What is Bank Muamalat�s sustainability commitment?

Bank Muamalat embeds ESG considerations into its Shariah-compliant strategies and operations to create positive impact for stakeholders, guided by Islamic values and Value-Based Intermediation (VBI) principles.

What does EESG mean in Bank Muamalat�s sustainability approach?

EESG refers to Economic, Environmental, Social and Governance pillars. These four areas guide Bank Muamalat�s sustainability initiatives to promote inclusive growth, environmental stewardship, social empowerment and strong governance.

How does sustainability align with Shariah principles at Bank Muamalat?

Sustainability at Bank Muamalat is guided by Islamic values, ensuring all strategies, financing and operations remain Shariah-compliant while delivering long-term positive impact to society and the environment.

What is Value-Based Intermediation (VBI)?

Value-Based Intermediation (VBI) is an Islamic banking approach that focuses on delivering sustainable outcomes to the economy, community and environment, beyond financial returns.

Which United Nations SDGs does Bank Muamalat support?

Bank Muamalat supports seven priority UN Sustainable Development Goals: No Poverty (1), Zero Hunger (2), Quality Education (4), Decent Work and Economic Growth (8), Reduced Inequalities (10), Responsible Consumption and Production (12), and Peace, Justice and Strong Institutions (16).

How does Bank Muamalat address environmental impact?

Bank Muamalat manages environmental impact through initiatives focused on carbon footprint reduction, energy efficiency, water usage management, waste reduction and climate risk assessment.

How does Bank Muamalat practice responsible financing?

Responsible financing is implemented through ESG scorecards, climate risk assessments and sustainability screening to ensure financing decisions align with environmental and social responsibility.

What governance structures support sustainability at Bank Muamalat?

Sustainability governance is overseen by the Board of Directors and Board Risk and Compliance Committee, supported by internal policies, ethical standards and sustainability management frameworks.

Where can I find Bank Muamalat�s sustainability reports?

Bank Muamalat�s sustainability performance and initiatives are published in its Sustainability Statements available on the official website.

What is Savings Account-i?

Savings Account-i is a Shariah-compliant savings account offered by Bank Muamalat Malaysia Berhad. It allows customers to save money while earning profit based on Islamic banking principles.

What is the profit rate for Savings Account-i?

The profit rate for Bank Muamalat Savings Account-i is 0.05% per annum on all balances, subject to the bank�s prevailing rates and terms.

What is the minimum deposit to open Bank Muamalat Savings Account-i?

The minimum initial deposit required to open a Bank Muamalat Savings Account-i is RM20.

Who is eligible to open a Savings Account-i?

Savings Account-i is open to individuals aged 18 years and above, including Malaysian residents and non-residents. Joint account holders are also eligible.

How do I apply for Bank Muamalat Savings Account-i?

You can apply for Savings Account-i by clicking Apply Now on the Bank Muamalat website, visiting any Bank Muamalat branch, or calling the Customer Careline at 03-2600 5500.

What documents are required to open Bank Muamalat Malaysia Savings Account-i?

To open a Savings Account-i, customers need to complete the account opening form and provide identification documents as specified by Bank Muamalat.

Is Bank Muamalat Malaysia Savings Account-i protected by PIDM?

Yes. Savings Account-i is protected by Perbadanan Insurans Deposit Malaysia (PIDM) for each depositor, subject to PIDM�s coverage terms.

Where can I find the Bank Muamalat Malaysia Terms and Conditions and Product Disclosure Sheet Saving Account-i?

The full Terms & Conditions and Product Disclosure Sheet for Savings Account-i are available on the Bank Muamalat website under the product page.

What is Personal Financing-i (Tawarruq)?

Personal Financing-i (Tawarruq) is a Shariah-compliant financing facility by Bank Muamalat designed to provide cash financing for personal financial needs, provided that the purpose does not contravene Shariah principles.

What is the Shariah concept used for Personal Financing-i?

Personal Financing-i is based on the Shariah concept of Tawarruq as the underlying structure for financing.

What contracts are involved in the Tawarruq structure for Personal Financing-i?

The Tawarruq arrangement incorporates Shariah contracts including Wa�d Mulzim (binding promise), Murabahah (cost-plus sale), and Wakalah (agency).

What can Personal Financing-i be used for?

Personal Financing-i is intended to support personal financial needs, subject to the condition that the financing purpose does not contravene Shariah principles.

How do I apply for Personal Financing-i?

You can apply for Personal Financing-i online via Bank Muamalat�s application platform or through the Apply Now option on the product page. You may also contact the bank or visit a branch for assistance.

Can I calculate my instalment before applying?

