Annual Report

Community. Marketplace. Workplace. Environment

At Bank Muamalat, we enhance our value based on criteria beyond business results and MARKETPLACE.
Our WORKPLACE sets the pace for us to deliver and share our values with the COMMUNITY and
ENVIRONMENT.

The COMMUNITY is the place we seek for co-prosperity and epitomize our business
ingenuity. Our customer service and product offerings result in social and human benefits.

The MARKETPLACE s the platform for us to manifest our true grit and sheer
determination to succeed as one of the fair and socially-engaged market players.

The WORKPLACE is closely guarded for our employees, being our biggest asset, to be
nurtured, well-engaged and conducive for work-life balance.

We cherish our ENVIRONMENT and vow to care, safeguard and cherish it for our future
generations to inherit and restore the beauty of the nature.