Bank Muamalat Malaysia Berhad

The bank charges, fees and commissions for services provided by Bank Muamalat Malaysia Berhad

	Transaction	Types of Charges	Amount (RM)
1	Annual Fee	Annual fee	12.00
2	Card Renewal Fee	Service Charge	Waived
3	Conversion Fee (from ATM to Debit Card)	Service Charge	Waived
4	Card Replacement	Service Charge	12.00
5	Overseas Transactions	Service Charge	Exchange rate will be based on the determination by the MasterCard at the conversion time. The exchange rate may differ.

	Transaction	Types of Charges	Amount (RM)
1	Automated Teller Machine (ATM)
	a. Cash withdrawal at any BMMB ATM	MEPS Service Charge	Waived
	b. Cash withdrawal at other domestic bank’s ATM via Bankcard platform	MEPS Service Charge	1.00 per successful withdrawal
	c. Cash withdrawal at other domestic bank’s ATM via Bankcard platform for local incorporate Foreign Bank	MEPS Service Charge	4.00 per successful withdrawal
2	Non-cash ATM transaction:
	a. Fund transfer to any BMMB account.	Service charge	Waived
	b. Cheque Book Request.	Stamp Duty	7.50 per booklet
	c. Printing Mini Statement.	Service charge	0.50 per request
	d. IBFT Transfer – Local Bank	Service charge	0.30 per transaction
	e. IBFT Transfer – Local Incorporate Foreign Bank	Service charge	4.00 per transaction
3	Cash Deposit Machine: Balance inquiry Cash Deposit	Service charge	Waived
4	Cheque Deposit Machine: Deposit of cheque	Service charge	Waived

	Transaction	Types of Charges	Amount (RM)	GST/ SST (RM)
1	Monthly Charges
		a. Inquiry Transaction only	40.00	waived
		b. Full Mode – Inquiry and monetary Transactions service charge	20.00	waived
2	Payment
		a. Interbank – GIRO	0.10 per transaction	0.00
		b. Interbank – RENTAS Partnership/ SME Corporate	2.00 per transaction 4.00 per transaction	0.00
		c. Foreign Outward Transfer (FOT) Service Charge Cable Charge	5.00 per transaction 30.00 per transaction	0.00
		d. Online Stopped Cheque (per leaf)	10.00	0.00
		e. Payment SMS Recipient notification	0.20 per transaction	0.00
3	Authorization	a. Token	160.00	9.60
		b. Renewal of Token (every 2 years)	100.00	6.00

Note : Any waiver or Partial Waiver must get approved from respective product owner / management.

	Transaction	Types of Charges	Amount (RM)	GST/ SST (RM)
1	IBG Transfer	Service charges	0.10 per transaction	0.00
2	Tabung Haji	Service charges	0.60 per transaction	0.00
3	IBFT Transfer	Service charges	0.00 per transaction	0.00
4	Online Stopped Cheque	Service charges	10.00 per leaf	0.00
5	Foreign Telegraphic Transfer (FTT)
		Service charges	3.00 per transaction	0.00
		Cable Charge	30.00 per transaction	0.00
6	SMS Recipient Notification	Service charges	0.20 per transaction	0.00

	Transaction	Types of Charges	Amount (RM)
1	Key Deposit	Deposit	150.00
2	Stamp Duty on agreement	As per Stamp Act	20.00 per MSDB
3	Annual Fee based on Box Sizes
		3”x10”x19”	100.00 per annum
		5” x 5” x 19”	100.00 per annum
		5” x 10” x 19”	140.00 per annum
		10” x 10” 19”	170.00 per annum
4	Loss of Keys	Service charges	Actual cost incurred OR Minimum 500.00

Transaction

Types of Charges

Amount
(RM)

Safekeeping of gold by customer

Safekeeping Fees
Note: Subject to changes

Auction

Tender Fees

Up to RM5000

RM5,000.01 and above

10

20

Reissuance of lost Akuan Pembiayaan & Gadaian (APG)

Service Charges

5.00

Gold Jewellery Cleaning (Walk-in customer. Free for BMMB Ar Rahnu customers)

Service Charges

5.00 per item

	Transaction	Types of Charges	Amount (RM)
1	Transfer of sukuk in and out	Service charges	5.00
2	Account maintenance	Service charges	50.00

Services (Collection)

	Services (Collection)	Service Charge on Government (RM)	Service Charge on Government Agency (RM)	Service Charge on Government Client (RM)
1	Counter e – Payment (Debit card)	0.8% per transaction	0.8% per transaction	0.8% per transaction
2	Counter e – Payment (e-Debit)	0.50 per transaction	0.50 per transaction	0.50 per transaction
3	Counter e – Payment (MEPs Cash)	1.00 per transaction	1.00 per transaction	1.00 per transaction
4	Bank Counter – Cash Payment	NIL	NIL	5.00 per transaction
5	Bank Counter – Cheque Payment	NIL	NIL	0.50 per cheque
6	Managed under Virtual Banking Section direct debit (to biller)	NIL	NIL	0.50 per transaction

Services (Payment)

	TransactionServices (Payment)	Service Charge on Government (RM)	Service Charge on Government Agency (RM)	Service Charge on Government Client (RM)
1	Cash Cheque Encashment Cheque issuance charges	NIL	2.00 per piece 0.50 per piece	NIL
2	Interbank	NIL	1.00 per transaction	NIL
3	Interbranch	NIL	0.50 per transaction	NIL
4	Salary Crediting	NIL	NIL	NIL
5	Rentas	NIL	5.00 per transaction	NIL

Other Services

	Other Services	Service Charge on Government (RM)	Service Charge on Government Agency (RM)	Service Charge on Government Client (RM)
1	Bank Statement	NIL	10.00 per agency	NIL
2	Fund Transfer	NIL	5.00 per transaction	NIL
3	Issuance of Bankers Cheque/ Cashiers Order	NIL	5.00 per transaction	NIL
4	Cheque Image Request	NIL	0.10 per cheque	NIL
5	Cheque issuance charges	0.50	0.50	0.50

Savings Account

	Transaction	Actual charges (RM)
1	Transaction History/ Ad-hoc statement through counter	1.00 per page

Current Account

	Transaction	Actual charges (RM)
1	Transaction History/ Ad-hoc statement through counter	1.00 per page

Other Services

	Transaction	Actual charges (RM)
1	Tabung Haji	6.00 per transaction