What is Bank Muamalat�s sustainability commitment?

Bank Muamalat embeds ESG considerations into its Shariah-compliant strategies and operations to create positive impact for stakeholders, guided by Islamic values and Value-Based Intermediation (VBI) principles.

What does EESG mean in Bank Muamalat�s sustainability approach?

EESG refers to Economic, Environmental, Social and Governance pillars. These four areas guide Bank Muamalat�s sustainability initiatives to promote inclusive growth, environmental stewardship, social empowerment and strong governance.

How does sustainability align with Shariah principles at Bank Muamalat?

Sustainability at Bank Muamalat is guided by Islamic values, ensuring all strategies, financing and operations remain Shariah-compliant while delivering long-term positive impact to society and the environment.

What is Value-Based Intermediation (VBI)?

Value-Based Intermediation (VBI) is an Islamic banking approach that focuses on delivering sustainable outcomes to the economy, community and environment, beyond financial returns.

Which United Nations SDGs does Bank Muamalat support?

Bank Muamalat supports seven priority UN Sustainable Development Goals: No Poverty (1), Zero Hunger (2), Quality Education (4), Decent Work and Economic Growth (8), Reduced Inequalities (10), Responsible Consumption and Production (12), and Peace, Justice and Strong Institutions (16).

How does Bank Muamalat address environmental impact?

Bank Muamalat manages environmental impact through initiatives focused on carbon footprint reduction, energy efficiency, water usage management, waste reduction and climate risk assessment.

How does Bank Muamalat practice responsible financing?

Responsible financing is implemented through ESG scorecards, climate risk assessments and sustainability screening to ensure financing decisions align with environmental and social responsibility.

What governance structures support sustainability at Bank Muamalat?

Sustainability governance is overseen by the Board of Directors and Board Risk and Compliance Committee, supported by internal policies, ethical standards and sustainability management frameworks.

Where can I find Bank Muamalat�s sustainability reports?

Bank Muamalat�s sustainability performance and initiatives are published in its Sustainability Statements available on the official website.

What is Savings Account-i?

Savings Account-i is a Shariah-compliant savings account offered by Bank Muamalat Malaysia Berhad. It allows customers to save money while earning profit based on Islamic banking principles.

What is the profit rate for Savings Account-i?

The profit rate for Bank Muamalat Savings Account-i is 0.05% per annum on all balances, subject to the bank�s prevailing rates and terms.

What is the minimum deposit to open Bank Muamalat Savings Account-i?

The minimum initial deposit required to open a Bank Muamalat Savings Account-i is RM20.

Who is eligible to open a Savings Account-i?

Savings Account-i is open to individuals aged 18 years and above, including Malaysian residents and non-residents. Joint account holders are also eligible.

How do I apply for Bank Muamalat Savings Account-i?

You can apply for Savings Account-i by clicking Apply Now on the Bank Muamalat website, visiting any Bank Muamalat branch, or calling the Customer Careline at 03-2600 5500.

What documents are required to open Bank Muamalat Malaysia Savings Account-i?

To open a Savings Account-i, customers need to complete the account opening form and provide identification documents as specified by Bank Muamalat.

Is Bank Muamalat Malaysia Savings Account-i protected by PIDM?

Yes. Savings Account-i is protected by Perbadanan Insurans Deposit Malaysia (PIDM) for each depositor, subject to PIDM�s coverage terms.

Where can I find the Bank Muamalat Malaysia Terms and Conditions and Product Disclosure Sheet Saving Account-i?

The full Terms & Conditions and Product Disclosure Sheet for Savings Account-i are available on the Bank Muamalat website under the product page.

What is Personal Financing-i (Tawarruq)?

Personal Financing-i (Tawarruq) is a Shariah-compliant financing facility by Bank Muamalat designed to provide cash financing for personal financial needs, provided that the purpose does not contravene Shariah principles.

What is the Shariah concept used for Personal Financing-i?

Personal Financing-i is based on the Shariah concept of Tawarruq as the underlying structure for financing.

What contracts are involved in the Tawarruq structure for Personal Financing-i?

The Tawarruq arrangement incorporates Shariah contracts including Wa�d Mulzim (binding promise), Murabahah (cost-plus sale), and Wakalah (agency).

What can Personal Financing-i be used for?

Personal Financing-i is intended to support personal financial needs, subject to the condition that the financing purpose does not contravene Shariah principles.

How do I apply for Personal Financing-i?

