Muamalat Invest Sdn Bhd

En. Khairul Kamarudin is currently the Chief Executive Officer of Bank Muamalat Malaysia Berhad. Encik Khairul bin Kamarudin brings with him 22 years of experience in the financial industry, of which 14 years were with Bank Islam Malaysia Berhad (BIMB). He was Chief Executive Officer (CEO) of BIMB (July 2017 to August 2018) and former CEO of BIMB Holdings Berhad (June 2017 to August 2018). During his tenure with BIMB and prior to his appointment as the CEO he held the positions of Deputy CEO, Director of Business Development, Head of Consumer Banking and Head of Special Recovery.

He has a Law Degree from Anglia Ruskin University, United Kingdom. He is also a Member of the Chartered Institute of Islamic Finance (CIIF).

Encik Khairul’s Islamic Banking and Finance Industry experience includes being Director of BIMB Investment Berhad, Board Member of IAP (Investment Account Platform), Board Member of Islamic Banking and Finance Institute Malaysia (IBFIM), Board Member of Majlis Agama Islam Wilayah Persekutuan (MAIWP). Before joining BIMB he was with Pengurusan Danaharta Nasional Berhad for 5 years. Encik Khairul started his career as an Audit Senior with PriceWaterhouseCoopers Malaysia (Assurance & Business Advisory Services, Banking & Financial Services Group).

En. Md. Khairuddin Haji Arshad is currently an Independent Non-Executive Director of Bank Muamalat Malaysia Berhad. He also serves as the Chairman of the Board Risk Management Committee and a member of the Board Audit, Board Veto and Board Compliance Committees.

He has over 25 years of experience in the banking industry. He started his career with Bank Negara Malaysia (BNM) in 1991 and served in the Bank Regulation Department and, Islamic Banking and Takaful Department until 2005. He was involved in the setting up of the International Islamic Financial Market and the Islamic Financial Services Board.

He was part of the pioneer management team tasked with the establishment of Perbadanan Insurans Deposit Malaysia. He served as Chief Operating Officer and General Manager, Insurance, Risk Assessment and Monitoring Division since its establishment in 2005 until 2013. He was also the first Chairman of the Islamic Deposit Insurance Group of International Association of Deposit Insurers.

He joined Bank Rakyat in 2013 as Chief Risk Officer and his last position was Chief Operating Officer where he was entrusted with the responsibilities to expand the retail and corporate banking businesses, ensure effective implementation of the recovery and rehabilitation activities, manage corporate services effectively and continuously improve the effectiveness and efficiencies of the overall banking operations.

He holds a Bachelor’s Degree in Accounting from the International Islamic University Malaysia. He also attended the Oxford Advanced Management and Leadership Program and ICLIF Global Leadership Development Program. He also has a Master of Business Administration from Heriot Watt University.

Pn. Roshidah Abdullah is currently an Independent Non-Executive Director of Bank Muamalat Malaysia Berhad. She is the Chairman of the Board Audit Committee and a member of the Board Nomination & Remuneration and Board Compliance Committees.

She has more than 25 years’ experience in financial management, corporate strategy development, governance and risk management in various organisations across diverse industries – upstream oil and gas; pharmaceutical manufacturing and distribution; construction and engineering – with operations in Malaysia and abroad (particularly Kazakhstan, Indonesia and the Middle East). Having worked for almost 20 years in public listed companies and large conglomerates in the capacity of Chief Financial Officer and equivalent, she has had much exposure to the requirements and set up of code of corporate governance and enterprise-wide risk management framework in her previous organisations.

She started her career as an auditor with Deloitte and Touche (Kassim Chan & Co) in 1989. She left the firm in December 1992 to join Time Engineering Berhad as a Group Accountant.

