Others

The bank charges, fees and commissions for services provided by Bank Muamalat Malaysia Berhad

TransactionType of ChargesFee
(RM)
1Issuance Fee
(for new cardholder)
  • Basic
  • Standard
  • Platinum
  • RM8.00
  • RM8.00
  • RM12.00
2Annual Fee
(Year 2 thereafter)
  • Basic
  • Standard
  • Platinum
  • RM8.00
  • RM12.00
  • RM12.00
3Card Replacement FeeService ChargeRM12.00
4 Overseas Transaction Conversion feeService Charge Based on exchange rate determined by the MasterCard at the conversion time.
TransactionTypes of ChargesAmount
(RM)
1Automated Teller Machine (ATM)
a. Cash withdrawal at any BMMB ATMMEPS Service ChargeWaived
b. Cash withdrawal at other domestic bank’s ATM via Bankcard platformMEPS Service Charge1.00 per successful withdrawal
c. Cash withdrawal at other domestic bank’s ATM via Bankcard platform for local incorporate Foreign BankMEPS Service Charge4.00 per successful withdrawal
2Non-cash ATM transaction:
a. Fund transfer to any BMMB account.Service chargeWaived
b. Cheque Book Request.Stamp Duty7.50 per booklet
c. IBFT Transfer – Local BankService charge0.30 per transaction
d. IBFT Transfer – Local Incorporate Foreign BankService charge4.00 per transaction
3Cash Deposit Machine:
  • Balance inquiry
  • Cash Deposit
  • Service chargeWaived
    4Cheque Deposit Machine:
  • Deposit of cheque
  • Service chargeWaived
    TransactionTypes of ChargesAmount
    (RM)
    1Monthly Charges
    a. Inquiry Transaction onlyService Charge40.00 per month
    b. Full Mode – Inquiry and monetary Transactions service chargeService Charge20.00 per month
    2Payment
    a. Interbank – GIROService Charge0.10 per transaction
    b. Interbank – RENTAS Service Charge
  • Partnership/ SME
  • Corporate

  • 2.00 per transaction
  • 4.00 per transaction
  • c. Foreign Outward Transfer (FOT)
    (per transaction)
  • Service Charge
  • Cable Charge
  • 5.00
  • 30.00
  • d. Online Stopped Cheque Service Charges
    (per leaf)
    10.00
    e. Payment SMS Recipient notificationService Charge
    (per transaction)
    0.20
    3Authorizationa. Token160.00
    b. Renewal of Token
    (every 2 years)
    100.00

    Note : Any waiver or Partial Waiver must get approved from respective product owner / management.

    TransactionTypes of ChargesAmount
    (RM)
    1IBG Transfer Service charges0.10
    2Tabung HajiService charges0.50
    3IBFT TransferService charges0.00
    4Online Stopped ChequeService charges10.00
    5Foreign Telegraphic Transfer (FTT)
    (per transaction)
    Service charges3.00
    Cable Charge30.00
    6SMS Recipient NotificationService charges
    (per transaction)
    0.20
    TransactionTypes of ChargesAmount
    (RM)
    1Key Deposit Deposit 150.00
    2Stamp Duty on agreement(per MSDB)As per Stamp Act 20.00
    3Annual Retail Fee based on Box Sizes
    (per annum)
    3”x10”x19”100.00
    5” x 5” x 19” 100.00
    5” x 10” x 19” 140.00
    10” x 10” 19” 170.00
    4Loss of KeysService charges
  • Actual cost incurred
  • OR
  • Minimum 500.00
  • NoTransactionTypes of ChargesAmount (RM)
    1Reissuance of new Kontrak Pembiayaan Pajak Gadai Islam (Muamalat Ar-Rahnu)Service Charges5
    2Gold Jewellery Cleaning for Walk-in CustomerService Charges5
    3Gold Jewellery Cleaning for BMMB Ar-Rahnu customersService ChargesFree
    TransactionTypes of ChargesAmount
    (RM)
    1Transfer of sukuk in and out Service charges 5.00
    2Account maintenance Service charges 50.00
    Services (Collection)
    Services (Collection)Service Charge on Government
    (RM)
    Service Charge on Government Agency
    (RM)
    Service Charge on Government Client
    (RM)
    1Counter e – Payment
    (Debit card)
    0.8% per transaction0.8% per transaction0.8% per transaction
    2Counter e – Payment
    (e-Debit)
    0.50 per transaction 0.50 per transaction0.50 per transaction
    3Counter e – Payment
    (MEPs Cash)
    1.00 per transaction1.00 per transaction1.00 per transaction
    4Bank Counter – Cash PaymentNILNIL5.00 per transaction
    5Bank Counter – Cheque PaymentNILNIL0.50 per cheque
    6Managed under Virtual Banking Section direct debit (to biller)NILNIL0.50 per transaction
    Services (Payment)
    TransactionServices (Payment)Service Charge on Government
    (RM)
    Service Charge on Government Agency
    (RM)
    Service Charge on Government Client
    (RM)
    1Cash Cheque
  • Encashment
  • Cheque issuance charges
  • NIL
    2.00 per piece
    0.50 per piece
    NIL
    2InterbankNIL1.00 per transactionNIL
    3InterbranchNIL0.50 per transactionNIL
    4Salary CreditingNILNILNIL
    5RentasNIL5.00 per transactionNIL
    Other Services
    Other ServicesService Charge on Government
    (RM)
    Service Charge on Government Agency
    (RM)
    Service Charge on Government Client
    (RM)
    1Bank StatementNIL10.00 per agencyNIL
    2Fund TransferNIL5.00 per transactionNIL
    3Issuance of Bankers Cheque/ Cashiers OrderNIL5.00 per transactionNIL
    4Cheque Image RequestNIL0.10 per chequeNIL
    5Cheque issuance charges0.500.500.50
    Savings Account
    TransactionActual charges
    (RM)
    1Transaction History/ Ad-hoc statement through counter1.00 per page
    Current Account
    TransactionActual charges
    (RM)
    1Transaction History/ Ad-hoc statement through counter1.00 per page
    Other Services
    TransactionActual charges
    (RM)
    1Tabung Haji6.00 per transaction
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