Goods and Services Tax (GST) – Effective 1 April 2015
The information provided below is exclusive of GST.
Please be informed that with effect from 1 April 2015, the bank’s charges, fees and commissions will be subject to GST where applicable.
Items | Channels | |
Retail Internet Banking | Mobile Banking | |
1) Fees and charges (RM per transaction) | NIL | NIL |
2) Daily transaction limit (RM per day) | 50,000.00 combined overall limit | |
3) Payment reference | ||
|
No | No |
|
No | No |
4) Future-dated payments | Yes | No |
5) Operating hours | 24 Hours | 24 Hours |
6) Crediting time | ||
|
Immediate | Immediate |
|
Immediate | Immediate |
Items | Channels | |||||||
Internet Banking | Mobile Banking | |||||||
1) Fees and charges (RM per transaction) | 0.10 | 0.10 | ||||||
2) Daily transaction limit (RM per day) | 50,000.00 combined overall limit | |||||||
3) Payment reference | ||||||||
|
Yes | Yes | ||||||
|
Yes | Yes | ||||||
4) Future-dated payments | Yes | No | ||||||
5) Future-dated payments crediting time |
|
N/A | ||||||
6) Operating hours | 24 Hours | 24 Hours |
Payment Initiated by Customers | Funds Received by Beneficiaries | Refund for Unsuccessful Transactions | ||
Business Days (Mon - Fri) |
Before 5:00 am | Same business day | By 11:00 am | By 5.00 PM |
Business Days (Mon - Fri) |
5:00 am to 8:00 am | Same business day | By 2:00 pm | By 8.20 PM |
Business Days (Mon - Fri) |
8:01 am to 11:00 am | Same business day | By 5:00 pm | By 11.00 PM |
Business Days (Mon - Fri) |
11:01 am to 2:00 pm | Same business day | By 8:20 pm | By 5.00 PM next business day |
Business Days (Mon - Fri) |
2:01 pm to 5:00 pm | Same business day | By 11:00 pm | By 5.00 PM next business day |
Business Days (Mon - Fri) |
After 5.00pm | Next business day | By 11:00 am | By 5.00 PM |
Non-Business Days (Saturday, Sunday and Federal Territory Public Holidays) |
Next business day | By 11:00 am | By 5.00 PM |
Items | Channels | |
Internet Banking | Mobile Banking | |
i. Maintenance / Subscription fee | NIL | NIL |
ii. Security token | NIL | NIL |
iii. Annual digital certificates | NIL | NIL |
iv. Salary payment / payroll | NIL | NIL |
v. Email Notification | NIL | NIL |
vi. SMS Notification | 0.20 | 0.20 |
vii. Training | NIL | NIL |
Items | Channels | |
Internet Banking | Mobile Banking | |
|
Waived | Waived |
2) Daily transaction limit (RM per day) | 50,000.00 combined overall limit | |
3) Payment reference | ||
|
Yes | Yes |
|
Yes | Yes |
4) Future-dated payments | Yes | No |
5) Operating hours | 24 Hours | 24 Hours |
Items | Channels | |
Internet Banking | Mobile Banking | |
1) Fees and Charges (RM per transaction)
Partnership and SME1 |
Nil |
Not Offering |
2) Daily transaction limit (RM per day)
Partnership and SME1 |
RM 1 billion |
Not Offering |
3) Payment reference
|
No |
Not Offering |
4) Operating hours | 7:00 AM-11:00 PM | Not Offering |
5) Crediting time
Monday - Friday |
Immediate |
Not Offering |
Items | Channels | |||||||
Internet Banking | Mobile Banking | |||||||
1) Fees and charges (RM per transaction)
Partnership and SME1 |
0.10 |
Not Offering |
||||||
2) Daily transaction limit (RM per day)
Partnership and SME1 |
RM 1 billion |
Not Offering |
||||||
3) Payment reference
Availibility of payers' names and payment references in beneficiaries' bank statement |
Yes |
Not Offering |
||||||
4) Future-dated payments | Yes | Not Offering | ||||||
5) Future-dated payments crediting time |
|
N/A | ||||||
6) Operating hours | 7:00 AM-11:00 PM | Not Offering |
Payment Initiated by Customers | Funds Received by Beneficiaries | Refund for Unsuccessful Transactions | ||
Business Days (Mon - Fri) |
Before 5:00 am | Same business day | By 11:00 am | By 5.00 PM |
Business Days (Mon - Fri) |
5:00 am to 8:00 am | Same business day | By 2:00 pm | By 8.20 PM |
Business Days (Mon - Fri) |
8:01 am to 11:00 am | Same business day | By 5:00 pm | By 11.00 PM |
Business Days (Mon - Fri) |
11:01 am to 2:00 pm | Same business day | By 8:20 pm | By 11.00 AM next business day |
Business Days (Mon - Fri) |
2:01 pm to 5:00 pm | Same business day | By 11:00 pm | |
Business Days (Mon - Fri) |
After 5.00pm | Next business day | By 11:00 am | By 5.00 PM |
Non-Business Days (Saturday, Sunday and Federal Territory Public Holidays) |
Next business day | By 11:00 am | By 5.00 PM |
Items | Channels | |
Internet Banking | Mobile Banking | |
1) Fees and charges (RM per transaction)
|
2.00 |
Not Offering |
2) Payment reference
|
Yes |
Not Offering |
3) Operating hours | 7.00AM - 11.00PM | Not Offering |
4) Crediting time | ||
|
Same Day | Not Offering |
|
Next Business Day | Not Offering |
|
Next Business Day | Not Offering |
|
Items | Channels | |
Internet Banking | Mobile Banking | |
1) Cable Charges (RM per transaction) | 30.00 | Not Offering |
2) Services Charges (RM per transaction) | 5.00 | Not Offering |
3) Daily Transaction Limit (RM per day) | RM 1 billion | Not Offering |
4) Payment reference | ||
|
Yes | Not Offering |
|
Yes | Not Offering |
5) Payment reference | ||
|
09.00 am - 3.30 pm | Not Offering |
|
Yes | Not Offering |
Items | Partnership and SME1 | Other corporates |
1) Monthly Subscription Fee | NIL | RM 20.00 (Full Mode) |
NIL | RM 40.00 (Inquiry Mode) | |
2) Digital Certificates |
NIL (First Application)
|
NIL (First Application)
|
3) Notification / SMS | NIL | RM 0.20 per transaction |