You can apply for Personal Financing-i online via Bank Muamalat�s application platform or through the Apply Now option on the product page. You may also contact the bank or visit a branch for assistance.

Can I calculate my instalment before applying?

Yes. You can estimate your financing using the Personal Financing calculator available via Bank Muamalat�s online channels before submitting an application.

Is Personal Financing-i Shariah-compliant?

Yes. Personal Financing-i is structured using Shariah concepts and contracts (including Tawarruq) to ensure the facility remains Shariah-compliant.

Where can I find official product information and documents?

Official product information is provided on the Personal Financing-i product page. For full details, refer to the bank�s published product documents and terms where applicable.

Banking - Bank Muamalat Malaysia Berhad

Currency	Sell	Buy
AUD	0.00	0.00
BND	0.00	0.00
CAD	0.00	0.00
CHF	0.00	0.00
EUR	0.00	0.00
GBP	0.00	0.00
NZD	0.00	0.00
SGD	0.00	0.00
USD	0.00	0.00
Updated on 24/01/2024 9:15 am More currencies

Gold Standard	Price per gram (RM)
750	508.07
835	565.65
875	592.75
916	620.52
950	643.56
999	676.75
Updated on 23/01/2026 9:00 am	More details

Secure Your Future Wealth with Gold Today. Perth Mint 99.99% Gold Minted Bar/Account Price:
Account	684.89	636.89
Physical	708.89	636.89
EasiGold (Less than RM15,000)	645.099	638.817
EasiGold (RM15,000 and more)	644.099	639.817
(Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value) At selected branches only * EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store
Updated on 23/01/2026 9:30 am	More details

Currency	Sell	Buy
AUD	0.00	0.00
BND	0.00	0.00
CAD	0.00	0.00
CHF	0.00	0.00
EUR	0.00	0.00
GBP	0.00	0.00
NZD	0.00	0.00
SGD	0.00	0.00
USD	0.00	0.00
Updated on 24/01/2024 9:15 am More currencies

Currency

Sell

Buy

AUD

0.00

BND

0.00

EUR

0.00

SGD

0.00

USD

0.00

Updated on 24/01/2024 9:15 am

More currencies

Gold Standard	Price per gram (RM)
750	508.07
835	565.65
875	592.75
916	620.52
950	643.56
999	676.75
Updated on 23/01/2026 9:00 am	More details

Gold Standard

Price per gram (RM)

750

508.07

835

565.65

875

592.75

916

620.52

950

643.56

999

676.75

Updated on 23/01/2026 9:00 am

More details

Secure Your Future Wealth with Gold Today. Perth Mint 99.99% Gold Minted Bar/Account Price:
Account	684.89	636.89
Physical	708.89	636.89
EasiGold (Less than RM15,000)	645.099	638.817
EasiGold (RM15,000 and more)	644.099	639.817
(Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value) At selected branches only * EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store
Updated on 23/01/2026 9:30 am	More details

Secure Your Future Wealth with Gold Today.
Perth Mint 99.99% Gold Minted Bar/Account Price:

Product Type

Bank Sell

Bank Buy

Account

684.89

636.89

Physical

708.89

636.89

EasiGold (Less than RM15,000)

645.099

638.817

EasiGold (RM15,000 and more)

644.099

639.817

(*Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value)
*At selected branches only

* EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store

Updated on 23/01/2026 9:30 am

More details

We are #HeretoHelp to provide you a better lifestyle

View more ways to better your lifestyle!

Better tomorrow,
together.

Green Financing

Yes! We’ll help Create a haven for you, And the Planet Too.

Green Investing

Have eco-friendly Projects in Mind? We got you Covered!

Green Mortgage

Looking to Support A business you believe in? Look Here!

Green Financing

Yes! We’ll help Create a haven for you, And the Planet Too.

Have eco-friendly Projects in Mind? We got you Covered!

Green Investing

Green Mortgage

Looking to Support A business you believe in? Look Here!

Muamalat Mesra Masjid 2.0

Discover

Discover More

Up-To-Date Conversion Rates!