In January 1995, Pn. Roshidah moved to Remedi Pharmaceuticals (M) Sdn Bhd (Remedi) to head the Finance Department. Remedi was at that point just secured a 15-year concession contract to manage the drug procurement for the Ministry of Health Malaysia. She was also directly involved in the merger and acquisition of Remedi, Raza Manufacturing Berhad and Strand Pharmaceuticals Sdn Bhd by Pharmaniaga Berhad (Pharmaniaga) in 1998, and the subsequent public listing of Pharmaniaga on Bursa Securities in 1999. In January 2000, Roshidah was promoted as the General Manager Finance and later in April 2003, as the Chief Financial Officer for Pharmaniaga. She was also Pharmaniaga’s Chief Operating Officer from 2006 to March 2008.

Pn. Roshidah then spent the next two years until early 2010 as Finance Director at UEM Group Berhad and UEM Builders Berhad before she returned to Pharmaniaga to assist the Company to, amongst others, finalise its negotiation for renewal of the concession agreement and prepare for the change in controlling shareholders.

After leaving Pharmaniaga in March 2011, Roshidah had a short stint as a business consultant. Then from April 2013 to October 2016, she was the Chief Financial Officer with Sumatec Resources Berhad.

Pn. Roshidah obtained a Bachelors of Arts degree in Accountancy from South Australian Institute of Technology, Australia (now known as University of South Australia) in 1988. She is also a chartered member of Malaysian Institute of Accountants and a certified member of Australian CPA since 1992.

Khadijah Sairah joined Muamalat Invest in May 2024. She brings with her more than 26 years of industry experience. Her previous exposures to equity research, investment analysis, portfolio management, unit trust operations, product development, business development and marketing have molded her into a well-rounded leader in the fund management industry. During her previous leadership as the CEO of Eastspring Al-Wara’ Investment Bhd, she was highly regarded for her contribution towards turning the company to profit and doubling its assets under management. From her stints at several other asset managers (both local and foreign) with bank-backing, trustee-backing and insurance-backing with regional and global collaborations have provided her with holistic foresight of the potential opportunities within the capital market. She started her career in 1997 with the national premier asset manager where she was their scholar.

She holds a MBA (Finance) with Distinction from University of Malaya, a Graduate Diploma in Applied Finance and Investment (GDAFI) from Securities Institute of Australia/PNBi and BBA (Transport) with Best Student Award from MARA University of Technology.

Ling Kim Moy joined MISB in November 2023. She holds an Honours Degree in Accountancy from University Malaya. She has 12 years working experience in finance and 15 years in fund management.

She started her career in Hong Leong Finance as an Internal Audit Executive. In 1994 she assumed the post of an accountant in Hong Leong Management and transferred to Hong Leong Yamaha Distributors in 1997. She was promoted to Finance Manager in Hong Leong Fund Management in 1999, and licensed as a compliance officer registered with the Securities Commission.In 2008 she joined Amundi Asset Management as Senior Manager, Finance and Admin, a pioneer member before being promoted to Head of Operations, Associate Director in 2014.

Prior to joining MISB, she was attached to HL Management Co as a Financial Controller

Amirudin bin Abdul Hamid joined Muamalat Invest Sdn Bhd (“MISB”) in October 2021 as a Head of Investment. He brings a unique and extensive 19 years of experience in managing domestic and offshore equity. He began his career in 2002 with Permodalan Nasional Berhad as an investment analyst before being promoted to the fund manager role in 2006. In 2008, he joined Amundi Asset Management Malaysia as one of the pioneer members. In 2014, he joined Public Mutual for a short spell before moving to RHB Islamic International Asset Management Berhad in 2016 as a senior fund manager. Prior to joining MISB, he was attached with Gax MD Sdn Bhd as a portfolio manager for a digital and algorithm-driven investment platform called MYTHEO.

En. Md. Khairuddin Haji Arshad is currently an Independent Non-Executive Director of Bank Muamalat Malaysia Berhad. He also serves as the Chairman of the Board Risk Management Committee and a member of the Board Audit, Board Veto and Board Compliance Committees.

