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ULTIMATE Shariah compliant Credit Card-i


Benefits

  • First Year Annual Fee Waiver
  • Unlimited 1% Cash Back on Overseas Spend
  • 3% Cash Back on Contactless Spend
  • Complimentary Travel Accident Takaful Coverage
  • Complimentary Takaful Coverage for Outstanding Balance
  • Muamalat Reward Points
  • Promotional Discount at EON
  • 0% Balance Transfer Plan for 6 Months
  • 0% Instalment Payment Plan for 6 & 12 months
  • InstaCash (Cash Instalment Plan)

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • Lifetime Annual Fee Waiver
  • Unlimited 1% Cash Back on Overseas Spend
  • 5% Cash Back on Contactless Spend
  • Complimentary Travel Accident Takaful Coverage
  • Complimentary Takaful Coverage for Outstanding Balance
  • Complimentary Airport Lounge Access
  • Muamalat Reward Points
  • Promotional Discount at EON
  • VIP Access and Special Invitations to Exclusive EON Events and Promotions
  • 0% Balance Transfer Plan for 6 & 12 Months
  • InstaCash (Cash Instalment Plan)

Click to Pay – The smarter way to pay

Say goodbye to long forms and checkout delays!

With Click to Pay, making secure online payments has never been easier.
Just a few simple clicks — no need to re-enter your card details every time.


Benefits

  • Protected
  • Fast
  • Easy
The purpose of the Credit Card Notices, Declarations & Terms page is to ensure transparency, regulatory compliance, and customer awareness regarding credit card usage.

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • First Year Annual Fee Waiver
  • 0.5% cashback
  • Complimentary Airport Lounge Access
  • Complimentary Takaful Coverage on Credit Card-i Outstanding Balance
  • Complimentary Takaful Coverage Travel Accident
  • 0% Balance Transfer Plan for 6 & 12 Months
  • 0% Instalment Payment Plan for 6 & 12 months
  • InstaCash (Cash Instalment Plan)

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • Lifetime Annual Fee Waiver
  • Unlimited 1% Cash Back on Overseas Spend
  • 8% Cashback for all transactions at Pos Malaysia terminal counters
  • Complimentary Travel Accident Takaful Coverage
  • Complimentary Takaful Coverage for Outstanding Balance
  • Complimentary Airport Lounge Access with Plaza Premium Lounge
  • 0% Balance Transfer Plan for 6 Months
  • 0% Instalment Payment Plan for 6 & 12 months
  • InstaCash (Cash Instalment Plan)

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • First Year Annual Fee Waiver
  • Unlimited 1% Cash Back on Overseas Spend
  • 8% Cashback for all transactions at Pos Malaysia terminal counters
  • Complimentary Travel Accident Takaful Coverage
  • Complimentary Takaful Coverage for Outstanding Balance
  • 0% Balance Transfer Plan for 6 Months
  • 0% Instalment Payment Plan for 6 & 12 months
  • 0% Instalment Payment Plan for 6 & 12 months

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • First Year Annual Fee Waiver
  • Unlimited 1% Cash Back on Overseas Spend
  • 1% Cash Back on e-Commerce Spend
  • 0.3% Cash Back on Contactless Spend
  • Complimentary Travel Accident Takaful Coverage
  • Complimentary Takaful Coverage for Outstanding Balance
  • 0% Balance Transfer Plan for 6 Months
  • 0% Instalment Payment Plan for 6 & 12 months
  • InstaCash (Cash Instalment Plan)

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • Lifetime Annual Fee Waiver
  • Unlimited 1% Cash Back on Overseas Spend
  • 1% Cash Back on e-Commerce Spend
  • 0.5% Cash Back on Contactless Spend
  • Complimentary Travel Accident Takaful Coverage
  • Complimentary Takaful Coverage for Outstanding Balance
  • Complimentary Access to Plaza Premium Lounge
  • 0% Balance Transfer Plan for 6 Months
  • 0% Instalment Payment Plan for 6 & 12 months
  • InstaCash (Cash Instalment Plan)

Embrace the bright or bold experience, today!

Debit Card-i (“the Card”) is a payment instrument based on the Shariah concept of Ujrah (fee on service).


Benefits

  • Full Debit Card functions
  • Full access to i-Muamalat Mobile apps & internet banking
  • Cashless Transactions
  • Allows payment for the goods and/or services purchased at the participating retail and service outlets

Our Shariah Compliant Credit Card-i

Looking for an ULTIMATE Shariah compliant Credit Card-i?
You are at the right page!
Introducing the Bank Muamalat Credit Card-i which is fully Shariah compliant and totally free from riba with Tawarruq concept. Bank Muamalat Credit Card-i Features at a Glance.

