| Transaction | Type Of Charges | Customer (RM) |
|
| 1 | Processing Fee upon acceptance (Mortgage only) Note:
|
Service Charges | Waived |
| 2 | Mortgage Account Statement | Service Charges | 10.00 per extraction |
| 3 | SMART Mortgage Flexi only | ||
| a) Flexi Set-Up Fee | Set-up Fee | 200.00 (One-off) | |
| b) Flexi Redrawal Fee | Redrawal Fee | 30.00 per transaction | |
| c) Flexi Account Maintenance Fee | Maintenance Fee | 10.00 per month | |
| 4 | Mortgage Reducing Term Takaful (MRTT) Note: Takaful Contribution paid to Takaful operator. |
Takaful Fee | Based on product package offered, if any |
| 5 | House Owner Takaful/ Long Term House Owner Takaful (LTHT) Note: Takaful Contribution paid to Takaful operator. |
Takaful Fee | Based on product package offered, if any |
| 6 | Legal Fees Note: Fees paid to Solicitors. |
Legal Fee | Based on product package offered, if any |
| 7 | Valuation Fee / Other fees and any charges as stated in the Letter of Offer< Note: Fees paid to Valuer/ Other service providers (if any). |
Valuation Fee | Based on product package offered, if any |
| 8 | Stamp duties Note: Stamp Duties Payable as per the Stamp Act 1949 (Revised 1989) subject to any stamp duty exemption or remission orders. |
Duty | Stamp Duties Payable as per the Stamp Act 1949 (Revised 1989) |
| Transaction | Type Of Charges | Amount (RM) |
|
| 1 | Compensation Late Payment (CLP) | Late Payment Charges | 1% per annum of actual instalment in arrears on daily basis |
| 2 | Wasiat (depending on Wasiat operator) | Wasiat Fee | 350.00 – 1,400.00 |
| 3 | Takaful | Takaful Contribution | Contribution paid to Takaful Operator |
| 4 | Renewal of road tax by BMMB | Service Charge | 10.00 per renewal |
| 5 | Stamp duties Note: Stamp Duties Payable as per the Stamp Act 1949 (Revised 1989) subject to any stamp duty exemption or remission orders. |
Duty | Stamp Duties Payable as per the Stamp Act 1949 (Revised 1989) |
| Transaction | Type Of Charges | Amount (RM) |
|
| 1 | Wasiat | Wasiat Fee | 200.00 |
| 2 | Takaful | Takaful Contribution | Net commission from contribution paid to Takaful Operator |
| 3 | Wakalah Fee | Service Charge | 50.00 |
| Transaction | Type Of Charges | Amount (RM) | |
| 1 | ASB Certificate Fee | Service charges | 50.00 |
| 2 | Letter of Offer | Stamp Duty | 10.00 |
| Fees & Charges | Amount |
| Stamp Duty | As per the Stamp Act 1949 (Revised 1989) |
| Legal fees, Valuation fees and other charges | Including solicitors fee for preparing financing documentation, registration of charge, land search and bankruptcy search (where applicable). |
| Transaction | Type of Charges | RM | |
| 1 | Compensation or Ta’widh (All Financing products) |
Late Payment Charges | 1% per annum on overdue instalment amount |
| Transaction | Type Of Charges | Amount (RM) |
|
| 1 | Letter of reference The Bank’s opinion on financial capability of customer to support child education |
Service charges | 25.00 |
| 2 | EPF Confirmation Letter with/without document | Service charges | 20.00 |
| 3 | Redemption letter for Non-Aitab / Mortgage Financing | Service charges | 50.00 |
| 4 | Photocopy AND/OR certification of documents (Title, Fee, Sale & Purchase Agreement, Financing Agreement, Deed of Assignment, Financing Agreement & Assignment, Letter of Offer & Others) |
Service charges (per document) |
10.00 |
| 5 | New approval of a new/additional buyer/supplier* Note: * applicable for Commercial/ Corporate accounts only |
Service charges (per approval) |
Minimum 50.00 |
| 6 | EPF Withdrawal via e-Pengeluaran | Service Charges | 10.00 |
| 7 | Any Request i.e waiver, consent, reduce pricing etc. Note: Not applicable for SME Customer as defined by BNM. |
Service Charges | Minimum 500.00 |
| 8 | Subsequent each drawdown of facility i.e. MTF-i for Cooperative etc. Note: * applicable for Commercial/ Corporate accounts only |
Service Charges | Minimum 50.00 |
| 9 | Brokerage Fee (applicable to Tawarruq facility) Note: * applicable for Commercial/ Corporate accounts only |
Service Charges | 15.00 (9.00 for broker, 6.00 for bank) |
