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Awwal Basic Credit Card-i

Looking for a PRUDENT and Shariah-compliant basic credit card?

You are at the right page!

Introducing the Bank Muamalat Awwal Basic Credit Card-i, designed specifically to help you manage your finances responsibly.
It is fully Shariah-compliant and totally free from riba using the Tawarruq concept, featuring a non-compounding profit structure and lower financing costs.

Card

Awwal Basic Credit Card-i

Looking for a PRUDENT and Shariah-compliant basic credit card?

You are at the right page!

Introducing the Bank Muamalat Awwal Basic Credit Card-i, designed specifically to help you manage your finances responsibly.
It is fully Shariah-compliant and totally free from riba using the Tawarruq concept, featuring a non-compounding profit structure and lower financing costs.

Highlights & Benefits

No Annual Fees

14% Retail Profit Rate

Complimentary Takaful Coverage for Outstanding Balance up to RM20,000 (Limited-time promotional offer)

0% Balance Transfer Plan for 6 Months

(click here to apply)

0% Instalment Payment Plan for 6 & 12 months

(click here to convert your purchase)

InstaCash (Cash Instalment Plan)

12/24/36 and 48 months.
(click here to apply)

Document Required

Term Descriptions
Employed
  • A copy of NRIC (front & back); and
  • Latest 1 month payslip; or
  • Latest EPF statement; or
  • Latest EA form; or
  • Latest BE form.
Self-Employed
  • A copy of NRIC (front & back); and
  • Latest 6 months bank statements; and
  • Copy of Business registration; and
  • Latest 1 year of Income Tax Assessment (Form B) with official tax receipt.

Note: Additional documents may be requested (if required) during processing.

Complimentary Takaful Coverage On Credit Card-i Outstanding Balance

Benefit Details Coverage
Death Benefits Maximum of RM20,000
Total and Permanent Disablement Maximum of RM20,000
Funeral Expenses Fixed Amount RM1,000

Terms & Conditions apply

Calculator

Eligibility & Fees

Principal

Min. Age : 21 years old |
Max. Age : 70 years old

Supplementary

Min. Age : 18 years old |
Max. Age : 70 years old

Annual Income RM24,000 and above

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2026-10-16 09:10:29