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • First Year Annual Fee Waiver
  • Unlimited 1% Cash Back on Overseas Spend
  • 3% Cash Back on Contactless Spend
  • Complimentary Travel Accident Takaful Coverage
  • Complimentary Takaful Coverage for Outstanding Balance
  • Muamalat Reward Points
  • Promotional Discount at EON
  • 0% Balance Transfer Plan for 6 Months
  • 0% Instalment Payment Plan for 6 & 12 months
  • InstaCash (Cash Instalment Plan)

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • Lifetime Annual Fee Waiver
  • Unlimited 1% Cash Back on Overseas Spend
  • 5% Cash Back on Contactless Spend
  • Complimentary Travel Accident Takaful Coverage
  • Complimentary Takaful Coverage for Outstanding Balance
  • Complimentary Airport Lounge Access
  • Muamalat Reward Points
  • Promotional Discount at EON
  • VIP Access and Special Invitations to Exclusive EON Events and Promotions
  • 0% Balance Transfer Plan for 6 & 12 Months
  • InstaCash (Cash Instalment Plan)

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • First Year Annual Fee Waiver
  • 0.5% cashback
  • Complimentary Airport Lounge Access
  • Complimentary Takaful Coverage on Credit Card-i Outstanding Balance
  • Complimentary Takaful Coverage Travel Accident
  • 0% Balance Transfer Plan for 6 & 12 Months
  • 0% Instalment Payment Plan for 6 & 12 months
  • InstaCash (Cash Instalment Plan)

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • Lifetime Annual Fee Waiver
  • Unlimited 1% Cash Back on Overseas Spend
  • 8% Cashback for all transactions at Pos Malaysia terminal counters
  • Complimentary Travel Accident Takaful Coverage
  • Complimentary Takaful Coverage for Outstanding Balance
  • Complimentary Airport Lounge Access with Plaza Premium Lounge
  • 0% Balance Transfer Plan for 6 Months
  • 0% Instalment Payment Plan for 6 & 12 months
  • InstaCash (Cash Instalment Plan)

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • First Year Annual Fee Waiver
  • Unlimited 1% Cash Back on Overseas Spend
  • 8% Cashback for all transactions at Pos Malaysia terminal counters
  • Complimentary Travel Accident Takaful Coverage
  • Complimentary Takaful Coverage for Outstanding Balance
  • 0% Balance Transfer Plan for 6 Months
  • 0% Instalment Payment Plan for 6 & 12 months
  • 0% Instalment Payment Plan for 6 & 12 months

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • First Year Annual Fee Waiver
  • Unlimited 1% Cash Back on Overseas Spend
  • 1% Cash Back on e-Commerce Spend
  • 0.3% Cash Back on Contactless Spend
  • Complimentary Travel Accident Takaful Coverage
  • Complimentary Takaful Coverage for Outstanding Balance
  • 0% Balance Transfer Plan for 6 Months
  • 0% Instalment Payment Plan for 6 & 12 months
  • InstaCash (Cash Instalment Plan)

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • Lifetime Annual Fee Waiver
  • Unlimited 1% Cash Back on Overseas Spend
  • 1% Cash Back on e-Commerce Spend
  • 0.5% Cash Back on Contactless Spend
  • Complimentary Travel Accident Takaful Coverage
  • Complimentary Takaful Coverage for Outstanding Balance
  • Complimentary Access to Plaza Premium Lounge
  • 0% Balance Transfer Plan for 6 Months
  • 0% Instalment Payment Plan for 6 & 12 months
  • InstaCash (Cash Instalment Plan)

*Terms & conditions apply

FAQs about Bank Muamalat's Islamic Credit Card-i

Bank Muamalat offers several Shariah-compliant Credit Card-i options, including the Muamalat Pos Visa Infinite-i, Muamalat Pos Visa Platinum-i, Visa Platinum-i, and Visa Infinite-i. For more details, please refer to the specific card product pages.

Your monthly credit card statement will be sent to the e-mail address provided in your application form. Alternatively, you can view it through your Bank Muamalat internet banking account at www.i-muamalat.com.my. Please note that no physical statements will be sent.

Eligibility criteria typically include being at least 21 years of age, and meeting minimum income requirements based on the specific card type. Additional eligibility may vary depending on the card tier and features.

To open a Bank Muamalat’s Credit Card-i, you will need:

For Employed Individuals:

  • A copy of MyKad (front & back); and
  • Latest 1 month payslip; or
  • Latest EPF statement; or
  • Latest EA form; or
  • Latest BE form.
  • Completed Credit Card-i Application Form

For Self-Employed Individuals:

  • A copy of MyKad (front & back); and
  • Latest 6 months bank statements; and
  • Copy of Business registration; and
  • Latest 1 year of Income Tax Assessment (Form B) with official tax receipt.
  • Completed Credit Card-i Application Form

Additional documents may be required depending on your financial profile.

The processing time for a Bank Muamalat Credit Card-i application typically takes up to 7 working days. However, incomplete applications or missing documents may cause delays. You will be notified once your application is approved.

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2026-06-26 08:27:57