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The purpose of the Credit Card Notices, Declarations & Terms page is to ensure transparency, regulatory compliance, and customer awareness regarding credit card usage.

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • First Year Annual Fee Waiver (minimum 12 transactions for subsequent year waiver)
  • 0.5% cashback for all transactions capped at RM30 per month
  • Instalment Payment Plan
    0% for 6 & 12 months
    6% p.a for 18 & 12 months
  • Balance Transfer Plan
    0% profit rate for 6 & 12 months

    2.5% profit rate p.a. 24 months
  • Installment Payment Plan
    0% profit rate for 6 and 12 months
  • Complimentary Takaful Coverage on Credit Card-i Outstanding Balance
  • Complimentary Takaful Coverage Travel Accident

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • Lifetime Annual Fee Waiver
  • Unlimited 1% Cash Back on Overseas Spend
  • 8% Cashback for all transactions at Pos Malaysia terminal counters
  • 0% Balance Transfer Plan for 6 Months
  • Complimentary Access to Plaza Premium Lounge

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • First Year Annual Fee Waiver
  • Unlimited 1% Cash Back on Overseas Spend
  • 1% Cash Back on e-Commerce Spend
  • 0.3% Cash Back on Contactless Spend
  • 0% Balance Transfer Plan for 6 Months

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • First Year Annual Fee Waiver
  • Unlimited 1% Cash Back on Overseas Spend
  • 1% Cash Back on e-Commerce Spend
  • 0.3% Cash Back on Contactless Spend
  • 0% Balance Transfer Plan for 6 Months

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • Lifetime Annual Fee Waiver
  • Unlimited 1% Cash Back on Overseas Spend
  • 1% Cash Back on e-Commerce Spend
  • 0.5% Cash Back on Contactless Spend
  • 0% Balance Transfer Plan for 6 Months
  • Complimentary Access to Plaza Premium Lounge

Embrace the bright or bold experience, today!

Debit Card-i (“the Card”) is a payment instrument based on the Shariah concept of Ujrah (fee on service).


Benefits

  • Full Debit Card functions
  • Full access to i-Muamalat Mobile apps & internet banking
  • Cashless Transactions
  • Allows payment for the goods and/or services purchased at the participating retail and service outlets

Our Shariah Compliant Credit Card-i

Looking for an ULTIMATE Shariah compliant Credit Card-i?
You are at the right page!
Introducing the Bank Muamalat Credit Card-i which is fully Shariah compliant and totally free from riba with Tawarruq concept. Bank Muamalat Credit Card-i Features at a Glance.

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • First Year Annual Fee Waiver (minimum 12 transactions for subsequent year waiver)
  • 0.5% cashback for all transactions capped at RM30 per month
  • Instalment Payment Plan
    0% for 6 & 12 months
    6% p.a for 18 & 12 months
  • Balance Transfer Plan
    0% profit rate for 6 & 12 months

    2.5% profit rate p.a. 24 months
  • Installment Payment Plan
    0% profit rate for 6 and 12 months
  • Complimentary Takaful Coverage on Credit Card-i Outstanding Balance
  • Complimentary Takaful Coverage Travel Accident

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • Lifetime Annual Fee Waiver
  • Unlimited 1% Cash Back on Overseas Spend
  • 8% Cashback for all transactions at Pos Malaysia terminal counters
  • 0% Balance Transfer Plan for 6 Months
  • Complimentary Access to Plaza Premium Lounge

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • First Year Annual Fee Waiver
  • Unlimited 1% Cash Back on Overseas Spend
  • 1% Cash Back on e-Commerce Spend
  • 0.3% Cash Back on Contactless Spend
  • 0% Balance Transfer Plan for 6 Months

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • First Year Annual Fee Waiver
  • Unlimited 1% Cash Back on Overseas Spend
  • 1% Cash Back on e-Commerce Spend
  • 0.3% Cash Back on Contactless Spend
  • 0% Balance Transfer Plan for 6 Months

ULTIMATE Shariah compliant Credit Card-i


Benefits

  • Lifetime Annual Fee Waiver
  • Unlimited 1% Cash Back on Overseas Spend
  • 1% Cash Back on e-Commerce Spend
  • 0.5% Cash Back on Contactless Spend
  • 0% Balance Transfer Plan for 6 Months
  • Complimentary Access to Plaza Premium Lounge

*Terms & conditions apply

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AUSTRALIAN DOLLARAUD2.8390002.6780002.662000
BRUNEI DOLLARBND3.4290003.2240003.213000
CANADIAN DOLLARCAD3.1430003.0250003.008000
SWISS FRANCCHF5.3890005.1450005.127000
EURO EUR5.1110004.8170004.795000
STERLING POUNDGBP5.9470005.6730005.664000
NEW ZEALAND DOLLARNZD2.6940002.4960002.481000
SINGAPORE DOLLARSGD3.4290003.2240003.223000
UNITED STATES DOLLARUSD4.3560004.1140004.097000

2025-06-26 08:28:29