Yes. You can estimate your financing using the Personal Financing calculator available via Bank Muamalat�s online channels before submitting an application.

Is Personal Financing-i Shariah-compliant?

Yes. Personal Financing-i is structured using Shariah concepts and contracts (including Tawarruq) to ensure the facility remains Shariah-compliant.

Where can I find official product information and documents?

Official product information is provided on the Personal Financing-i product page. For full details, refer to the bank�s published product documents and terms where applicable.

Currency	Sell	Buy
AUD	0.00	0.00
BND	0.00	0.00
CAD	0.00	0.00
CHF	0.00	0.00
EUR	0.00	0.00
GBP	0.00	0.00
NZD	0.00	0.00
SGD	0.00	0.00
USD	0.00	0.00
Updated on 24/01/2024 9:15 am More currencies

Gold Standard	Price per gram (RM)
750	508.07
835	565.65
875	592.75
916	620.52
950	643.56
999	676.75
Updated on 23/01/2026 9:00 am	More details

Secure Your Future Wealth with Gold Today. Perth Mint 99.99% Gold Minted Bar/Account Price:
Account	684.89	636.89
Physical	708.89	636.89
EasiGold (Less than RM15,000)	645.099	638.817
EasiGold (RM15,000 and more)	644.099	639.817
(Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value) At selected branches only * EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store
Updated on 23/01/2026 9:30 am	More details

Currency	Sell	Buy
AUD	0.00	0.00
BND	0.00	0.00
CAD	0.00	0.00
CHF	0.00	0.00
EUR	0.00	0.00
GBP	0.00	0.00
NZD	0.00	0.00
SGD	0.00	0.00
USD	0.00	0.00
Updated on 24/01/2024 9:15 am More currencies

Currency

Sell

Buy

AUD

0.00

BND

0.00

EUR

0.00

SGD

0.00

USD

0.00

Updated on 24/01/2024 9:15 am

More currencies

Gold Standard	Price per gram (RM)
750	508.07
835	565.65
875	592.75
916	620.52
950	643.56
999	676.75
Updated on 23/01/2026 9:00 am	More details

Gold Standard

Price per gram (RM)

750

508.07

835

565.65

875

592.75

916

620.52

950

643.56

999

676.75

Updated on 23/01/2026 9:00 am

More details

Secure Your Future Wealth with Gold Today. Perth Mint 99.99% Gold Minted Bar/Account Price:
Account	684.89	636.89
Physical	708.89	636.89
EasiGold (Less than RM15,000)	645.099	638.817
EasiGold (RM15,000 and more)	644.099	639.817
(Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value) At selected branches only * EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store
Updated on 23/01/2026 9:30 am	More details

Secure Your Future Wealth with Gold Today.
Perth Mint 99.99% Gold Minted Bar/Account Price:

Product Type

Bank Sell

Bank Buy

Account

684.89

636.89

Physical

708.89

636.89

EasiGold (Less than RM15,000)

645.099

638.817

EasiGold (RM15,000 and more)

644.099

639.817

(*Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value)
*At selected branches only

* EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store

Updated on 23/01/2026 9:30 am

More details

Financing

Muamalat Murabahah Tawarruq Financing

Tawarruq is an arrangement that involves a purchase of a commodity or asset based on deferred payment basis by way of Murabahah. In this case, the Customer is purchasing the commodity as the underlying asset from the Bank. The commodity or asset is then sold for cash to a party other than the original seller.

The concept of Tawarruq is applicable for MCash and Al-Istisna Project Financing Facilities.

Email Us

Talk to Us

Visit Our Branch

Financing

Muamalat Murabahah Tawarruq Financing

Talk to Us

Visit Our Branch

The concept of Tawarruq is applicable for MCash and Al-Istisna Project Financing Facilities.

AUSTRALIAN DOLLAR	AUD	2.821000	2.697000	2.681000
BRUNEI DOLLAR	BND	3.235000	3.091000	3.080000
CANADIAN DOLLAR	CAD	2.975000	2.867000	2.850000
SWISS FRANC	CHF	5.224000	4.995000	4.977000
EURO	EUR	4.831000	4.638000	4.616000
STERLING POUND	GBP	5.533000	5.349000	5.340000
NEW ZEALAND DOLLAR	NZD	2.446000	2.332000	2.317000
SINGAPORE DOLLAR	SGD	3.235000	3.104000	3.103000
UNITED STATES DOLLAR	USD	4.115000	3.951000	3.934000

Muamalat Murabahah Tawarruq Financing

Muamalat Murabahah Tawarruq Financing

You might also be interested in

Muamalat Cashline-i Facility (MCash)

Muamalat Revolving Financing-i (MRF)