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Financing

Transaction Type Of Charges Customer
(RM)
1 Processing Fee upon acceptance (Mortgage only)
Note:
  • Processing fee on housing depends on Package
  • Compensation or Ta’widh on overdue installments is 1% per annum from instalment amount due
  • Service Charges Waived
    2 Mortgage Account Statement Service Charges 10.00 per extraction
    3 SMART Mortgage Flexi only
    a) Flexi Set-Up Fee Set-up Fee 200.00 (One-off)
    b) Flexi Redrawal Fee Redrawal Fee 30.00 per transaction
    c) Flexi Account Maintenance Fee Maintenance Fee 10.00 per month
    4 Mortgage Reducing Term Takaful (MRTT)
    Note: Takaful Contribution paid to Takaful operator.
    Takaful Fee Based on product package offered, if any
    5 House Owner Takaful/ Long Term House Owner Takaful (LTHT)
    Note: Takaful Contribution paid to Takaful operator.
    Takaful Fee Based on product package offered, if any
    6 Legal Fees
    Note: Fees paid to Solicitors.
    Legal Fee Based on product package offered, if any
    7 Valuation Fee / Other fees and any charges as stated in the Letter of Offer<
    Note: Fees paid to Valuer/ Other service providers (if any).
    Valuation Fee Based on product package offered, if any
    8 Stamp duties
    Note: Stamp Duties Payable as per the Stamp Act 1949 (Revised 1989) subject to any stamp duty exemption or remission orders.
    Duty Stamp Duties Payable as per the Stamp Act 1949 (Revised 1989)
    Transaction Type Of Charges Amount
    (RM)
    1 Compensation Late Payment (CLP) Late Payment Charges 1% per annum of actual instalment in arrears on daily basis
    2 Wasiat (depending on Wasiat operator) Wasiat Fee 350.00 - 1,400.00
    3 Takaful Takaful Contribution Contribution paid to Takaful Operator
    4 Renewal of road tax by BMMB Service Charge 10.00 per renewal
    5 Stamp duties
    Note: Stamp Duties Payable as per the Stamp Act 1949 (Revised 1989) subject to any stamp duty exemption or remission orders.
    Duty Stamp Duties Payable as per the Stamp Act 1949 (Revised 1989)
    Transaction Type Of Charges Amount
    (RM)
    1 Wasiat Wasiat Fee 200.00
    2 Takaful Takaful Contribution Net commission from contribution paid to Takaful Operator
    3 Wakalah Fee Service Charge 50.00
    Transaction Type Of Charges Amount (RM)
    1 ASB Certificate Fee Service charges 50.00
    2 Letter of Offer Stamp Duty 10.00
    Transaction Type of Charges RM
    1 Compensation or Ta’widh
    (All Financing products)
    Late Payment Charges 1% per annum on overdue instalment amount
    Transaction Type Of Charges Amount
    (RM)
    1 Letter of reference
    The Bank’s opinion on financial capability of customer to support child education
    Service charges 25.00
    2 EPF Confirmation Letter with/without document Service charges 20.00
    3 Redemption letter for Non-Aitab / Mortgage Financing Service charges 50.00
    4 Photocopy AND/OR certification of documents
    (Title, Fee, Sale & Purchase Agreement, Financing Agreement, Deed of Assignment, Financing Agreement & Assignment, Letter of Offer & Others)
    Service charges
    (per document)
    10.00
    5 New approval of a new/additional buyer/supplier*
    Note: * applicable for Commercial/ Corporate accounts only
    Service charges
    (per approval)
    Minimum 50.00
    6 EPF Withdrawal via e-Pengeluaran Service Charges 20.00
    7 Any Request i.e waiver, consent, reduce pricing etc.
    Note: Not applicable for SME Customer as defined by BNM.
    Service Charges Minimum 500.00
    8 Subsequent each drawdown of facility i.e. MTF-i for Cooperative etc.
    Note: * applicable for Commercial/ Corporate accounts only
    Service Charges Minimum 50.00
    9 Brokerage Fee (applicable to Tawarruq facility)
    Note: * applicable for Commercial/ Corporate accounts only
    Service Charges 15.00 (9.00 for broker, 6.00 for bank)
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    2024-04-17 08:38:30