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Current Account-i

A Shariah‑compliant transactional account offering full debit-card and online banking access, with a minimum deposit of RM 500 and PIDM protection, ideal for individuals, organizations, and businesses.

Account

Current Account-i

A Shariah‑compliant transactional account offering full debit-card and online banking access, with a minimum deposit of RM 500 and PIDM protection, ideal for individuals, organizations, and businesses.

Highlights & Benefits

Debit Card Full Debit Card functions
Debit Card

Full Debit Card functions

i-Muamalat Online Banking Full access to i-Muamalat Internet Banking (upon request)
i-Muamalat Online Banking

Full access to i-Muamalat Internet Banking
(upon request)

i-Muamalat Internet Banking Full access to i-Muamalat Internet Banking
i-Muamalat Internet Banking

Full access to i-Muamalat Internet Banking

i-Biz Internet Banking Full access to i-Biz Internet Banking (for non individual customer)
i-Biz Internet Banking

Full access to i-Biz Internet Banking
(for non individual customer)

Access to Muamalat Cashline-i Facility (MCash)
Access to Muamalat Cashline-i Facility (MCash)

*The Ceiling Profit Rate (CPR) is 4%

Current Account-i

Unlock financial peace and security with our Current Account

Terms Description
Rates
Type of Customer Deposit balance (RM) Profit Rate (p.a)
Individual RM100,000 and above 0.25%
Non Individual RM100,000 and above 0.25%
How to Apply
  • Click ‘Apply Now’ button
  • Visit the nearest branch
  • Contact Customer Care Line at 03-26005500
Minimum deposit RM 500
Services for Eligible Customers
  • Free account enquiry
  • Free debit card (physical & virtual for digital banks)
  • Free replacement for faulty debit card (not customer’s fault)
    *Up to RM12 for lost/damaged cards
  • Funds transfer services that follow the rules under the Interoperable Credit Transfer Framework (ICTF).
  • Free intra-bank bill payment
  • Full access to i-Muamalat app & internet banking
  • Free cash withdrawals & deposits (including coins) at:
    1. Bank counters
    2. Muamalat ATMs, CDMs & SSTs
      *Charges apply for other banks’ machines
  • Free account statements (e-copy or hardcopy)
This product is protected by Perbadanan Insurans Deposit Malaysia (PIDM).
* Protected by PIDM up to RM250,000 for each depositor

Features & Eligibility

Individual residents and non-residents aged 18 years and above

Individual residents and non-residents

aged 18 years and above

Trust accounts for children below 18 years old

Trust accounts

for children below 18 years old

Non-Individuals: Clubs, societies, associations, institutions other than firms, corporations & other business enterprise, SMEs and trust accounts

Non-Individuals:

Clubs, societies, associations, institutions other than firms, corporations & other business enterprise, SMEs and trust accounts

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Basic Savings Account-i (BSA)
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ELITE Savings Account-i (ESA-i)
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2025-08-25 14:48:30