Account-i (ESA-i)

ELITE Savings Account-i is specially tailored for individuals aged 45 and older with aspirations of retiring early.

ELITE Savings Account-i is specially tailored for individuals aged 45 and older with aspirations of retiring early.

Terms

Description

Rates

Deposit balance (RM)	Profit rate (p.a)
Below RM10,000	1.00
RM10,000.01 – RM50,000.00	1.25
RM50,000.01 – RM100,000.00	1.50
RM100,000.01 and above	1.68

How to Apply

Click ‘Apply Now’ button
Visit the nearest branch
Contact Customer Care Line at 03-26005500

MEPS Withdrawal

RM5,000 and below	2 times
RM50,000.01 – RM100,000.00	4 times
RM100,000.01 and above	Unlimited

Minimum deposit

RM 1,000

Services for Eligible Customers

Free account enquiry
Free debit card (physical & virtual for digital banks)
Free replacement for faulty debit card (not customer’s fault)
*Up to RM12 for lost/damaged cards
Funds transfer services that follow the rules under the Interoperable Credit Transfer Framework (ICTF).
Free intra-bank bill payment
Full access to i-Muamalat app & internet banking
Free cash withdrawals & deposits (including coins) at:
1. Bank counters
2. Muamalat ATMs, CDMs & SSTs
  *Charges apply for other banks’ machines
Free account statements (e-copy or hardcopy)
Passbook upon request

This product is protected by Perbadanan Insurans Deposit Malaysia (PIDM).
* Protected by PIDM up to RM250,000 for each depositor

		SELLING	BUYING
		T.T./O.D.	T.T.	O.D.
PER UNIT OF FOREIGN CURRENCY
AUSTRALIAN DOLLAR	AUD	2.853000	2.699000	2.683000
BRUNEI DOLLAR	BND	3.391000	3.197000	3.186000
CANADIAN DOLLAR	CAD	3.103000	2.994000	2.977000
SWISS FRANC	CHF	5.430000	5.198000	5.180000
EURO	EUR	5.116000	4.835000	4.813000
STERLING POUND	GBP	5.852000	5.598000	5.589000
NEW ZEALAND DOLLAR	NZD	2.630000	2.443000	2.428000
SINGAPORE DOLLAR	SGD	3.391000	3.197000	3.196000
UNITED STATES DOLLAR	USD	4.329000	4.099000	4.082000

PER 100 UNIT OF FOREIGN CURRENCY
UAE DIRHAM	AED	117.950000	111.200000	109.000000
BANGLADESH TAKA	BDT	3.790000	3.230000	2.930000
DANISH KRONER	DKK	69.580000	63.970000	63.370000
HONGKONG DOLLAR	HKD	55.650000	51.840000	51.240000
INDIAN RUPEE	INR	5.100000	4.520000	4.520000
INDONESIAN RUPIAH	IDR	0.027900	0.023300	0.018300
JAPANESE YEN	JPY	2.923000	2.798000	2.785000
SRI LANKA RUPEE	LKR	1.650000	1.330000	1.210000
MAURITIUS RUPEE	MUR	11.120000	7.200000	0.000000
NORWEGIAN KRONER	NOK	45.610000	39.600000	39.000000
PAKISTAN RUPEE	PKR	1.700000	1.470000	0.870000
PHILIPPINE PESO	PHP	7.790000	7.060000	6.620000
SAUDI ARABIAN RIYAL	SAR	115.370000	108.690000	105.690000
SWEDISH KRONER	SEK	47.970000	41.790000	41.590000
THAI BAHT	THB	14.790000	11.680000	11.440000
SOUTH AFRICA RAND	ZAR	25.430000	22.840000	22.640000
QATAR RIYAL	QAR	120.730000	109.570000	108.670000
NEPAL RUPEE	NPR	3.260000	2.910000	2.820000
CHINESE RENMINBI	CNY	62.020000	56.600000	0.000000

ELITE Savings Account-i (ESA-i)

ELITE Savings Account-i (ESA-i)

Highlights & Benefits

Door-to-Door service

Unlimited free MEPS withdrawal

High profit rates

Waiver on “Half Yearly Service Fee”

Special care counter

ELITE Savings Account-i (ESA-i)

Features & Eligibility

Min. Age: 45 years

Malaysians and permanent residents residing in Malaysia

Non-Resident and Foreigners

Joint names shall allowed for applicant aged 45 years and above

Terms and Conditions

Product Disclosure Sheet

PIDM brochure

Documents required for account opening

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