He has over 25 years of experience in the banking industry. He started his career with Bank Negara Malaysia (BNM) in 1991 and served in the Bank Regulation Department and, Islamic Banking and Takaful Department until 2005. He was involved in the setting up of the International Islamic Financial Market and the Islamic Financial Services Board.

He was part of the pioneer management team tasked with the establishment of Perbadanan Insurans Deposit Malaysia. He served as Chief Operating Officer and General Manager, Insurance, Risk Assessment and Monitoring Division since its establishment in 2005 until 2013. He was also the first Chairman of the Islamic Deposit Insurance Group of International Association of Deposit Insurers.

He joined Bank Rakyat in 2013 as Chief Risk Officer and his last position was Chief Operating Officer where he was entrusted with the responsibilities to expand the retail and corporate banking businesses, ensure effective implementation of the recovery and rehabilitation activities, manage corporate services effectively and continuously improve the effectiveness and efficiencies of the overall banking operations.

He holds a Bachelor’s Degree in Accounting from the International Islamic University Malaysia. He also attended the Oxford Advanced Management and Leadership Program and ICLIF Global Leadership Development Program. He also has a Master of Business Administration from Heriot Watt University.

Pn. Roshidah Abdullah is currently an Independent Non-Executive Director of Bank Muamalat Malaysia Berhad. She is the Chairman of the Board Audit Committee and a member of the Board Nomination & Remuneration and Board Compliance Committees.

She has more than 25 years’ experience in financial management, corporate strategy development, governance and risk management in various organisations across diverse industries – upstream oil and gas; pharmaceutical manufacturing and distribution; construction and engineering – with operations in Malaysia and abroad (particularly Kazakhstan, Indonesia and the Middle East). Having worked for almost 20 years in public listed companies and large conglomerates in the capacity of Chief Financial Officer and equivalent, she has had much exposure to the requirements and set up of code of corporate governance and enterprise-wide risk management framework in her previous organisations.

She started her career as an auditor with Deloitte and Touche (Kassim Chan & Co) in 1989. She left the firm in December 1992 to join Time Engineering Berhad as a Group Accountant.

In January 1995, Pn. Roshidah moved to Remedi Pharmaceuticals (M) Sdn Bhd (Remedi) to head the Finance Department. Remedi was at that point just secured a 15-year concession contract to manage the drug procurement for the Ministry of Health Malaysia. She was also directly involved in the merger and acquisition of Remedi, Raza Manufacturing Berhad and Strand Pharmaceuticals Sdn Bhd by Pharmaniaga Berhad (Pharmaniaga) in 1998, and the subsequent public listing of Pharmaniaga on Bursa Securities in 1999. In January 2000, Roshidah was promoted as the General Manager Finance and later in April 2003, as the Chief Financial Officer for Pharmaniaga. She was also Pharmaniaga’s Chief Operating Officer from 2006 to March 2008.

Pn. Roshidah then spent the next two years until early 2010 as Finance Director at UEM Group Berhad and UEM Builders Berhad before she returned to Pharmaniaga to assist the Company to, amongst others, finalise its negotiation for renewal of the concession agreement and prepare for the change in controlling shareholders.

After leaving Pharmaniaga in March 2011, Roshidah had a short stint as a business consultant. Then from April 2013 to October 2016, she was the Chief Financial Officer with Sumatec Resources Berhad.

Pn. Roshidah obtained a Bachelors of Arts degree in Accountancy from South Australian Institute of Technology, Australia (now known as University of South Australia) in 1988. She is also a chartered member of Malaysian Institute of Accountants and a certified member of Australian CPA since 1992.

Encik Amirul Nasir Abdul Rahim is currently the Chief Financial Officer of Bank Muamalat Malaysia Berhad (BMMB) with effect from 1 September 2021. Prior to joining BMMB, he was the Director, Strategy & Finance, CIMB Niaga, Indonesia.