AUSTRALIAN DOLLAR	AUD	2.821000	2.697000	2.681000
BRUNEI DOLLAR	BND	3.235000	3.091000	3.080000
CANADIAN DOLLAR	CAD	2.975000	2.867000	2.850000
SWISS FRANC	CHF	5.224000	4.995000	4.977000
EURO	EUR	4.831000	4.638000	4.616000
STERLING POUND	GBP	5.533000	5.349000	5.340000
NEW ZEALAND DOLLAR	NZD	2.446000	2.332000	2.317000
SINGAPORE DOLLAR	SGD	3.235000	3.104000	3.103000
UNITED STATES DOLLAR	USD	4.115000	3.951000	3.934000

2026-01-23 08:42:22

UAE DIRHAM	AED	112.938429	106.480000	104.280000
BANGLADESH TAKA	BDT	3.600000	3.100000	2.800000
DANISH KRONER	DKK	66.520000	61.080000	60.480000
HONGKONG DOLLAR	HKD	53.090000	49.590000	48.990000
INDIAN RUPEE	INR	4.640000	4.170000	4.170000
INDONESIAN RUPIAH	IDR	0.025700	0.021500	0.016500
JAPANESE YEN	JPY	2.602000	2.505000	2.492000
SRI LANKA RUPEE	LKR	1.410000	1.230000	1.110000
MAURITIUS RUPEE	MUR	10.620000	6.870000	0.000000
NORWEGIAN KRONER	NOK	42.810000	38.380000	37.780000
PAKISTAN RUPEE	PKR	1.640000	1.420000	0.820000
PHILIPPINE PESO	PHP	7.160000	6.480000	6.040000
SAUDI ARABIAN RIYAL	SAR	110.610000	104.070000	101.070000
SWEDISH KRONER	SEK	46.610000	41.540000	41.340000
THAI BAHT	THB	13.890000	11.900000	11.620000
SOUTH AFRICA RAND	ZAR	26.400000	23.690000	23.490000
QATAR RIYAL	QAR	114.020000	104.860000	103.960000
NEPAL RUPEE	NPR	3.010000	2.700000	2.610000
CHINESE RENMINBI	CNY	60.230000	55.410000	0.000000

	Selling TT/OD	Buying TT	Buying OD
AUD	0.00	0.00	0.00
BND	0.00	0.00	0.00
CAD	0.00	0.00	0.00
CHF	0.00	0.00	0.00
EUR	0.00	0.00	0.00
GBP	0.00	0.00	0.00
NZD	0.00	0.00	0.00
SGD	0.00	0.00	0.00
USD	0.00	0.00	0.00
Updated on 24/01/2024 9:15 am		More currencies

Gold Standard	Price per gram (RM)
750	508.07
835	565.65
875	592.75
916	620.52
950	643.56
999	676.75
Updated on 23/01/2026 9:00 am	Discover more

Secure Your Future Wealth with Gold Today.

Perth Mint 99.99% Gold Minted Bar/Account Price:

Product Type	Bank Sell	Bank Buy
Account	684.89	636.89
Physical	708.89	636.89
EasiGold (Less than RM15,000)	645.099	638.817
EasiGold (RM15,000 and more)	644.099	639.817
(Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value) At selected branches only
Updated on 23/01/2026 9:30 am		Discover more

We are #HeretoHelp to provide you a better lifestyle

Basic Current Account-i (BCA)

Savings Account Junior Pawket-i

Basic Savings Account-i (BSA)

View more ways to better your lifestyle!

Better tomorrow, together.

Green Financing

Yes! We’ll help Create a haven for you, And the Planet Too.

Green Investing

Have eco-friendly Projects in Mind? We got you Covered!

Green Mortgage

Looking to Support A business you believe in? Look Here!

Green Financing

Yes! We’ll help Create a haven for you, And the Planet Too.

Have eco-friendly Projects in Mind? We got you Covered!

Green Investing

Green Mortgage

Looking to Support A business you believe in? Look Here!

Wait, There’s More For You!

Resort World Tours

Tap, Tap & Win

Mokkys Pizza

Follow & Menang: Sustainability Challenge

Watsons

ZUS Coffee

Kenangan Coffee

MyLady Premier

FTA-i Prosper+ Combo

TIA-i Let’s Celebr8

Cross Border Spend Campaign

Pensonic

Tonton

Motherhood

Accor Hotels at Makkah & Madinah

Burger Lab

Koppiku

Cake Rush

TravelBiz FX Programme

Muamalat Mesra Masjid 2.0

Up-To-Date Conversion Rates!

Secure Your Future Wealth with Gold Today.

Stay In The Know!

Your Financing Statement 2024 is Now Available!

Imposition of Service Tax on Selected Financial Services Effective 1st January 2026

Maintenance Notice: i-Muamalat Online Portal and Mobile Apps on 15 January 2026

Better tomorrow,
together.

Maintenance Notice:
i-Muamalat Online Portal and Mobile Apps on 15 January 2026