Bank Muamalat Malaysia Berhad

The bank charges, fees and commissions for services provided by Bank Muamalat Malaysia Berhad

	Transaction	Type of Charges	Fee (RM)
1	Issuance Fee (for new cardholder)	Basic Standard Platinum	RM8.00 RM8.00 RM12.00
2	Annual Fee (Year 2 thereafter)	Basic Standard Platinum	RM8.00 RM12.00 RM12.00
3	Card Replacement Fee	Service Charge	RM12.00
4	Overseas Transaction Conversion fee	Service Charge	Based on exchange rate determined by the MasterCard at the conversion time.

	Transaction	Types of Charges	Amount (RM)
1	Automated Teller Machine (ATM)
	a. Cash withdrawal at any BMMB ATM	MEPS Service Charge	Waived
	b. Cash withdrawal at other domestic bank’s ATM via Bankcard platform	MEPS Service Charge	1.00 per successful withdrawal
	c. Cash withdrawal at other domestic bank’s ATM via Bankcard platform for local incorporate Foreign Bank	MEPS Service Charge	4.00 per successful withdrawal
2	Non-cash ATM transaction:
	a. Fund transfer to any BMMB account.	Service charge	Waived
	b. Cheque Book Request.	Stamp Duty	7.50 per booklet
	c. IBFT Transfer – Local Bank	Service charge	0.30 per transaction
	d. IBFT Transfer – Local Incorporate Foreign Bank	Service charge	4.00 per transaction
3	Cash Deposit Machine: Balance inquiry Cash Deposit	Service charge	Waived
4	Cheque Deposit Machine: Deposit of cheque	Service charge	Waived

	Transaction	Types of Charges	Amount (RM)
1	Monthly Charges
	a. Inquiry Transaction only	Service Charge	40.00 per month
	b. Full Mode – Inquiry and monetary Transactions service charge	Service Charge	20.00 per month
2	Payment
	a. Interbank – GIRO	Service Charge	0.10 per transaction
	b. Interbank – RENTAS	Service Charge Partnership/ SME Corporate	2.00 per transaction 4.00 per transaction
	c. Foreign Outward Transfer (FOT) (per transaction)	Service Charge Cable Charge	5.00 30.00
	d. Online Stopped Cheque	Service Charges (per leaf)	10.00
	e. Payment SMS Recipient notification	Service Charge (per transaction)	0.20
3	Authorization	a. Token	160.00
		b. Renewal of Token (every 2 years)	100.00

Note : Any waiver or Partial Waiver must get approved from respective product owner / management.

	Transaction	Types of Charges	Amount (RM)
1	IBG Transfer	Service charges	0.10
2	Tabung Haji	Service charges	0.50
3	IBFT Transfer	Service charges	0.00
4	Online Stopped Cheque	Service charges	10.00
5	Foreign Telegraphic Transfer (FTT) (per transaction)
		Service charges	3.00
		Cable Charge	30.00
6	SMS Recipient Notification	Service charges (per transaction)	0.20

	Transaction	Types of Charges	Amount (RM)
1	Key Deposit	Deposit	150.00
2	Stamp Duty on agreement(per MSDB)	As per Stamp Act	20.00
3	Annual Retail Fee based on Box Sizes (per annum)
		3”x10”x19”	100.00
		5” x 5” x 19”	100.00
		5” x 10” x 19”	140.00
		10” x 10” 19”	170.00
4	Loss of Keys	Service charges	Actual cost incurred OR Minimum 500.00

No	Transaction	Types of Charges	Amount (RM)
1	Reissuance of new Kontrak Pembiayaan Pajak Gadai Islam (Muamalat Ar-Rahnu)	Service Charges	5
2	Gold Jewellery Cleaning for Walk-in Customer	Service Charges	5
3	Gold Jewellery Cleaning for BMMB Ar-Rahnu customers	Service Charges	Free

	Transaction	Types of Charges	Amount (RM)
1	Transfer of sukuk in and out	Service charges	5.00
2	Account maintenance	Service charges	50.00

Services (Collection)

	Services (Collection)	Service Charge on Government (RM)	Service Charge on Government Agency (RM)	Service Charge on Government Client (RM)
1	Counter e – Payment (Debit card)	0.8% per transaction	0.8% per transaction	0.8% per transaction
2	Counter e – Payment (e-Debit)	0.50 per transaction	0.50 per transaction	0.50 per transaction
3	Counter e – Payment (MEPs Cash)	1.00 per transaction	1.00 per transaction	1.00 per transaction
4	Bank Counter – Cash Payment	NIL	NIL	5.00 per transaction
5	Bank Counter – Cheque Payment	NIL	NIL	0.50 per cheque
6	Managed under Virtual Banking Section direct debit (to biller)	NIL	NIL	0.50 per transaction

Services (Payment)

	TransactionServices (Payment)	Service Charge on Government (RM)	Service Charge on Government Agency (RM)	Service Charge on Government Client (RM)
1	Cash Cheque Encashment Cheque issuance charges	NIL	2.00 per piece 0.50 per piece	NIL
2	Interbank	NIL	1.00 per transaction	NIL
3	Interbranch	NIL	0.50 per transaction	NIL
4	Salary Crediting	NIL	NIL	NIL
5	Rentas	NIL	5.00 per transaction	NIL

Other Services

	Other Services	Service Charge on Government (RM)	Service Charge on Government Agency (RM)	Service Charge on Government Client (RM)
1	Bank Statement	NIL	10.00 per agency	NIL
2	Fund Transfer	NIL	5.00 per transaction	NIL
3	Issuance of Bankers Cheque/ Cashiers Order	NIL	5.00 per transaction	NIL
4	Cheque Image Request	NIL	0.10 per cheque	NIL
5	Cheque issuance charges	0.50	0.50	0.50