Close
Financing

Supply Chain Financing Program

Supply chain finance is a set of tech-based business and financing processes that lower costs and improve efficiency for the parties involved in a transaction.

Financing Rate
Fixed at 5.00% to 5.25% per annum
Financing Limit

Minimum of RM500,000 / Maximum uo to RM10 million
Tenure

Term Financing up to 7 years

Benefits

Improved Cash Flow
Strengthened Supplier Relationships
Reduced Financing Costs
Risk Mitigation
Business Growth Opportunities
Streamlined Operations

Eligible Criteria

Malaysian SMEs that fulfill the following criteria shall be eligible for financing from the Facility:

  • Meets the definition of SMEs issued by SME Corporation Malaysia,
  • Registered with the Companies Commission of Malaysia (SSM), authorities/district offices in Sabah and Sarawak,
  • Maximum shareholders’ funds not exceeding RM5 million,
  • Shareholding by Public Listed Companies and Government Linked Companies (if any) in the SMEs shall not exceed 20%,
  • Malaysians Bumiputera residing in Malaysia that hold a minimum of 60% shareholdings in the SMEs,
  • Managing Director or CEO must be Bumiputera,
  • Majority of higher management personnel are Bumiputera.

Target Sectors

  • Manufacturer or Producer,
  • Wholesaler,
  • Trader,
  • Supplier including logistic.

Financing Limit

  • Minimum of RM500,000
  • Maximum up to RM10 Million

Type Of Facility And Tenor

  • Term Financing up to 7 years

Financing Rate

  • 5.00% to 5.25% per annum

Margin Of Financing

  • WCR – up to 100%
  • CAPEX – up to 80%

Note:
The proposed financing amount shall be within calculated Working Capital Requirement (WCR) and OPEX calculation. Business Unit may propose standby WC facility; subject to the proposed amount shall not more than 30% the calculated WCR.


Security & Support

  • 80% guarantee from SJPP
  • 20% cash margin/ guarantee from TERAJU
  • Directors’ guarantee
  • Upfront placement of 6 months FSRA
  • Keyman Takaful & Fire Takaful

Note:
SJPP have absolute discretion to impose additional collateral and terms & conditions (if any)


Other Terms & Conditions

  • Equal monthly recoupment for annual SJPP fee to be placed in FSRA 2 – to be paid 1 month prior to the expiry to the expiry date of SJPP
  • Lock-in Period shall be for the period of 5 years from the first disbursement date

*Terms and conditions apply.

You might also be interested in

High Tech and Green Facility (HTG)
Skim Jaminan Mara (SJUM)
PEMULIH Government Guarantee Scheme (PGGS)
Penjana Tourism Financing (PTF)
Chat with us on
WhatsApp
AUSTRALIAN DOLLARAUD3.1600003.0110002.995000
BRUNEI DOLLARBND3.6090003.4530003.442000
CANADIAN DOLLARCAD3.5290003.4060003.389000
SWISS FRANCCHF5.3720005.1420005.124000
EURO EUR5.2560004.9680004.946000
STERLING POUNDGBP6.1090005.8620005.853000
NEW ZEALAND DOLLARNZD2.9700002.7590002.744000
SINGAPORE DOLLARSGD3.6090003.4670003.466000
UNITED STATES DOLLARUSD4.9300004.6780004.661000

2024-04-17 08:38:30